BeanJockey Start-Up Chile Demo Day

•

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Steve Saldana, Founder of BeanJockey presents a brief overview of the problem and the solution followed by an update on how BeanJockey is positioning itself for future growth. Presented in Santiago, Chile on September 9, 2013.

Economy & Finance Self Improvement

BeanJockey
Steve Saldana

The smartest way to repay your loans...
1

About the Founder
Steve Saldana

BS/BA - Finance & Entrepreneurship

GE Capital

Chartered Financial Analyst (CFA)

SunGard

Financial Risk Manager (FRM)

Boston University

MENSA member

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
2

What is BeanJockey
Shows you the best way to make extra payments on
your loans
Custom nonlinear optimization algorithm (like Excel’s
Solver plugin)

Losing Less === Earning More

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
3

High-level Concept
Algorithms for the “right-hand” side of the balance sheet
FinTech dominated by lead generation ﬁrms (see appendix)
Investments (ETFs, 401K, IRA)
Credit & lending
Budgeting & cash ﬂow management
BeanJockey wants to remain unbiased

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
4

Why BeanJockey is Needed
US household consumer debt
$11.2 trillion outstanding balance
$660 billion annual interest payments
$6,000 per household per year in INTEREST

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
5

Who Can Use BeanJockey
Ability + willingness to pay extra on loans
Target households
...top 60% of income earnings
...with children
...headed by a person employed in a managerial or
professional position
September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
6

The Solution

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
7

The Solution

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
8

90 day plan: More Traction
1 new signup every 2 days
3 Marketing Approaches
Paid Search - experimental stage
Organic Search - most important
Free tools - next to implement

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
9

Questions?
stephensaldana@gmail.com
linkedin.com/in/stephensaldana
beanjockey.com
facebook.com/beanjockey
September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
10

Appendix

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
11

Tech Stack - Front
BackboneJS
Backbone Layout Manager
Highcharts
d3
DataTables
Bootstrap

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
12

Tech Stack - Back
Amazon EC2, RDS, ELB
MySQL
PHP
CodeIgniter
Tank Auth

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
13

Software is Eating The
World Finance
Asset Managers

Budgeting

Accounting

Wealthfront
Betterment
Personal Capital
SigFig

Mint
YouNeedABudget
PocketSmith
HelloWallet

Quickbooks
Kashﬂow
Xero

Credit

Closest Comps

New Segment

Credit Sesame
Credit Karma

TuitionIO
Student Loan Hero
ReadyForZero
PaybackSmarter

BeanJockey

September 9-10, 2013

Start-Up Chile - Demo Day

https://beanjockey.com
14

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