10. You
shall
not
pass
if…
• Your
credit
score
is
in
poor
condi3on
11. You
shall
not
pass
if…
• Your
credit
score
is
in
poor
condi3on
• You
can’t
manage
credit
spending
12. You
shall
not
pass
if…
• Your
credit
score
is
in
poor
condi3on
• You
can’t
manage
credit
spending
• You
can’t
manage
paying
your
bills
on
3me
13. You
shall
not
pass
if…
•
•
•
•
Your
credit
score
is
in
poor
condi3on
You
can’t
manage
credit
spending
You
can’t
manage
paying
your
bills
on
3me
You’re
taking
a
loan
out
in
the
next
12
months
