SlideShare a Scribd company logo
1 of 11
NON-PERFORMING ASSETS OF KSFC



      Sikkim Manipal University




A study on “NON-PERFORMING ASSETS AT KARNATAKA STATE
                     FINANCIAL CORPORATION”


     A Project submitted to Sikkim Manipal University in the
      Partial completion of requirements for the award of
    MASTERS DEGREE IN BUSINESS ADMINISTRATION



By,
K M MITHUN
Reg. No. 520771690

SYSTEM DOMAIN INSTITUTE OF MANAGEMENT RESEARCH
MALLESHWARAM, BANGALORE
Study Centre Code- 02785




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC



           STUDENT DECLARATION

I here by declare that this project entitled “A study on ”NON-
PERFORMING ASSETS OF KARNATAKA STATE FINANCIAL
CORPORATION” has been prepared by me during the year 2009 as a
partial fulfillment for the degree of “MASTERS IN BUSINESS
ADMINISTRATION”.


I here by declare that this project has not been submitted to any other
University or Institute for the award of any Degree or Diploma




Place:                                                       Signature
Date:




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




               ACKNOWLEDGEMENT

In my efforts towards the realization of the project, I have drawn on the
guidance of several people for which I am glad to acknowledge.

I take this opportunity to thank my guide SRI RAMESH, GENERAL
MANAGER OF KSFC- Bangalore.


Last but not the least; I would thank my friends for helping me doing this
project.




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




          CERTIFICATE BY THE GUIDE

This is to certify that a project entitled “A Study on ”NON-PERFORMING
ASSETS AT KARNATAKA STATE FINANCIAL CORPORATION” is a
record of project work done by K M MITHUN, bearing Register No:
520771690, student of final year MBA. Sikkim Manipal University, Study
Centre–SYSTEM          DOMAIN        INSTITUTE   OF    MANAGEMENT
RESEARCH, Bangalore. This project has not been previously formed a
basis for the award of any degree.


This project represents an independent work on the part of the candidate
under the guidance.


Place: Bangalore                           Name & Signature of the guide
Date:


Signature of the student



Signature of the study centre




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




    SL
                     CONTENTS                    PAGE NO.
    NO

1         INTRODUCTION                              2-7

2         RESEARCH DESIGH                          8-10

3         PROFILE OF THE ORGANISATION              11-25

4         ANALYSIS AND INTERPRETATION OF           26-67

          DATA

5         SUMMARY OF FINDINGS,                    68-78

          SUGGESTIONS, CONCLUSION

6         BIBLOGRAPHY                               79




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




          Introduction
SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




          RESEARCH DESIGN


SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




          PROFILE OF THE
           ORGANISATION




SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




        ANALYSIS AND
     INTERPRETATION OF
           DATA
SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




 SUMMURY OF FINDIGS,
    SUGGESTION &
     CONCLUSION

SMU
2009-05
NON-PERFORMING ASSETS OF KSFC




          BIBLOGRAPHY




SMU
2009-05

More Related Content

Similar to Body of projects (2)

Working capital management
Working capital managementWorking capital management
Working capital management
Amandeep Singh
 
Measuring Financial Performance Based on Camels Rating
Measuring Financial Performance Based on Camels RatingMeasuring Financial Performance Based on Camels Rating
Measuring Financial Performance Based on Camels Rating
nazmus sakib
 
17275993 summer-training-report-on-working-capital-mangement
17275993 summer-training-report-on-working-capital-mangement17275993 summer-training-report-on-working-capital-mangement
17275993 summer-training-report-on-working-capital-mangement
Animesh Mehta
 
Project work
Project workProject work
Project work
btulsi
 
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
Sasikumar.R
 
Preparing for the Workplace - iploma Of Managementpdf
Preparing for the Workplace - iploma Of ManagementpdfPreparing for the Workplace - iploma Of Managementpdf
Preparing for the Workplace - iploma Of Managementpdf
Gustavo Dantas
 
A study on recruitment and selection process of
A study on recruitment and selection process ofA study on recruitment and selection process of
A study on recruitment and selection process of
Kanagaraj Vvr
 
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
pchiranjeevi
 
Working Capital-cover page - final project-ii
Working Capital-cover page - final project-iiWorking Capital-cover page - final project-ii
Working Capital-cover page - final project-ii
Sasikumar.R
 

Similar to Body of projects (2) (20)

Working capital management
Working capital managementWorking capital management
Working capital management
 
A Study on performance appraisal system and employee benefits of Malabar Grou...
A Study on performance appraisal system and employee benefits of Malabar Grou...A Study on performance appraisal system and employee benefits of Malabar Grou...
A Study on performance appraisal system and employee benefits of Malabar Grou...
 
Measuring Financial Performance Based on Camels Rating
Measuring Financial Performance Based on Camels RatingMeasuring Financial Performance Based on Camels Rating
Measuring Financial Performance Based on Camels Rating
 
17275993 summer-training-report-on-working-capital-mangement
17275993 summer-training-report-on-working-capital-mangement17275993 summer-training-report-on-working-capital-mangement
17275993 summer-training-report-on-working-capital-mangement
 
section 1
section 1section 1
section 1
 
section 1
section 1section 1
section 1
 
Surendra
SurendraSurendra
Surendra
 
Anurag
AnuragAnurag
Anurag
 
Varsha project
Varsha projectVarsha project
Varsha project
 
Project work
Project workProject work
Project work
 
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
Introduction to-the-project-report-on-organisation-study-for-mba-iii-semester...
 
Civil services
Civil servicesCivil services
Civil services
 
Certificate
CertificateCertificate
Certificate
 
Preparing for the Workplace - iploma Of Managementpdf
Preparing for the Workplace - iploma Of ManagementpdfPreparing for the Workplace - iploma Of Managementpdf
Preparing for the Workplace - iploma Of Managementpdf
 
A study on recruitment and selection process of
A study on recruitment and selection process ofA study on recruitment and selection process of
A study on recruitment and selection process of
 
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
Mahindramahindraprojectrepotbymakshudkhan 101212094253-phpapp01
 
Mahindra & mahindra project repot by (makshud khan)
Mahindra & mahindra project repot  by (makshud khan)Mahindra & mahindra project repot  by (makshud khan)
Mahindra & mahindra project repot by (makshud khan)
 
vinay
vinayvinay
vinay
 
Working Capital-cover page - final project-ii
Working Capital-cover page - final project-iiWorking Capital-cover page - final project-ii
Working Capital-cover page - final project-ii
 
Projectreport 150207002313-conversion-gate02
Projectreport 150207002313-conversion-gate02Projectreport 150207002313-conversion-gate02
Projectreport 150207002313-conversion-gate02
 

Recently uploaded

The basics of sentences session 3pptx.pptx
The basics of sentences session 3pptx.pptxThe basics of sentences session 3pptx.pptx
The basics of sentences session 3pptx.pptx
heathfieldcps1
 
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
ZurliaSoop
 
Salient Features of India constitution especially power and functions
Salient Features of India constitution especially power and functionsSalient Features of India constitution especially power and functions
Salient Features of India constitution especially power and functions
KarakKing
 

Recently uploaded (20)

Introduction to Nonprofit Accounting: The Basics
Introduction to Nonprofit Accounting: The BasicsIntroduction to Nonprofit Accounting: The Basics
Introduction to Nonprofit Accounting: The Basics
 
How to setup Pycharm environment for Odoo 17.pptx
How to setup Pycharm environment for Odoo 17.pptxHow to setup Pycharm environment for Odoo 17.pptx
How to setup Pycharm environment for Odoo 17.pptx
 
Interdisciplinary_Insights_Data_Collection_Methods.pptx
Interdisciplinary_Insights_Data_Collection_Methods.pptxInterdisciplinary_Insights_Data_Collection_Methods.pptx
Interdisciplinary_Insights_Data_Collection_Methods.pptx
 
Spatium Project Simulation student brief
Spatium Project Simulation student briefSpatium Project Simulation student brief
Spatium Project Simulation student brief
 
Holdier Curriculum Vitae (April 2024).pdf
Holdier Curriculum Vitae (April 2024).pdfHoldier Curriculum Vitae (April 2024).pdf
Holdier Curriculum Vitae (April 2024).pdf
 
General Principles of Intellectual Property: Concepts of Intellectual Proper...
General Principles of Intellectual Property: Concepts of Intellectual  Proper...General Principles of Intellectual Property: Concepts of Intellectual  Proper...
General Principles of Intellectual Property: Concepts of Intellectual Proper...
 
The basics of sentences session 3pptx.pptx
The basics of sentences session 3pptx.pptxThe basics of sentences session 3pptx.pptx
The basics of sentences session 3pptx.pptx
 
Graduate Outcomes Presentation Slides - English
Graduate Outcomes Presentation Slides - EnglishGraduate Outcomes Presentation Slides - English
Graduate Outcomes Presentation Slides - English
 
How to Manage Global Discount in Odoo 17 POS
How to Manage Global Discount in Odoo 17 POSHow to Manage Global Discount in Odoo 17 POS
How to Manage Global Discount in Odoo 17 POS
 
Google Gemini An AI Revolution in Education.pptx
Google Gemini An AI Revolution in Education.pptxGoogle Gemini An AI Revolution in Education.pptx
Google Gemini An AI Revolution in Education.pptx
 
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
Jual Obat Aborsi Hongkong ( Asli No.1 ) 085657271886 Obat Penggugur Kandungan...
 
Salient Features of India constitution especially power and functions
Salient Features of India constitution especially power and functionsSalient Features of India constitution especially power and functions
Salient Features of India constitution especially power and functions
 
Making communications land - Are they received and understood as intended? we...
Making communications land - Are they received and understood as intended? we...Making communications land - Are they received and understood as intended? we...
Making communications land - Are they received and understood as intended? we...
 
ICT role in 21st century education and it's challenges.
ICT role in 21st century education and it's challenges.ICT role in 21st century education and it's challenges.
ICT role in 21st century education and it's challenges.
 
80 ĐỀ THI THỬ TUYỂN SINH TIẾNG ANH VÀO 10 SỞ GD – ĐT THÀNH PHỐ HỒ CHÍ MINH NĂ...
80 ĐỀ THI THỬ TUYỂN SINH TIẾNG ANH VÀO 10 SỞ GD – ĐT THÀNH PHỐ HỒ CHÍ MINH NĂ...80 ĐỀ THI THỬ TUYỂN SINH TIẾNG ANH VÀO 10 SỞ GD – ĐT THÀNH PHỐ HỒ CHÍ MINH NĂ...
80 ĐỀ THI THỬ TUYỂN SINH TIẾNG ANH VÀO 10 SỞ GD – ĐT THÀNH PHỐ HỒ CHÍ MINH NĂ...
 
Kodo Millet PPT made by Ghanshyam bairwa college of Agriculture kumher bhara...
Kodo Millet  PPT made by Ghanshyam bairwa college of Agriculture kumher bhara...Kodo Millet  PPT made by Ghanshyam bairwa college of Agriculture kumher bhara...
Kodo Millet PPT made by Ghanshyam bairwa college of Agriculture kumher bhara...
 
On National Teacher Day, meet the 2024-25 Kenan Fellows
On National Teacher Day, meet the 2024-25 Kenan FellowsOn National Teacher Day, meet the 2024-25 Kenan Fellows
On National Teacher Day, meet the 2024-25 Kenan Fellows
 
How to Give a Domain for a Field in Odoo 17
How to Give a Domain for a Field in Odoo 17How to Give a Domain for a Field in Odoo 17
How to Give a Domain for a Field in Odoo 17
 
Sociology 101 Demonstration of Learning Exhibit
Sociology 101 Demonstration of Learning ExhibitSociology 101 Demonstration of Learning Exhibit
Sociology 101 Demonstration of Learning Exhibit
 
Food safety_Challenges food safety laboratories_.pdf
Food safety_Challenges food safety laboratories_.pdfFood safety_Challenges food safety laboratories_.pdf
Food safety_Challenges food safety laboratories_.pdf
 

Body of projects (2)

  • 1. NON-PERFORMING ASSETS OF KSFC Sikkim Manipal University A study on “NON-PERFORMING ASSETS AT KARNATAKA STATE FINANCIAL CORPORATION” A Project submitted to Sikkim Manipal University in the Partial completion of requirements for the award of MASTERS DEGREE IN BUSINESS ADMINISTRATION By, K M MITHUN Reg. No. 520771690 SYSTEM DOMAIN INSTITUTE OF MANAGEMENT RESEARCH MALLESHWARAM, BANGALORE Study Centre Code- 02785 SMU 2009-05
  • 2. NON-PERFORMING ASSETS OF KSFC STUDENT DECLARATION I here by declare that this project entitled “A study on ”NON- PERFORMING ASSETS OF KARNATAKA STATE FINANCIAL CORPORATION” has been prepared by me during the year 2009 as a partial fulfillment for the degree of “MASTERS IN BUSINESS ADMINISTRATION”. I here by declare that this project has not been submitted to any other University or Institute for the award of any Degree or Diploma Place: Signature Date: SMU 2009-05
  • 3. NON-PERFORMING ASSETS OF KSFC ACKNOWLEDGEMENT In my efforts towards the realization of the project, I have drawn on the guidance of several people for which I am glad to acknowledge. I take this opportunity to thank my guide SRI RAMESH, GENERAL MANAGER OF KSFC- Bangalore. Last but not the least; I would thank my friends for helping me doing this project. SMU 2009-05
  • 4. NON-PERFORMING ASSETS OF KSFC CERTIFICATE BY THE GUIDE This is to certify that a project entitled “A Study on ”NON-PERFORMING ASSETS AT KARNATAKA STATE FINANCIAL CORPORATION” is a record of project work done by K M MITHUN, bearing Register No: 520771690, student of final year MBA. Sikkim Manipal University, Study Centre–SYSTEM DOMAIN INSTITUTE OF MANAGEMENT RESEARCH, Bangalore. This project has not been previously formed a basis for the award of any degree. This project represents an independent work on the part of the candidate under the guidance. Place: Bangalore Name & Signature of the guide Date: Signature of the student Signature of the study centre SMU 2009-05
  • 5. NON-PERFORMING ASSETS OF KSFC SL CONTENTS PAGE NO. NO 1 INTRODUCTION 2-7 2 RESEARCH DESIGH 8-10 3 PROFILE OF THE ORGANISATION 11-25 4 ANALYSIS AND INTERPRETATION OF 26-67 DATA 5 SUMMARY OF FINDINGS, 68-78 SUGGESTIONS, CONCLUSION 6 BIBLOGRAPHY 79 SMU 2009-05
  • 6. NON-PERFORMING ASSETS OF KSFC Introduction SMU 2009-05
  • 7. NON-PERFORMING ASSETS OF KSFC RESEARCH DESIGN SMU 2009-05
  • 8. NON-PERFORMING ASSETS OF KSFC PROFILE OF THE ORGANISATION SMU 2009-05
  • 9. NON-PERFORMING ASSETS OF KSFC ANALYSIS AND INTERPRETATION OF DATA SMU 2009-05
  • 10. NON-PERFORMING ASSETS OF KSFC SUMMURY OF FINDIGS, SUGGESTION & CONCLUSION SMU 2009-05
  • 11. NON-PERFORMING ASSETS OF KSFC BIBLOGRAPHY SMU 2009-05