2. T O D AY ’ S R E A L I T Y
o As of September 30, 2011, total
consumer indebtedness was
$11.66 trillion*
o Most people are living paycheck to
paycheck.
o Many people work 8-12 hours a day
to pay taxes or to have a food for a
day. Most people lie awake at
*FEDERAL RESERVE BANK OF NEW YORK
RESEARCH AND STATISTICS GROUP night worrying about
MICROECONOMIC STUDIES
money-related issues
What Is Your Financial
Reality?
3. “Remember that the longest JOURNEY
must have a beginning, and will have an end,
and that where you may
be tomorrow depends
wholly and solely on the
road you are taking today” ---
Megiddo Message
4. PEOPLE EMPOWERMENT
FOR SUSTAINABLE AND OPTIMUM
SERVICES INTERNATIONAL Inc.
This is an institution duly registered with the Security and Exchange
Commission (SEC) as stock corporation aiming to provide sources of
livelihood to Filipinos especially the marginalized sector of the society by
offering life protection benefits, unlimited life skills and livelihood trainings
for free , weekly incentives or rewards through continuous invitation of
potential distributors; providing financial services through a credit facility
with minimal interest through its “We Care for Humanity International
Foundation, Inc. aiming to empower the people especially the small and
medium scale entrepreneurs to have access to credit to finance their
businesses; and a PESOS LINGAP KAPWA Program, a “damayan”
concept giving full protection to beneficiaries of members.
5. OUR VISION:
P.E.S.O.S International Incorporated
aims to transform people’s lives
through a solid program on training
and development particularly in the
field of entrepreneurship, direct
selling and network marketing.
6. OUR MISSION STATEMENTS:
The entire organization of PESOS INT’L.,
INC. is deeply committed in the advocacy and
promotion of genuine people empowerment
for our fellowmen locally & globally.
We are dedicated to offer quality and value
for money products and services;
We are determined to provide Success & Skills Training and Development
Program on Entrepreneurship, Livelihood; Network Business Building for
our Distributors and Business Partners, thus creating a gateway for the
fastest-rewarding financial opportunity for them;
• We shall engage our members to a higher level of economic activities so as
to create multiple streams of income and to achieve financial freedom; and
• We shall promote patriotism by supporting local entrepreneurs and
patronizing locally-produced products and services;
7. LEGALITIES:
PEOPLE EMPOWERMENT
FOR SUSTAINABLE AND OPTIMUM
SERVICES INTERNATIONAL Inc.
SEC REG. No.CS201220928
Dated: Nov.16,2012
Company TIN No. 008-293-172
Head Office:
Room F, 2nd Flr. Hsincho Bldg.
Crisanto M. Delos Reyes St.
Manggahan, Gen. Trias, Cavite
Website: www.pesos.org.ph
8. COMPANY PROFILE:
BOARD OF DIRECTORS/OFFICERS :
Members of the Board :
Chairperson – Natividad P. Cheng
Vice-Chairperson - Marieta L. Javier
Jesus Carullo
Marcelo Pamulaklakin
Ma. Cristina Luardo
President/CEO : Marieta L. Javier
Treasurer : Natividad Cheng
Secretary : Marcelo Pamulaklakin
11. “ Ang PROTEKSYON ng
Pamilyang
Insured ka na buhat sa sumusunod: masang pilipino”
Pagkamatay dahil sa KALAMIDAD ( Acts of Nature) = Php 500K
Pagkamatay dahil sa Vehicular Accident = Php 500K
Un-provoked Murder and Assault = Php 500K
Pagkamatay dahil sa Pagkaka-kagat ng hayop = Php 500K
Total disability and dismemberment = Php 500K
Accident Burial Assistance = Php 10K
Worldwide Coverage
Age limit: 16 to 65 years old
1 registration per person only
year coverage , no monthly payment
Non-transferable
13. HEALTH BENEFITS:
Give a positive mood
Oxygenates the body and boosts stamina
Improves blood circulation
Increased mental focus
Stronger immune system
It may increase your body’s antioxidant capacity
It's been said that it supports healthy blood, and
cholesterol levels
Healthy liver function for body cleansing.
Improve
Healthy Cafe memory
14. PRODUCT PACKAGE
for
Php 2,500.00 only
+ Inclusive of Great Privileges
&
Global Business
Opportunities…
Healthy Cafe
15. PRODUCT PACKAGE No. 1
o Four (4) Boxes of Healthy Café
for your o P25K Accident Insurance Coverage
o Training Coupons worth P1K
Php 2,500.00 o Personal Online Tracking Account
o Inclusive Privileges
Micro – Financing Assistance up to Php
150K thru WE CARE for HUMANITY
FOUNDATION
Lingap – Kapwa Program
o One Business kit
Distributor Registration Forms
Brochures
Copy of SEC registration, BIR
Livelihood Program
Basic Orientation Seminar
Inheritance Income
The Opportunity to Earn
10 Ways
16. PACKAGE No. 2
o Two (2) Boxes of Red Juice
o One (1) Box Healthy Café’
for o P25K Accident Insurance Coverage
o Training Coupons worth P1K
o Personal Online Tracking Account
Php 2,500.00 o Inclusive Privileges
Micro – Financing Assistance up to
Php 150K thru WE CARE for
HUMANITY FOUNDATION
Lingap – Kapwa Program
o One Business kit
Distributor Registration Forms
Brochures
Copy of SEC registration, BIR
Livelihood Program
Basic Orientation Seminar
Inheritance Income
The Opportunity to Earn 10 Ways
17. PACKAGE No. 3
o Two (2) Boxes of Red Juice
o One (1) Bottle Omega Fish Oil
Php 2,500.00 o P25K Accident Insurance Coverage
o Training Coupons worth P1K
o Personal Online Tracking Account
o Inclusive Privileges
Micro – Financing Assistance up to
Php 150K thru WE CARE for
HUMANITY FOUNDATION
Lingap – Kapwa Program
o One Business kit
Distributor Registration Forms
Brochures
Copy of SEC registration, BIR
Livelihood Program
Basic Orientation Seminar
Inheritance Income
The Opportunity to Earn 10 Ways
18. PACKAGE No. 4
o P500K Accident Insurance Coverage
o Training Coupons worth P1K
Php o Personal Online Tracking Account
2,500.00 o Inclusive Privileges
Micro – Financing Assistance up
to Php 150K thru WE CARE for
HUMANITY FOUNDATION
Lingap – Kapwa Program
o One Business kit
Distributor Registration Forms
Brochures
Copy of SEC registration, BIR
Livelihood Program
Basic Orientation Seminar
Inheritance Income
The Opportunity to Earn 10 Ways
19. 5. MICRO- FINANCING LOAN
MICRO-FINANCING LOAN
For every 2 direct sponsors, the credit line of the distributor
increases by Php1,000.
The minimum amount of loan is Php1,000 and the distributor can renew
for higher loanable amount up to Php150k depending upon the number
of his/her direct sponsors.
MICRO-FINANCING LOAN
Xerox of PESOS ID; Xerox of Valid ID’s
Signed Loan Application Form; Sign Disclosure Statement
Signed Promissory Note; and
NOTE : * A distributor has the option not to avail the loan yet and could
request for loan availment once his/her loanable amount is bigger.
* The borrower must be of legal age.
20. LOAN TERMS
Php1,000 to Php 2,000 - 2 months to pay
Php 2,001 to Php 4,000 - 3 months to pay
Php 4,001 to Php 6,000 - 4 months to pay
Php 6,001 to Php10,000 - 6 months to pay
Php 10,001 to Php15,000 - 10 months to pay
Php 15,001 to Php 20,000 - 12 months to pay
Php 20,001 to Php 50,000 - 1 year & 6 mos.
Php 50,001 to Php150,000 - 2 years to pay
LOAN PROCESSING
All loans shall be processed and released within 7 working days from the date of
completion of requirements;
No loan renewal could be released without fully paying the previous loan obligation;
All Micro-Financing loans shall be processed and released by “We Care for Humanity
Int’l. Foundation (the foundation of PESOS Int’l. for Micro-Financing Program)
21. LINGAP-KAPWA PROGRAM
A distributor contribution system where the beneficiary of
a distributor who passed away will receive a sum of
money depending on how much collected.
Accidental Death
Natural Death- 6 mos. Contestability Period
Php 50 – deductable from members with
incentives in the following week
1,000 members X Php 50 = Php 50,000
10,000 members X Php 50 = Php 500,000
100,000 members X Php 50 = Php 5,000,000
22. LIVELIHOOD & LIFESKILLS TRAINING FOR FREE
All registered distributors are also entitled for
free training on life skills and livelihood such as
:
-Fabric Conditioner Making
-Liquid Dishwashing Making
-Hand Sanitizer Making
-Car Shampoo Making
-Detergent Powder Making etc.
23. LIVELIHOOD & LIFESKILLS TRAINING FOR FREE
-Financial Management Training
-Entrepreneurial Management
-Life Survival Skills etc.
24. LINGAP-KAPWA PROGRAM
A distributor contribution system where the beneficiary of
a distributor who passed away will receive a sum of
money depending on how much collected.
Accidental Death
Natural Death- 6 mos. Contestability Period
Php 50 – deductable from members with
incentives in the following week
1,000 members X Php 50 = Php 50,000
10,000 members X Php 50 = Php 500,000
100,000 members X Php 50 = Php 5,000,000
25. Compensation Plan
1. DIRECT SELLING BONUS
2. DIRECT SALES COMMISSION
Your Key To Financial Success 3. X- TREME INFINITY BONUS
4. SPILL OVER BONUS
5. MATCHING BONUSES
6. UNI LEVEL COMMISSION
7. LEADERSHIP BONUS
8. PROFIT SHARING
9. TRAVEL INCENTIVES
10.LOYALTY BONUS
26. Compensation Plan
1. DIRECT SELLING BONUS
Every member is entitled to 30 % Lifetime Discount.
2. DIRECT SALES COMMISSION
Earn Php 500 as Direct Sales Commission for every
direct sponsor that purchased the entry package.
There is no limit on how many members you
can directly refer to PESOS INT’L.
You can make as many referrals as you can
and as you want, with
NO TIME FRAME.
27. Compensation Plan
3. X- TREME INFINITY BONUS
A B
YOU
Paul May
From B sides of his A direct
referral down to infinity, a
distributor shall earn Php 500.00
INFINITY
28. Compensation Plan
3. X- TREME INFINITY BONUS
A B B
YOU
Paul May
From A sides of his/her B direct
referral down to infinity, another
Php 500.00 income shall be given. A
INFINITY
29. Compensation Plan
4. SPILL OVER BONUS
A B
YOU
Paul May
For every spill-over made by the
distributor to be placed in his/her x-
treme infinity income, the distributor
shall earn an additional Php 250.00 on
top of the Php 500.00 x-treme infinity
income she/he has earned or a total
of Php 750.00.
30. Compensation Plan
4. SPILL OVER BONUS
A B
YOU
Paul May
For every spill-over made by the A
distributor to be placed in his/her x-
treme infinity income, the distributor
shall earn an additional Php 250.00 on A
top of the Php 500.00 x-treme infinity
income she/he has earned or a total
of Php 750.00.
31. Compensation Plan
5. MATCHING BONUSES
All distributors shall be entitled for Matching Bonuses up
to Php 5 Million based on the following qualifications :
100 Dists. each from A & B sides = Php 5,000
300 Dists. each from A & B sides = Php15,000
500 Dists. each from A & B sides = Php 25,000
1,000 Dists. each from A & B sides= Php 50,000
1,500 Dists. each from A & B sides= Php 75,000
2,500 Dists. each from A & B sides= Php 100,000
5,000 Dists. each from A & B sides= Php 200,000
20,000 Dists. each from A & B sides=Php1Million
50,000 Dists. each from A & B sides=Php 5Million
32. Compensation Plan
6. UNI-LEVEL COMMISSION
POSITION POSITION POSITION
LEVEL SILVER GOLD DIAMOND
10% of the Total 1 10% 10% 10%
Suggested Retail 2 10% 10% 10%
Price (SRP) of all 3 10% 10% 10%
4 10% 10% 10%
products shall be 5 10% 10% 10%
allocated to 6 10% 10% 10%
Unilevel point 7 - 10% 10%
8 - 10% 10%
value. 9 - - 10%
10 - - 10%
34. Compensation Plan
7. LEADERSHIP BONUS
20% Leadership Bonus shall be given to distributor from all
unilevel commissions of his/her direct sponsors.
Example: YOU
A B C D E
MORE DIRECT
Php 10K Php 20K Php 30K Php 40K Php 50K SPONSOR
20% 20% 20% 20% 20% =
Php 2K PHP 4K Php 6K Php 8K Php 10K BIGGER
INCOME
Earn Php 30,000 or More…
35. Compensation Plan
8. PROFIT SHARING
10% of the Total Sales Repeat Purchase (TSRP) point
value of the company semi-annually shall be allocated
for profit sharing based on the following:
Position: Example:
Gold= 4% Php30 Million TSRP X 10%= Php 3 Million
Diamond= 6%
no. of qualifiers
Note : To qualify for this incentive, a Gold Distributor shall have at least 10 Gold
Direct Sponsors, and a Diamond Distributors shall have at least 20 Diamond Direct
Sponsors under him/her for the covered period.
36. Compensation Plan
9. TRAVEL INCENTIVES
5% of the Total Sales Repeat Purchase (TSRP) point
value of the company will be allocated to Diamond
position which shall be released semi-annually.
Example:
Php 15 Million TSRP X 5%= Php 750,000.00
no. of qualifiers
Note: To qualify for this incentive, the distributor has at least maintained a
minimum personal purchases of Php1,500.00 and 10 Diamond Direct Sponsors
too for the last six ( 6) months covering the date announced by the company.
37. Compensation Plan
10. LOYALTY BONUS
This income shall be given to a distributors yearly or up
to 5 year - term depending upon preference of the
distributor.
38. “ MOST PEOPLE NEVER
GET WEALTHY SIMPLY
BECAUSE THEY ARE NOT
TRAINED TO RECOGNIZE
OPPORTUNITIES RIGHT
IN FRONT OF THEM.”
Robert Kiyosaki
Investor, businessman,
author, financial expert and
motivational speaker. Co-
founder of The Rich Dad
Company.
