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creative services
24%
Home Businesses in the UK
Another useful infographic from HomeProtect
3%
mostly at the 
clients premises
equally at the business owners 
home  at clients premises
60%
16%
30%
Buy your home business home insurance online: www.homeprotect.co.uk
S o u r c e s : http://www.ons.gov.uk/ons/dcp171778_280959.pdf 
http://www.enterprisenation.com/blog/what-does-a-uk-small-
business-really-look-like-in-2013/, http://www.claimsjournal.com
/news/international/2013/01/22/221392.htm
UK home workers
1 i n 8 
people who work in 
the UK, work from home
Number of people 
running a business 
from home has 
increased 20% 
in the last 10 years
+20%
2003 2013
Huge increase in a decade
O n l y 1 6 % 
home workers employ 
one or more staff
Majority: One man operations
Working uninsured
O n l y 3 % 
have employers 
liability insurance
3%
Business use: vehicles
6 6 % 
use their car for business purposes
1 4 % have car 
insurance with business use
Where home businesses 
meet their clients
10%

mostly at the 
business owners 
home
Professional indemnity cover
8 % have professional indemnity
insurance cover
Startups (mostly) start at home
4%
15%
69%
1.4%
11%
% of startup businesses (0-3 years old)
operate mainly from home
rent premises
are mobile businesses
use co-working spaces
mixture of the above
Types of home businesses
creative 
services
retail to consumers
30% 24%
otherbusiness 
consultancy
24%22%
Ecommerce
55%
of home businesses
sell products or
services online
Buying a house can be hard
9 7 % 
say it’s more difficult to buy a house
as a small business owner
13% employ staff without
employers libility cover

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Home Business in the UK - The facts

  • 1. creative services 24% Home Businesses in the UK Another useful infographic from HomeProtect 3% mostly at the clients premises equally at the business owners home at clients premises 60% 16% 30% Buy your home business home insurance online: www.homeprotect.co.uk S o u r c e s : http://www.ons.gov.uk/ons/dcp171778_280959.pdf http://www.enterprisenation.com/blog/what-does-a-uk-small- business-really-look-like-in-2013/, http://www.claimsjournal.com /news/international/2013/01/22/221392.htm UK home workers 1 i n 8 people who work in the UK, work from home Number of people running a business from home has increased 20% in the last 10 years +20% 2003 2013 Huge increase in a decade O n l y 1 6 % home workers employ one or more staff Majority: One man operations Working uninsured O n l y 3 % have employers liability insurance 3% Business use: vehicles 6 6 % use their car for business purposes 1 4 % have car insurance with business use Where home businesses meet their clients 10% mostly at the business owners home Professional indemnity cover 8 % have professional indemnity insurance cover Startups (mostly) start at home 4% 15% 69% 1.4% 11% % of startup businesses (0-3 years old) operate mainly from home rent premises are mobile businesses use co-working spaces mixture of the above Types of home businesses creative services retail to consumers 30% 24% otherbusiness consultancy 24%22% Ecommerce 55% of home businesses sell products or services online Buying a house can be hard 9 7 % say it’s more difficult to buy a house as a small business owner 13% employ staff without employers libility cover