Tips To Help You Get Out of Credit Card Debt

Stop Using Your Credit Cards Keep card with the lowest interest rate Leave it at home Cut up the rest

Keep card with the lowest interest rate

Leave it at home

Cut up the rest

Pay It Off With a Personal Loan Make sure interest on loan is lower than your credit card interest

Make sure interest on loan is lower than your credit card interest

Pay More Than Minimum Payment Use savings Credit Card Interest > Savings Account Interest

Use savings

Credit Card Interest > Savings Account Interest

Transfer Balance To Other Cards Shop for another card with a lower interest rate Beware of initial sign-up deals

Shop for another card with a lower interest rate

Beware of initial sign-up deals

Develop a Written Plan Cut down on unnecessary purchases Keep track of all purchases made throughout the month Pay off cards with the highest balances first

Cut down on unnecessary purchases

Keep track of all purchases made throughout the month

Pay off cards with the highest balances first