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About Debt relief companies use a number of techniques in order to help an individual overcome his/her debt. It isn’t uncommon for people to rack up huge debts in their name over a period of time and something it may all become too overbearing for a person to handle. That’s where debt consolidation companies come in. They take over all your outstanding debts and settle them for you. In exchange, you need to repay them on a monthly basis for the amount of money they have outlaid on your behalf. This helps many people by taking a huge burden off their head.