Retirement Transition Power Pt 120908

763 views

Published on

This powerpoint is prepared for presentation at the annual convention of the American Group Psychotherapy Association, Feb. 20, 2009 in Chicago. Its contents show one way that we at Charting Your Personal Future use group process in our work with those considering the psychological aspects of retiring.

0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
763
On SlideShare
0
From Embeds
0
Number of Embeds
12
Actions
Shares
0
Downloads
0
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

Retirement Transition Power Pt 120908

  1. 1. Using Group Processes in Retirement Transition Workshops Robert K. Conyne, Ph.D. Lynn S. Rapin, Ph.D. Charting Your Personal Future , Cincinnati, Ohio Presented at AGPA Convention, Chicago, 02/20/09
  2. 2. PURPOSE OF PRESENTATION <ul><li>TO GAIN INCREASED UNDERSTANDING OF SOME IMPORTANT PERSONAL & SOCIAL FACTORS FOR PLANNING YOUR RETIREMENT. </li></ul><ul><li>TO APPLY LEARNING AND DISCUSS IN SMALL GROUPS </li></ul>
  3. 3. WE ARE: <ul><li>LICENSED COUNSELORS & PSYCHOLOGISTS; TRAINERS & CONSULTANTS </li></ul><ul><li>EXPERIENCED IN HUMAN AND ORGANIZATION DEVELOPMENT </li></ul><ul><li>FOCUSED ON HELPING PEOPLE TO CHART THEIR PERSONAL FUTURE THROUGH VIEWING RETIREMENT AS A LIFE TRANSITION WITH GROWTH POTENTIAL. </li></ul>
  4. 4. OUR SERVICES <ul><li>WE OFFER HOLISTIC LIFE RETIREMENT PLANNING SERVICES TO INDIVIDUALS AND ORGANIZATIONS, EMPHASIZING RETIREMENT AS AN OPPORTUNITY TO CHART A NEW PERSONAL FUTURE. </li></ul><ul><li>SERVICES: INDIVIDUAL, GROUP, TRAINING, AND CONSULTATION </li></ul><ul><li>REVIEW-DREAM-PLAN-ENGAGE </li></ul>
  5. 5. CHARTING YOUR PERSONAL FUTURE: 4 COMPASS POINTS
  6. 6. I. BACKGROUND <ul><li>SOME RELEVANT RETIREMENT </li></ul><ul><li>CONTEXT </li></ul>
  7. 7. I-A. Oops! Hard Times for Retirement Transition Let’s begin by considering the present economic situation…
  8. 8. The slide below says it all <ul><li>Optimism plummets with the economy for far too many: </li></ul>
  9. 9. Some Economic Recession Issues <ul><li>Planning to delay retirement : </li></ul><ul><li>1/5 ages 55-64; ¼ ages 45-54 </li></ul><ul><li>Common reasons : </li></ul><ul><ul><li>Falling home prices </li></ul></ul><ul><ul><li>18% ages 55-64; 1/3 of 45-54 </li></ul></ul><ul><ul><li>Falling investments </li></ul></ul><ul><ul><li>1/3 55-64; 18% 45-54 </li></ul></ul><ul><ul><li>Health care cost increases </li></ul></ul><ul><ul><li>Increase life expectancy (78.5, 2007) to 85.5 (2050) </li></ul></ul>
  10. 10. Getting Harder to Live <ul><li>2002 2008 </li></ul><ul><li>Delayed retirement 21% 28% </li></ul><ul><li>Returned to work or </li></ul><ul><li>looking for work 10 17 </li></ul><ul><li>Postponed major purchase 30 44 </li></ul><ul><li>Postponed paying some </li></ul><ul><li>bills 6 12 </li></ul><ul><li>Fleck, C. (2008, July-Aug.). Retirement on Hold. AARP Bulletin, pp. 10-11. Rollins, J. (2008, Oct.). The Graying of the Baby Boomers. Counseling Today, pp. 32-37. </li></ul>
  11. 11. Some Negative Behavioral Consequences <ul><li>Grieving </li></ul><ul><li>Fearful </li></ul><ul><li>Feeling betrayed </li></ul><ul><li>Cutting back, holding tight </li></ul><ul><li>Avoiding/ostrich </li></ul><ul><li>Keeping busy (might be adaptive) </li></ul><ul><li>Depression </li></ul><ul><li>Insomnia </li></ul><ul><li>Cravings </li></ul><ul><li>Self harm, acting out </li></ul>
  12. 12. STILL, SOME ARE RETIRING <ul><li>YOU MAY GET TO WORK WITH SOME OF THESE WHO ARE STILL “ON TRACK” </li></ul><ul><li>OR, YOU MAY BE ONE OF THEM! </li></ul><ul><li>SO, LET’S MOVE AHEAD… </li></ul>
  13. 13. I-B. LET’S START WITH A QUIZ <ul><li>ANSWER TRUE OR FALSE: </li></ul><ul><li>1. Old age starts at 65. </li></ul><ul><li>2. With aging: IQ, ability to learn, and memory all weaken. </li></ul><ul><li>3. You’ll be smart when old if you were smart when young. </li></ul><ul><li>4. Most old people cannot adapt. </li></ul>
  14. 14. SOME IMPLICATIONS <ul><li>Aging people are much more RESILIENT AND FLEXIBLE than had once been assumed </li></ul><ul><li>“10-YEAR SHIFT:” 60 is what 50 (or 40)used to be…”everything seems to have been moved off by a decade.” Or more… </li></ul>
  15. 15. Retirement Could Last a Long Time <ul><li>Retirement is a relatively new concept </li></ul><ul><li>Many of us can look forward to many years of retirement (about 1/3 of our life) </li></ul><ul><li>What are we going to do with those years? </li></ul>
  16. 16. HOW WILL YOUR CLIENTS (OR YOU) FILL YOUR DAYS?
  17. 17. A 2nd TRUE/FALSE QUIZ <ul><li>Retirement will work itself out. </li></ul><ul><li>Success in career or job means success in retirement. </li></ul><ul><li>Most financially secure retirees are satisfied. </li></ul><ul><li>Moving from full-time productive work to retirement usually is a smooth transition. </li></ul>
  18. 18. SOME IMPLICATIONS <ul><li>Retirement is a big transition with its own challenges </li></ul><ul><li>Retirement requires attention and planning to personal, situational, and financial factors. </li></ul>
  19. 19. PHASES OF OLDER AGE <ul><li>RE-EVALUATION (45-65) </li></ul><ul><li>Setting new goals </li></ul><ul><li>LIBERATION (55-75) </li></ul><ul><li>Shedding past inhibitions </li></ul><ul><li>SUMMING-UP (65-85) </li></ul><ul><li>Reviewing & giving back </li></ul><ul><li>ENCORE (75+) </li></ul><ul><li>Affirmation in adversity </li></ul>
  20. 20. ISSUES IN DECIDING TO RETIRE <ul><li>Finances and economic recession </li></ul><ul><li>Replacing functions of working </li></ul><ul><ul><li>Earning money </li></ul></ul><ul><ul><li>Managing time </li></ul></ul><ul><ul><li>Sense of purpose </li></ul></ul><ul><ul><li>Knowing where you fit in </li></ul></ul><ul><ul><li>Social connection </li></ul></ul>
  21. 21. ISSUES, Continued <ul><li>Psychological well-being </li></ul><ul><li>Physical well-being </li></ul><ul><li>Family roles </li></ul><ul><li>Taking control </li></ul><ul><li>Health issues </li></ul>
  22. 22. 3 PHASES OF ADJUSTMENT <ul><li>SATISFACTION AND ADJUSTMENT WITH RETIREMENT: </li></ul><ul><li>3 PHASES OF ADJUSTMENT: </li></ul><ul><li>PHASE 1: “HONEYMOON ” (6 MONTHS) </li></ul><ul><li>PHASE 2: “ LET DOWN” (3-18 MONTHS) </li></ul><ul><li>PHASE 3: “ REORIENTATION” (24 MONTHS ON…..) </li></ul>
  23. 23. ADJUSTING TO RETIREMENT <ul><li>4 MAJOR INFLUENCING FACTORS : </li></ul><ul><li>1. PLANNING FOR RETIREMENT, INCLUDING PERSONAL ISSUES </li></ul><ul><li>2. RETIREMENT EXPECTATIONS (Relief? Joy? Anxiety? Resentment?) </li></ul><ul><li>3. EXTENT OF INCOME LOSS </li></ul><ul><li>4. LIFE SKILLS and STRATEGIES </li></ul>
  24. 24. ADUSTMENT TRANSITIONS <ul><li>NEW ROLES </li></ul><ul><li>NEW ROUTINES </li></ul><ul><li>NEW RELATIONSHIPS </li></ul><ul><li>NEW ASSUMPTIONS </li></ul><ul><li>( Schlossberg, 2004 ) </li></ul>
  25. 25. FORMS OF RETIREMENT <ul><li>Part Time: Pension/investments plus part-time work </li></ul><ul><li>Total: Pension/investments and/or Social Security </li></ul><ul><li>None: No Interest in Retirement </li></ul><ul><li>Blends: New trends include Flexible, Phased, Early, Second Career </li></ul>
  26. 26. SOME SAGES ON RETIREMENT <ul><li>“A perpetual holiday is a working definition of hell” G.B. Shaw </li></ul><ul><li>“A purposeless leisure breeds nothing good” Sophocles </li></ul>
  27. 27. SOME OTHER VIEWS <ul><li>“I’ve been carefully managing my finances for 20 years. I should be fine.” </li></ul><ul><li>“I’ll NEVER be able to retire now…” </li></ul><ul><li>“I’ll golf, fish, travel, catch up on home jobs.” </li></ul><ul><li>“Work went well, so will retirement” </li></ul>
  28. 28. MAYBE…HOW ‘BOUT THIS VIEW? <ul><li>“ Retirement is not an end to significant activity but rather a new beginning filled with excitement and adventure.” </li></ul>
  29. 29. RE T IREMENT vs. “RE F IREMENT” <ul><li>RE T IREMENT: IF YOU CAN RETIRE NOW, TRADITIONAL NOTION MIGHT FIT YOU: “STEPPING DOWN,” </li></ul><ul><li>“ LAYING DOWN THE PLOW,” MOVING OUT OF THE HARNESS” TO SOMETHING RELAXED AND FREER </li></ul><ul><li>RE F IREMENT: IF YOU CAN REFIRE NOW, EVOLVING STYLE MIGHT FIT YOU: “PHASING OUT,” SECOND CAREER, TRYING NEW APPLICATIONS, COMING BACK FOR MORE IN A DIFFERENT WAY. </li></ul>
  30. 30. CHARTING YOUR PERSONAL FUTURE: 4 COMPASS POINTS
  31. 31. II. APPLYING REVIEW-DREAM-PLAN-ENGAGE in COTS Groups <ul><li>“ COTS” GROUPS: </li></ul><ul><li>“ C reating O pportunities T o S hare” </li></ul><ul><li>(We will experience part of a workshop that might be </li></ul><ul><li>given to clients). </li></ul><ul><li>See Conyne, R., & Rapin, L. (2007, July). Using Group Processes in Retirement Transition Workshops, Group Psychologist, 17(2), pp. 20-22. </li></ul>
  32. 32. Form a COTS group <ul><li>Simply join with 3-5 others for discussion and application of </li></ul><ul><li>Review-Dream-Plan-Engage steps. </li></ul>
  33. 33. APPLYING REVIEW-DREAM-PLAN-ENGAGE <ul><li>REVIEW </li></ul><ul><li>“ Life’s a voyage that’s homeward bound.” </li></ul><ul><li>Herman Melville </li></ul>
  34. 34. Step 1: REVIEW <ul><li>“ REVIEW ” IS THE FIRST STEP IN PRODUCING AN ENJOYABLE RETIREMENT </li></ul><ul><li>Who are you? </li></ul><ul><li>Where have you been? </li></ul><ul><li>What’s been successful? </li></ul>
  35. 35. REVIEW: EXPECTATIONS ABOUT RETIREMENT <ul><li>DO YOU HAVE A CLEAR PICTURE OF THE WORLD OF RETIREMENT? </li></ul>
  36. 36. REVIEW : RETIREMENT OPTIONS <ul><li>HOW AWARE ARE YOU THAT MANY OPTIONS MAY BE OPEN TO YOU IN RETIREMENT? </li></ul>
  37. 37. REVIEW: MEANING & PURPOSE <ul><li>ARE YOU AWARE OF WHAT GIVES YOU A SENSE OF MEANING AND PURPOSE IN LIFE? </li></ul>
  38. 38. REVIEW: UNDERSTANDING RETIREMENT TRANSITIONS <ul><li>HOW CONFIDENT ARE YOU THAT YOU WILL BE ABLE TO ESTABLISH NEW ROLES, ROUTINES, RELATIONSHIPS, ASSUMPTIONS? </li></ul>
  39. 39. REVIEW: SOCIAL CONNECTION <ul><li>TO WHAT DEGREE ARE YOU INVOLVED POSITIVELY WITH OTHERS? </li></ul>
  40. 40. A REVIEW EXERCISE <ul><li>WHAT IS ATTRACTIVE ABOUT RETIRING? </li></ul><ul><li>CAN YOU LIST 3 ATTRACTIVE FEATURES? </li></ul><ul><li>1. _____________________________________ </li></ul><ul><li>2. ____________________________ </li></ul><ul><li>3. ____________________________ </li></ul><ul><li>WHAT DETRACTS FROM RETIRING? </li></ul><ul><li>CAN YOU LIST 3 UNATTRACTIVE FEATURES? </li></ul><ul><li>1. ______________________________________ </li></ul><ul><li>2. ____________________________ </li></ul><ul><li>3. ____________________________ </li></ul><ul><li>DISCUSS IN YOUR SMALL GROUP </li></ul>
  41. 41. APPLYING REVIEW-DREAM-PLAN-ENGAGE <ul><li>DREAM </li></ul><ul><li>“ You may say I’m a dreamer…but I’m not the only one…” John Lennon </li></ul>
  42. 42. Step 2: DREAM <ul><li>“ DREAM ” FOLLOWS “REVIEW” </li></ul><ul><li>“WHAT MIGHT BE OUT THERE FOR YOU?” </li></ul><ul><li>“WHAT’S POSSIBLE?” </li></ul>
  43. 43. DREAM: FORECASTING <ul><li>WHAT DREAMS DO YOU CHERISH THAT YOU WOULD LOVE TO BRING TO LIFE? </li></ul>
  44. 44. DREAM: YOUR VIEW OF THE FUTURE <ul><li>TO WHAT DEGREE DO YOU SEE THE “THIRD HALF” OF LIFE (RETIREMENT) AS A TIME FOR VITALITY, VIBRANCY, AND DYNAMIC AND ONGOING PERSONAL HEALTH? </li></ul>
  45. 45. A DREAM EXERCISE <ul><li>“ Dreaming…” </li></ul><ul><li>What excites you ? </li></ul><ul><li>What makes you happy? </li></ul><ul><li>What satisfies you? </li></ul><ul><li>If you had a short time yet to live, what would you most </li></ul><ul><li>want to do with that time? </li></ul><ul><li>Can you envision a desirable future for yourself? </li></ul><ul><li>What might it be? </li></ul><ul><li>“ Picturing Your Dream ” </li></ul><ul><li>Draw your dream </li></ul><ul><li>Describe what you drew </li></ul><ul><li>DISCUSS IN YOUR SMALL GROUP </li></ul>
  46. 46. APPLYING REVIEW-DREAM-PLAN-ENGAGE <ul><li>PLAN </li></ul><ul><li>“ The ability to convert ideas to things is the secret to outward success.” </li></ul><ul><li>-Henry Ward Beecher </li></ul>
  47. 47. Step 3: PLAN <ul><li>“ PLAN ” FOLLOWS “DREAM” </li></ul><ul><li>WHEN PLANNING, YOU CONVERT “REVIEW” AND “DREAM” INFORMATION INTO SOME OPERATIONAL STEPS. </li></ul>
  48. 48. PLAN: REPLACING WHAT’S MISSING <ul><li>TO WHAT DEGREE DO HAVE YOU DEVELOPED A PLAN TO REPLACE THE 5 ESSENTIAL FUNCTIONS OF WORKING? </li></ul><ul><li>-EARNING MONEY, MANAGING YOUR TIME, A SENSE OF PURPOSE, KNOWING WHERE YOU FIT IN, AND CONNECTION WITH OTHERS. </li></ul>
  49. 49. PLAN: DEFINING A “ROADMAP” <ul><li>HOW CLEARLY HAVE YOU DEFINED A ROADMAP FOR GETTING WHERE YOU WANT TO GO, ACCOMPLISHING WHAT YOU WANT TO ACCOMPLISH, AND BEING WHO YOU WANT TO BE IN RETIREMENT? </li></ul>
  50. 50. A PLANNING EXERCISE <ul><li>Identify a possible long-term goal for this dream </li></ul><ul><li>___________________________________________________ </li></ul><ul><li>Identify 3 short-term goals that fit under the long-term goal </li></ul><ul><li>#1 _________________________ </li></ul><ul><li>#2 _________________________ </li></ul><ul><li>#3 _________________________ </li></ul><ul><li>What steps might you take to reach those short-term goals? </li></ul><ul><li>Short-Term Goal #1: </li></ul><ul><li>Step #1: __________________________ </li></ul><ul><li>Step #2: _____________________________ </li></ul><ul><li>Step #3: _____________________________ </li></ul><ul><li>DISCUSS IN YOUR SMALL GROUP </li></ul>
  51. 51. APPLYING REVIEW-DREAM-PLAN-ENGAGE <ul><li>ENGAGE </li></ul>“ Two roads diverged in a wood, and I... I took the one less traveled by, and that has made all the difference.” -Robert Frost
  52. 52. Step 4: ENGAGE <ul><li>“ ENGAGE ” FOLLOWS “PLANNING.” </li></ul><ul><li>ENGAGE MEANS TO PUT INTO PRACTICE YOUR PLAN AND SEE HOW IT GOES. </li></ul>
  53. 53. ENGAGE: YOUR INTENTIONS <ul><li>HOW DO YOU INTEND TO ENGAGE WITH LIFE WHEN RETIRED? </li></ul>
  54. 54. ENGAGE: YOUR INTERESTS & ACTIVITIES <ul><li>TO WHAT EXTENT DO YOU HAVE INTERESTS AND ACTIVITIES NOW OUTSIDE OF YOUR WORK THAT REJUVENATE, REFRESH AND ENRICH YOUR BODY, MIND, AND SPIRIT? </li></ul>
  55. 55. AN ENGAGEMENT EXERCISE <ul><li>“ Restraints and Supports” </li></ul><ul><li>WITH A LONG-TERM GOAL, ANALYZE: </li></ul><ul><li>POSSIBLE RESTRAINING FORCES </li></ul><ul><li>1. ______________________________ </li></ul><ul><li>2. ______________________________ </li></ul><ul><li>3. ______________________________ </li></ul><ul><li>4. _______________________________ </li></ul><ul><li>5. ________________________________ </li></ul><ul><li>POSSIBLE SUPPORTING FORCES </li></ul><ul><li>1. ________________________________ </li></ul><ul><li>2. ________________________________ </li></ul><ul><li>3. ________________________________ </li></ul><ul><li>4. ________________________________ </li></ul><ul><li>5. ________________________________ </li></ul><ul><li>DISCUSS IN YOUR SMALL GROUP </li></ul>
  56. 56. CHARTING YOUR PERSONAL FUTURE: SUMMARY <ul><li>Retirement is an important life transition </li></ul><ul><li>Different ways to retire/refire are possible. </li></ul><ul><li>Be intentional: </li></ul><ul><li>REVIEW YOUR LIFE </li></ul><ul><li>DREAM YOUR FUTURE </li></ul><ul><li>PLAN YOUR DREAM </li></ul><ul><li>ENGAGE YOUR LIFE PLAN </li></ul><ul><li>ENJOY & Find Purpose in retirement </li></ul>
  57. 57. SUMMARY QUESTIONS <ul><li>A. From the Review step: </li></ul><ul><li>Sample item: </li></ul><ul><li>I am able to form good friendships. </li></ul><ul><li>_________________________________________________ </li></ul><ul><li>1 2 3 4 5 </li></ul><ul><li>Comment : </li></ul><ul><li>[Sub-total score, items 1-5: __________] </li></ul><ul><li>B. From the Dream step: </li></ul><ul><li>Sample item: </li></ul><ul><li>I feel optimistic about my future retirement. </li></ul><ul><li>_________________________________________________ </li></ul><ul><li>1 2 3 4 5 </li></ul><ul><li>Comment : </li></ul><ul><li>[Sub-total score, items 6-10: __________] </li></ul><ul><li>C. From the Plan step: </li></ul><ul><li>Sample item: </li></ul><ul><li>I can envision how I will spend my time when retired. </li></ul><ul><li>_________________________________________________ </li></ul><ul><li>1 2 3 4 5 </li></ul><ul><li>Comment : </li></ul><ul><li>[Sub-total score, items 11-15: __________] </li></ul><ul><li>D. From the Engage step: </li></ul><ul><li>Sample item: </li></ul><ul><li>I am usually able to make things happen. </li></ul><ul><li>_________________________________________________ </li></ul><ul><li>1 2 3 4 5 </li></ul><ul><li>Comment : </li></ul><ul><li>[Sub-total score, items 16-20: __________] </li></ul><ul><li>[TOTAL score, items 1-20: ___________] </li></ul>
  58. 58. CHARTING YOUR PERSONAL FUTURE: 4 COMPASS POINTS
  59. 59. III. WHERE TO GET MORE INFORMATION <ul><li>BOOKS: </li></ul><ul><li> - Cohen, G. (2006). The mature mind . </li></ul><ul><ul><li>Ellis, D. (1998). Creating your future. </li></ul></ul><ul><ul><li>Fetridge, G. (1994). The adventure of retirement. </li></ul></ul><ul><ul><li>Schlossberg, N. (2004). Retire smart Retire happy. </li></ul></ul><ul><ul><li>Sheehy, G. (1995). New passages: Mapping your life across time. </li></ul></ul><ul><ul><li>Weiss, R. & Bass, S. (Eds.).( 2002). Challenges of the Third Age. </li></ul></ul><ul><ul><li>WEB SITES : </li></ul></ul><ul><ul><li>American Association of Retired Professionals web site may have some helpful information: www.aarp.org </li></ul></ul><ul><ul><li>Alliance for Retired Americans web site: www.retiredamericans.org </li></ul></ul>
  60. 60. CONTACT US <ul><li>YOU CAN REACH US EASILY: </li></ul><ul><li>EMAIL: </li></ul><ul><li>[email_address] </li></ul><ul><li>PHONE: 513-673-1982 </li></ul>

×