The following is a call for participation in research Claro is conducting in London on January 12th-16th, 2015. You: Are between the age of 15-30 Have a full or part-time job Use digital technologies for at least one financial function (online banking, payments, savings, investment, loans etc.) AND at least ONE of the following: You are going through or about to go through a big life change that will effect your finances (leaving high school/university; starting or recently employed in your first job; buying a house; having a child; losing your job; struggling with debts or payments, etc.) You have at least one self-employed income stream (owning a business, being a freelancer, having a side-job or passion project, etc.) You use at least one digital financial service which is not provided by a bank or other major financial institution (peer-to-peer loans; cryptocurrencies; crowd lending/funding, digital payment apps, gamified financial services, money management apps. etc.) Other: We will pay you £100 as an appreciation for your time The interview will take no longer than 2.5 hours Contact akash.radia@claropartners.com if interested.