- Quick & Easy Money Saving Apps for the Culture - Our Favorite Budget Planning Apps that Break Down Your Spending - The Budget Doc that Helped Us Save $8,000 in One Year - Live Q&A Session

1. Quick Tips on Leveraging Mobile Apps
To Save and Profit

2. What is blackwallet?
Financial Literacy Platform for
urban millennials
Provide Tools and Online
Resources to Save and Make
Informed Financial Decisions

3. Who Am I?
John D. Saunders
Blackwallet® Founder
Digital Marketing Strategist +
Founder @ 5Four Digital
Traveler and Hot Sauce
Connoisseur

4. Quick & Easy Money Saving Apps for the Culture
Our Favorite Budget Planning Apps that Break Down
Your Spending
The Budget Doc that Helped Us Save $8,000 in One Year
Live Q&A Session
Today’s Agenda

5. “Money is not the only
answer, but it makes a
difference.”
- Barack Obama

6. Today’s Goal:
Inform. Educate. Execute

7. The Breakdown
Investing
Apps
Budgeting
Apps
The Budget
Sheet

8. Investing Apps

9. Acorns automatically invests your spare
change. Our mobile-first investment
platform enables commission free
investing and portfolio management
Investing Apps Acorns
1. Define Portfolio Type
2. Choose Roundups
3. Setup Weekly Recurring
4. Watch Your Growth!

11. Qapital helps you save based on goals.
Choose a Goal (like a vacation to
Jamaica, paying off student loans, a new
guitar, or all three). Then set up automatic
ways to save for them.
Investing Apps Qapital
1. Round up every purchase to the nearest
dollar and save the change
2. Save $20 every Friday
3. Save the difference when you come in
under budget at the grocery store

12. Digit calculates the perfect amount of
money to set aside every day — based on
your income and spending — and
automatically saves it for you. Most days
it'll feel invisible, but it won't take long to
feel like the future you're working toward
is within reach.
Investing Apps Digit
1. Connect Your Account
2. Digit Saves for You!
3. Access Savings ANYTIME

13. Budget Planning Apps

14. Clarity Money uses data science and
machine learning to analyze your
personal finances and help you make
smarter decisions with your money.
Budget Planning Apps Clarity Money
1. Lowers Your Bills
2. Tracks Spending (So You Don’t Overdo It)
3. Suggest Cards for Your Lifestyle
4. Create a Savings Account

15. Your bills and money are together in one
place and easier than ever to manage.
Just add your bills to see how helpful Mint
can be.
Budget Planning Apps Mint
1. See bills and money in one place
2. Get alerts and schedule payments on
the spot.
3. Say goodbye to late fees
4. Stop logging into multiple sites

16. The Monthly Budget Spreadsheet

17. Budgeting your money is crucial to your
financial success. I mean, let’s face it, it should
be the BACKBONE of your financial decisions.
We’ve made it super easy to manage your
money using a Google Sheet built from the
ground up to track your spending.
Monthly Budget Spreadsheet
1. Easy to Use spreadsheet cells already
calculated for your convenience
2. Every line item is included (Mortgage,
Bills, Miscellaneous and More!)
3. Carry it with you everywhere you go!

18. Final Notes
Use Mobile Apps to Automate Your Saving Process
Leverage Budget Planning Apps to Watch Your Habits
Download Our FREE Budget Spreadsheet for Tracking Spending

19. facebook.com/groups/financialliteracytips/
Join our
Facebook Group

20. Q&A