Ever wonder what goes into a REAL financial planning relationship? Take a look at our sample financial plan.

2. The Integrity Way
The first step is discovery. What are your
unique goals and wishes? Your fears?
What is your current financial situation?

3. The Integrity Way
Planning is bringing the future
into the present so that you can
do something about it now. - Alan Lakein, author

4. Then comes "Plan"... Starting with Cash Flow Analysis
First, we'll put together a
high-level cash flow analysis
We want to establish a
Lifestyle Calculation
to find a baseline of
what you're currently living on.

5. Your Unique Planning
Prioritize Your Goals
We build your financial plan
around those unique goals and
wishes from our Discovery process.

6. Your Unique Planning
What are your
expectations for
retirement?
What are
your concerns?

7. Social Security
Ws you are.
Social Security Analysis: We help
you understand the claiming strategies available.
Are you eligible to receive a pension?
Do you understand your payout options?

8. Retirement Funding Sources
What retirement assets have you
accumulated to this point?
How much are you adding to your accounts each year?
How much does your employer contribute?
This is a consolidated view of all household assets

9. Net Worth Tracking
Calculating Your Net Worth
And Tracking it Year Over Year

10. Life Insurance Needs Analysis
Do you have the right amount?
Is it the right type?
Is it cost-effective?
What do you want your
insurance to take care of?
e.g. Paying off mortgage, cover children's college expenses, fully fund
spouse's retirement, leave a bequest, etc.

11. Asset Allocation Review
Do you know why it's important?
Do you have an investment policy?
How much risk are you taking?
Does your allocation need adjusting?

12. Retirement Planning
We run a Monte Carlo simulation, or 1000 trials of how
things could happen, to determine your
probability of success .
What's your retirement outlook?
Working together, we will implement strategies to bridge
the gap from your current scenario to your goal scenario.
We want to help you retire comfortably and more
importantly- stay comfortably retired.

13. Technology to Make Planning Easier
We want to help you retire comfortably and more
importantly- stay comfortably retired.
Easy cash flow tracking
to help you stick to a
budget.
Client portal that shows balances of every
account that you own and calculates your net worth.
This all feeds directly to our planning software.

14. Organization and Accountability
Detailed Agendas for every meeting, followed by a Summary Letter of
all important info covered. Action items are included
in the Summary Letter to keep both parties accountable and on track.

15. Are you ready to remove the guesswork from your
financial life?
www.integritywa.net 574-703-3987
Securities offered through Securities America, Inc. Member FINRA/SIPC. Advisory services offered through Securities
America Advisors. Integrity Wealth Advisors is not affiliated with the Securities America companies.