This document shares a lengthy Chinese proverb about money and luck. It claims the proverb originated in the Netherlands and has gone around the world 8 times, bringing good luck to those who forward it to others within 4 days of receiving it. The document includes several stories of people who forwarded the proverb and subsequently experienced wealth or good fortune, implying the same will happen for the reader if they share it. It instructs readers to send exactly 20 copies of the full text to others within 96 hours to receive their own luck.