It’s no wonder that many people want to run their own business, but there are many considerations. One consideration that is often overlooked by start-ups is insurance. The types of insurance you need will depend on the nature of your business. But there are common insurance plans needed for all businesses. Property Insurance – this covers your commercial premises, or the premises you visit during the course of your work. Liability Insurance – this protects you against claims from employers or members of the public that come about as a result of things like accident or injury. Vehicle Insurance – this covers any vehicles used during the course of your daily work.