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Samsung Pay與Taiwan Pay比較
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比較Samsung Pay與Taiwan Pay在支付流程UX與特色的不同。
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Samsung Pay與Taiwan Pay比較
1.
Samsung Pay vs. Taiwan
Pay(HCE) 2017.06.01 Harry Lin
2.
– 在整個支付流程上,Samsung Pay更接近傳統錢包的支付習性。 例如App可在任何螢幕狀態下啟動,且NFC可隨App自動啟閉 –
Samsung Pay因為購併Loop Pay取得了MST技術,擴大了刷卡 消費的場域 – Samsung Pay具有手機生態圈的自主優勢(另一例子是Mi Pay), 例如整合了KNOX手機防護機制,以及全球品牌優勢 – Taiwan Pay支援JCB卡以及更多在地服務,例如金融卡、繳費 稅功能等(年底) – Taiwan Pay號稱支援Android 5.0以上的NFC手機,但實際上整 體支援度並不高(例如ASUS手機僅一款適用),連帶造成消費 者抱怨影響了評價 總結 這是一場使用者經驗(UX)的戰爭 2
3.
Samsung Pay使用者支付流程 與傳統「掏錢包選信用卡」的消費者習性近似 掏錢包 選卡並 認證 嗶 3
4.
Taiwan Pay Samsung
Pay ✔ App Drawer ✔ (限用預設卡片) ✔ Home Widget 螢幕關閉 ✔ (向上滑開) 螢幕鎖定 ✔ (向上滑開) 主螢幕 ✔ (向上滑開) App啟動方式 4
5.
滑動啟動App (Swipe-up) 任何螢幕狀態下,由底部向上滑動即可啟動App,不需用力解鎖螢幕、找App、敲PIN碼 螢 幕 關 閉 螢 幕 鎖 定 主 螢 幕 或 或 5
6.
Taiwan Pay Samsung
Pay ✔ PIN Code ✔ 虹膜辨識 ✔ (限S8、S8 Edge) (即將加入) 指紋辨識 ✔ 手機端認證方式 6
7.
支援的卡片組織 Taiwan Pay持續在地化 Taiwan Pay
Samsung Pay ✔ JCB ✔ MasterCard ✔ ✔ VISA ✔ (年底推出) 金融卡 (洽談中) 交通卡(悠遊卡/一卡通) (洽談中) 7
8.
其他比較 Taiwan Pay Samsung
Pay 約70M APK檔案大小 約40M (S7以上為預載) 超過20張 卡片張數限制 10張 NFC自動啟閉 ✔ 手機防護機制 ✔ (KNOX,含安全元件) 支援磁條刷卡機 ✔ (MST) (年底推出) 金融卡 (年底推出) 繳費服務 (規劃中) QR Code掃碼 (Android 5.0以上+NFC)多 支援手機款式 少 (台灣地區10款) 8
9.
手機感應方式 磁條感應 NFC感應 9
10.
以上分享,謝謝 資料來源:台灣行動支付官網、Samsung官網、各資訊媒體、廠商、親身體驗 10