Call us now @ 9999389911 or email at eminencerealestate@gmail.com

1. REAL ES A
T TE CONS T
UL ANTS
REAL ES A
T TE CONS T
UL ANTS
CONSULTATION & FACILITATION OF DOMESTIC & INTERNATIONAL REAL ESTATE
A 152 GREENWOOD CITY PHONE: +91-124-4267922, +1305-222-7772 (USA)
BLOCK ‘A’, SECTOR 45 MOBILE: +91-9999-38-9911, +91-99900-99200
GURGAON, HARYANA – 122 001. EMAIL: sushantpc@gmail.com, FAX: +91-124-4267922

2.  The financial crisis in the World started in the lower half of 2008 in USA. As
a result of this crisis the BUBBLE real estate markets throughout the world
have suffered major meltdowns. The real estate values all over the world
have gone down with some advanced countries being more affected than
the rest of the world. In the small world that we live in, this meltdown has
created a golden opportunity for investors/individuals all over the world to
invest in real estate of these advanced countries for short and long term
investments.
 For citizens of developing countries like India this is an even better
investment option as the effect of global economic meltdown is minimum
here and the purchasing & investment capacity continues to grow. Even
the government of these countries are supporting the overseas investments
with the Reserve Bank of India (RBI) allowing the citizens to invest up to
US$ 200,000 annually overseas. With limited good real estate investment
options and lack of systematic functioning of real estate in India and
availability of real estate at rock bottom prices with much higher rental
income and rate of return on investment overseas, the attention and
direction of investors and individuals are shifting towards the overseas
market.

3. OPPORTUNITY
 The abundance of dollar funds with the Indian Govt. and the depreciation of
real estate values all over the world provide us with this unique opportunity
to own our dream houses in dream locations. To turn this opportunity into
reality we extensively studied the international real estate markets and
discovered that the opportunities in USA are the most lucrative at the
present time.
 The USA, being the world power, is the one of the most systematic country
in terms of real estate entry & exit. It is also the most sought after
destination by most foreign nationals for tourism and immigration.
 The lack of knowledge & management resources present a unique
opportunity to our company to identify the right properties for the investors
which meet/exceed the expected Return on Investments for stabilized cash
flow and long & short term investment strategies. We would also identify the
local property management companies and monitor the socio-economic
growth to help the investors in taking appropriate decisions for long & short
term goals.

4. WHY USA?

5. Lot of people ask us “Why USA and not UK, Australia or Dubai”? The reasons are numerous,
however simple. Lets discuss some major ones: -
1. The eco-crisis started from USA and among the worst affected countries, USA is self
sufficient to fill up the deficit, thus the first to show signs of recovery. The real estate value has
not only stabilized but also started appreciating in some areas. We still don‟t know when
would the real estate market in countries like UK, Dubai etc. appreciate as the values have
not yet stabilized. Australia is experiencing a downward trend in real estate values from
almost the last 5 years.
2. USA political & legal system are one of the most transparent and systematic in the whole
world. The real estate laws in USA are straight forward and protect the owner in terms of
rental entries & evictions.
3. USA is one of the most preferred countries by Indians for business, vacation, investment
and relocating purposes. Any type of investment naturally easies out the Visa norms. Also an
individual can apply for a green card after investing US$ 1 Million.
4. Property ownership in USA is very transparent in the form of fee simple. Ownership in
countries like UK is leasehold, with the land belonging to Govt. and the lease needs to be
renewed after a specific timeframe, generally 90-99 years.

6. PROPERTY PORTFOLIO
(PROPERTY CLASSES & PARAMETERS)
 Property Classes : –
Properties in USA are generally divided into two categories : -
1. Residential (Pictures Below) –
 Single/Multi Family Homes
 Condominiums
 Townhouses
 Semi constructed & Un-constructed residential land.
2. Commercial/Mix Use –
 Office Buildings
 Apartment Complexes
 Hotels/Motels & Restaurants
 Businesses for acquisition
 Mixed Use (Residential + Commercial)

7. o Single Family Home:
ONE FAMILY HOME IN MIAMI, FL.

8. o 1-4/Multi Family Home:
A THREE FAMILY HOME SAMPLE IN MIAMI, FL.

9. o Condominium Sample:
CONDOS ON MIAMI RIVER. MIAMI RIVER FLOWING STRAIGHT INTO THE NORTH -
ATLANTIC OCEAN.

10. o Townhouse Sample:
SAMPLE TOWNHOUSE - MIAMI

11. o Commercial Sample:
THE BACARDI BUILDING - MIAMI.

12.  Property Parameters : -
 PROPERTY VALUE :
1. US$ 100,000 & below – Discounted/Distressed Properties. These have very
less decision time. Are high on demand & have a good appreciation factor
right from the start. Has good rental returns.
2. US$ 100-250,000 – These are generally properties for personal use. Have
an option to buy a two or three family home, which have higher rentals.
3. US$ 250-500,000 – These are mid-end properties in urban areas like NY,
CA, FL, NV which if single family, are semi- luxury homes and if multi family,
then are optimum for one unit self living and other units rental or all rental
scheme.
4. US$ 500,000-1 Million – These are mostly multi family houses which have
very good rental returns. Small commercial units are available for this price
range.
5. US$ 1-3 Million – These are generally very high end luxury apartments or
homes. Good commercial units are also available with options of mixed use
properties (4 residential units and 1-4 commercial units together) in this
value range.
6. US$ 3 million and above – These are super luxury apartments/homes or big
commercial units. Price range can be between US$3-100 million.

13.  Property Ownership Type:
1. FEE SIMPLE – Own the land & construction on it.
 Tenure Objective:
1. 6 Months & below: – Acquisition, renovation & sale of property in 180
days for instant capital gain.
2. 6 months – 1 year: – Acquisition & sale of property in 180-360 days for
short term capital gain.
3. 1-3 years: - Acquisition & sale of property within 3 years for rental
income & long term capital gain (as per U.S. Tax Laws).
4. 3-10 years: - Acquisition & sale of property within 10 years for rental
income & long term capital gain.
5. 10 years & above: - Properties purchased for self use, vacation or
investment purpose with no intent of selling it for the next 10 years
and/or keeping them permanently.
 Location: Entire U.S.A. starting with Florida.

14. UNDERWRITING PHILOSPHY & COMPONENTS
 Our underwriting method consist on a reliable, conservative,
sophisticated yet simple system, that creates accurate results, based on
different exit strategy's channels. One of the key areas is to focus on the
investor‟s need for the investment term, stabilized returns and/or short
term gains.
 Basic Info Required:
1. Property Type & Description.
2. Purpose of Investment.
3. Market Dynamics, vacancy factor, micro & macro market.
4. Appraisal/Value.
5. Location.
6. Exit Strategy.

15.  Property Facts:
1. Stabilized/Projected NOI/ROI.
2. Adjusted Rent Roll.
3. Current Occupancy.
4. Market Occupancy.
5. Rent Roll with Roll Schedule.
6. Current average Rents on properties.
7. Current & future market rent trends.
8. Current NOI/ROI.
 Property Variables:
1. Rent Assumptions
2. Expense assumptions
3. Credit tenants
4. Lease terms

16. CASH FLOW STATEMENT
SINGLE FAMILY HOUSE MULTI FAMILY HOUSE
Costing Costing
Acquisition $60,000 Acquisition $250,000
Annual Cash Flow Annual Cash Flow
Particulars Outward Inward Balance Particulars Outward Inward Balance
Gross Rent $14,400 $14,400 Gross Rent $43,200 $43,200
Property Taxes $1,800 $12,600 Property Taxes $6,000 $37,200
Property Insurance $1,200 $11,400 Property Insurance $3,000 $34,200
Property Management $1,200 $10,200 Property Management $1,800 $32,400
Vacancy Factor $900 $9,300 Vacancy Factor $1,200 $31,200
Repair & Maintainence $900 $8,400 Repair & Maintainence $1,200 $30,000
Lease Commission $1,200 $7,200 Lease Commission $1,200 $28,800
Rental Rate of Return 12.00% Rental Rate of Return 11.52%
Appreciation Factor 100-200% next 3 to 5 years Appreciation Factor 100-200% next 3 to 5 years

17. CONDOMINIUMS SPECULATION PROPERTY
Costing Costing
Acquisition $65,000
Acquisition $60,000
Rehab $30,000
Total $95,000
Annual Cash Flow
Particulars Outward Inward Balance
Annual Cash Flow
Gross Rent $14,400 $14,400
Particulars Outward Inward Balance
Property Taxes $1,200 $13,200
Association Fees $2,400 $10,800 Gross Rent $19,200 $19,200
Property Insurance $600 $10,200 Property Taxes $2,400 $16,800
Property Management $1,200 $9,000 Property Insurance $1,200 $15,600
Vacancy Factor $600 $8,400 Property Management $1,200 $14,400
Repair & Maintainence $900 $7,500 Vacancy Factor $800 $13,600
Lease Commission $1,200 $6,300 Repair & Maintainence $800 $12,800
Lease Commission $1,600 $11,200
Rental Rate of Return 10.50% Rental Rate of Return 11.79%
Appreciation Factor 100-200% next 3 to 5 years Appreciation factor 100-200% next 3 to 5 yrs

18. GOVERNMENT APPROVALS (RBI)
 As per 2007 update on Liberalized Remittance Scheme {A.P. (Dir
Series) Circular No.9 dated September 26, 2007}, an Indian national
is allowed to invest US $ 200,000 per person annually in foreign
markets through automated (banking) route.
 The above said amount can be utilized to buy stocks, bonds,
shares, immovable real estate, debt instruments &/or any other
asset abroad.
 No prior RBI approval is required in the transactions. Your bank can
perform the transaction on your behalf.

19. BUYING PROCESS
When a Florida property has been chosen,
the property both buyer and seller draw up a
contract setting out the conditions of the sale
which also includes the checks and property
inspections. Both parties are represented by
agents, who act through a broker. A deposit
of at least 10% is paid at this point. The
property buyer loses this if he/she withdraws
from the deal, but if the property fails to meet
the conditions of the sale outlined in the
contract the deposit is refunded. The
property buyer and seller then both appoint a
settlement company in order to complete the
transaction. The balance is paid by the buyer
and both parties sign the final documents.
The transfer of ownership is then registered
with local authorities.

20. MANAGEMENT TEAM
 SUSHANT BAGARIA:
One of the partners with Eminence Real Estate Consultants, he has been
deeply involved with U.S.A. real estate facilitation & mortgage origination
from the past 7 years. He is fully aware about the appraisal & facilitation
factors in the U.S.A. market. Expert at identifying properties with
exceptional rental returns & appreciation factors.
 RACHIT BAGARIA:
Rachit Bagaria, the other partner with Eminence Real Estate Consultants
has also been deeply involved with U.S.A. mortgage & real estate
business. Rachit has been very successful in understanding the customer
needs & requirements and to match them with the appropriate inventory.

21.  NICK NAMIT:
Mr. Nick Namit, (President, I.M.M.S.I.), is a well known name in USA real
estate & mortgage market. It is a real estate investment consultation,
management & servicing firm. Based in Florida, the company identifies
distressed & discounted real estate with un-matched returns for local &
foreign investors.
Eminence Real Estate Consultants have an exclusive contract with Mr.
Namit for property identification & facilitation.
1New York Times: July 22, 1990 – “Northeast Notebook: Philadelphia;
Rejuvenating Drake Tower”
http://www.nytimes.com/1990/07/22/realestate/northeast-notebook-philadelphia-
rejuvenating-drake-tower.html

22. CONSULTATION & FACILITATION OF DOMESTIC
& INTERNATIONAL REAL ESTATE
 Address:
A 152, Block „A‟
Greenwood City, Sector 45
Gurgaon – 122001 (HR.) INDIA
 Contact:
 Phone: +91-124-4267922; +1516-596-8961 (U.S.A.)
 Mobile: +91-9999-38-9911; +91-99900-99200;
 Fax: +91-124-4267922;
 Email: info@eminencerealtors.com ; eminencerealestate@gmail.com

23. THANK YOU & HAVE A NICE DAY