This document summarizes the services provided by Kirk Conole and DCI Solutions to audit and identify savings opportunities for clients' insurance and retirement plans. DCI uses a proprietary database to benchmark clients' existing costs against market data without revealing identities. Their report identifies gaps, duplications, and validates price points, providing a qualitative assessment and 12-36 month savings projections. By utilizing the database, clients can expand their points of entry into the insurance market to improve coverage, service, and pricing while maintaining existing broker relationships if desired.

1. Expertise. Commitment. Results. Insurance/Retirement Audit & Savings Opportunity Presented by Kirk Conole www.dcisolutions.net 760-752-1740

3. Saves you time and money. Get unfiltered, unbiased access to market price points. Fully transparent, pricing evaluation (Without existing providers knowing). Replicate or improve coverage and service. Monitor and verify improvements with ongoing oversight, quarterly mtgs. Tools and expertise for you to better evaluate broker’s performance. “ Savings forecast” checks and compares your broker’s current performance quickly and confidentially vis-à-vis the U.S. and International markets. Benefits

5. Traditional method used. Local brokers/specialists will use localized underwriting relationships to secure proposals. The Problem: Clients and their brokers usually rely on local industry entry points. In a $1.3 trillion industry, this severely limits options. Limited Resources

7. The Solution (domestic example) database identifies hundreds of brokers by specialty area nationally and internationally greatly improves options.