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Financial Planner Powerpoint Presentation Oct 09


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Financial Planner Powerpoint Presentation Oct 09

  1. 1. Online Expert Financial Advice Financial Services Franchise Personal Presentation for
  2. 3. Financial Planner Services <ul><li>A new concept in online financial planning and advice, which will provide the client with their own personal advisor via secure account. The service will cover a number of areas such as </li></ul><ul><li>Review client’s insurance, mortgage and investments every year </li></ul><ul><li>Personalised financial mentoring & coaching </li></ul><ul><li>Will allow client run their own financial scenarios and seek assistance from a qualified financial advisor </li></ul><ul><li>Delivery of unique financial planning report </li></ul><ul><li>Fee based service- Low annual fee </li></ul>
  3. 4. How it works? <ul><li>Customer views demo on site! Or broker presents demo to customer </li></ul><ul><li>Customer signs up via credit card or direct debit. </li></ul><ul><li>They are sent access codes which will allow them to log in to Financial Planner </li></ul><ul><li>Once they log in they can complete all their financial details. </li></ul><ul><li>This then activates their Financial Planner which will give them advice and tips and access to financial calculators. </li></ul><ul><li>Financial Planner will present them with a financial profile report which shows them key facts about their finances </li></ul><ul><li>They can request a meeting with a financial advisor and seek additional services. </li></ul>
  4. 5. Welcome Screen
  5. 6. FINANCIAL CIA <ul><li>Confident </li></ul><ul><li>How confident are you of your financial affairs,protection, debt management, </li></ul><ul><li>Getting the best mortgage rate </li></ul><ul><li>Important </li></ul><ul><li>How important is to look after your family re protection </li></ul><ul><li>Minimise your debt, maximise your savings, protection needs </li></ul><ul><li>Aware </li></ul><ul><li>How aware are you of tax based financial products </li></ul><ul><li>How aware are you of proper financial advice? </li></ul>
  6. 7. Benefits <ul><li>Financial Planner will examine the following </li></ul><ul><li>How to maximise savings returns </li></ul><ul><li>Help to reduce debt </li></ul><ul><li>Examine protection needs </li></ul><ul><li>Examine the client’s current mortgage rate </li></ul><ul><li>Ensure that clients are availing of tax based savings </li></ul><ul><li>Seek to address their financial goals </li></ul><ul><li>Bring new products and services direct to all clients </li></ul>
  7. 8. Module 1: Financial Profile <ul><li>The customer creates a financial profile by entering the following information: </li></ul><ul><ul><li>Incomes </li></ul></ul><ul><ul><li>Bills </li></ul></ul><ul><ul><li>Debts (e.g. credit cards, loans and mortgages) </li></ul></ul><ul><ul><li>Assets (e.g. houses, shares) </li></ul></ul><ul><ul><li>Insurance </li></ul></ul><ul><ul><li>Savings </li></ul></ul>
  8. 9. Budgeting
  9. 10. Module 2: Budgeting <ul><li>Customer: </li></ul><ul><ul><li>Typical budget based on financial profile </li></ul></ul><ul><ul><li>Create monthly budgets (defaults come from financial profile) </li></ul></ul><ul><ul><li>Clear view of the following: </li></ul></ul><ul><ul><ul><li>Percentage of disposable income </li></ul></ul></ul><ul><ul><ul><li>Percentage of income allocated to debt repayments </li></ul></ul></ul><ul><ul><ul><li>Percentage of income allocated to bill payment </li></ul></ul></ul><ul><ul><ul><li>Percentage of income allocated to insurance </li></ul></ul></ul><ul><ul><ul><li>Percentage of income allocated to savings </li></ul></ul></ul>
  10. 12. Module 3: Management <ul><li>Debt Management: </li></ul><ul><ul><li>1 The objective of this section is to allow the user to view tips and advice on how to reduce their debt based on their financial profile. These tips and advice are based on rules depending on the following values: </li></ul></ul><ul><ul><ul><ul><ul><li>Percentage of their income that is spent in debt repayments </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Interest rates of their loans, mortgages and credit cards </li></ul></ul></ul></ul></ul><ul><ul><li>2 The user is also presented with a tool that allowing them to “play” with their debt figures (referred to here as the debt “what if” tool ), specifically: </li></ul></ul><ul><ul><ul><ul><ul><li>Interest Rates </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Term of loans </li></ul></ul></ul></ul></ul><ul><ul><ul><ul><ul><li>Balances </li></ul></ul></ul></ul></ul><ul><ul><li>3 The key added value of this section though is to receive tips and advice and an in depth analysis from a professional financial advisor. </li></ul></ul>
  11. 14. Module 3: Management <ul><li>Manage Insurance: </li></ul><ul><ul><li>This section will present a snapshot of the money spent by the user in insurance products. For each type of insurance, it will present the user with a list of alternative products, and it will give specific advice on how to choose an insurance product </li></ul></ul><ul><ul><li>This section will allow the user to compare their insurance products with others in the market and enquire about them. </li></ul></ul>
  12. 16. Module 3: Management <ul><li>Manage Savings: </li></ul><ul><ul><li>This section will present the user with a snapshot of their savings, and will provide tips and advice on how to invest their savings and / or increase the amount of money they can save in a monthly basis. </li></ul></ul><ul><ul><li>The advice will be based on rules depending on the following values: </li></ul></ul><ul><ul><ul><ul><li>Percentage of income dedicated to savings </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Total savings </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Interest rate received in their savings accounts </li></ul></ul></ul></ul><ul><ul><li>This section will allow the user to compare their savings accounts with other accounts and saving schemes available on the market. </li></ul></ul>
  13. 18. Module 4: Financial Planner <ul><li>Financial Planner will allow the user to; </li></ul><ul><li>Define and track the progress of certain actions that will improve their financial situation. </li></ul><ul><li>These objectives will be defined in conjunction with the financial advisor. </li></ul><ul><li>Allows the user to update the status of an objective (on target, behind, ahead, completed, etc.) </li></ul><ul><li>Allows the financial advisor to help the user to achieve those goals. </li></ul><ul><li>Online “to do list” where both financial planner can view and edit the status of each to do item. </li></ul>
  14. 20. Financial Report
  15. 21. Report Continued
  16. 22. General Insurance
  17. 24. Marketing <ul><li>Online marketing to drive traffic and leads to the portal. Already underway in other areas such as life assurance and income protection </li></ul><ul><li>Through selected brokers and financial advisors </li></ul><ul><li>Through affiliate websites such as, and financial websites. </li></ul><ul><li>Targeting of large groups such as teachers and Companies such as Intel. </li></ul><ul><li>Promotion of the system through our existing portal and targeting affiliates such as solicitors, accountants and others to join the network </li></ul>
  18. 25. Client Proposition <ul><li>Online financial advisor </li></ul><ul><li>All information stored in a secure environment </li></ul><ul><li>Assessment carried out of your current financial position </li></ul><ul><li>Financial goals set out and noted down </li></ul><ul><li>Annual review and goal setting monitored </li></ul><ul><li>Access to online general insurance products </li></ul>
  19. 26. Client Proposition <ul><li>System used for working out client’s particular circumstances </li></ul><ul><li>Debt calculator, investment calculator and what if scenarios built in to work out cash available and financial leakage </li></ul><ul><li>Deliver a 6 page report which looks at clients past financial position, present and future financial position. </li></ul>
  20. 27. Client Proposition <ul><li>Three Packages </li></ul><ul><li>Financial Planner – Budget Basic €99 pa </li></ul><ul><li>Financial Planner - Premium €499 pa </li></ul><ul><li>Financial Planner – Platinum €699 pa </li></ul><ul><li>Additional Services </li></ul><ul><li>Property Planner </li></ul><ul><li>Insurance Planner </li></ul><ul><li>Wealth Planner </li></ul><ul><li>Debt Planner </li></ul><ul><li>From €499 once off </li></ul>
  21. 28. How? <ul><li>Through a direct model </li></ul><ul><li>Through distribution channel via brokers and financial advisors </li></ul><ul><li>Via existing platform that we have established via brokers, solicitors and property professionals in a franchise called </li></ul><ul><li>Through affiliate scheme through key partners for example close to concluding a deal with </li></ul><ul><li>Through special promotion whereby customer’s fee can be linked to purchase of insurance product. (refund part of fee if they arrange an insurance product with my FP) </li></ul>
  22. 29. To proceed <ul><li>Terms and Conditions to be sent </li></ul><ul><li>Factfind, brochure and flyers </li></ul><ul><li>Calculators to be set up in office </li></ul><ul><li>Marketing plans </li></ul><ul><li>Financial Report to be set up </li></ul><ul><li>Brendan to visit </li></ul>
  23. 30. Opportunity 2009 <ul><li>The Opportunity Awaits YOU!!! </li></ul> Copyright Brendan Kelly