Learn how to generate passive income using the low risk high yield vehicle of private lending.

1. “Raising Better Deals”
Drawing Wealth
Generating Passive Income Through
Private Lending
Atlanta, GA
Phone
678.453.8913
Email
info@empressperennial.org

2. DISCLAIMER
The information provided in this presentation is for informational purposes only. It does not constitute an offer of
securities for sale, nor does it constitute a solicitation of an offer to purchase securities in the United States. Empress
Perennial Capital LLC, a limited liability company (the Company), does not purport to be an adviser or consultant in
legal, tax or financial matters in any jurisdiction nor does it purport to be a registered investment entity with the SEC.
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contained herein. No information contained in this or any other pages on this site is to constitute financial advice or
legal advice. Participants should seek legal and financial counsel from properly licensed individuals before
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3. What We Will Cover
C o l l e c t i n g H i g h e r
Y i e l d s
S e c u r e d B y R e a l
E s t a t e
Wh i l e Y O U s t a y
i n c o n t r o l o f Y O U R
m o n e y
a n d r e c e i v e
mo n t h l y p a y m e n t s

4. What is
Private Lending?
•A p r i v a t e
i n d i v i d u a
l m a k i n g a
l o a n t o
a n o t h e r
u s i n g
r e a l
e s t a t e a s
c o l l a t e r a
l .
•S o m e t i m e s
It is NOT:
•Poor cash flow
•No collateral
•High risk
• Capital Intensive
•Zero sum game
•Based on supply and
demand
•Safer than stocks but
no liquidity
•Lost opportunity cost
due to no liquidity

5. Why Haven’t I Heard of This???
Wall Street
and Banks
won’t profit
from you
knowing.
If you invested traditionally
$1,000 for 65 years, the
financial system will be taking
about 80 percent of your
money in FEES.
-John Bogle , founder of the
Vanguard Group, in a 2006
interview with PBS Frontline.

6. Benefits Of Private Lending
• S e c u r e d b y
t a n g i b l e p r o p e r t y
• R .E . i n v e s t i n g v e r y
c o m m o n
• R e l a t i v e l y L o w
R i s k
• E x c e l l e n t R e t u r n s
• Y o u r N a m e i s o n
N o t e a n d D e e d
• Y o u a r e t h e $B A N K $
• R e c e i v e M o n t h l y
P a y m e n t s
Example:
$200kProtective Equity
$300k
($250K + $50k)
Loan Amount
(Purchase Price + Repairs)
$500kWorth
We loan no more than 60% of
property value
@ 12-14%
for 6
months

7. Who would pay that much interest???
Private Lender
• I m m e d i a t e
c a p i t a l
a c c e s s
• A s s e t -b a s e d
u n d e r w r i t i n g
• U s u a l l y
s h o r t -t e r m
• L o a n s c a n
i n c l u d e r e h a b
c o s t s
Conventional Lender
• L o n g a p p r o v a l
p r o c e s s
• B o r r o w e r -
b a s e d
u n d e r w r i t i n g
• N o t f o n d o f
s h o r t t e r m
l o a n s
• L i m i t e d f u n d s
f o r r e h a b
• L i m i t e dYou have 5 days to close? Do you care about the interest rate?

8. Ok. So How Does This Work???
Borrower submits
loan request
Broker confirms
deal’s viability
Participant (you)
makes
commitment.
Escrow opened
Participant (you)
places funds in
escrow and deal is
closed
Our broker services
the loan and YOU
receive monthly
payments.
5 Step System
Submit. Confirm.
Commit. Escrow.
Receive.
And That’s ALL !!!

9. Safer and Secure
Typical Investment
• 60% L T V
• 6-36 m o n t h s
• 1s t d e e d o f t r u s t
• 1% s e r v i c i n g f e e
• N o n -o w n e r
o c c u p i e d 1-4
u n i t s
• Wi t h i n 100 m i .
r a d i u s o f
o f f i c e
• R e h a b s , F i x a n d
f l i p s ,R e f i ’s
e t c .
Protecting the Downside
• T i t l e C o m p a n y
I s s u e s T i t l e
I n s u r a n c e
• E s c r o w
C o m p a n y
r e c o r d s
p r o p e r t y l i e n
• L i c e n s e d
A p p r a i s a l
P r o p e r t y
V a l u e
• L i c e n s e d
B r o k e r
d o c u m e n t a t i o n
a n d l a w s
“If you are a risk-taker, then the art is to protect the downside.” –Richard Branson, founder Virgin Group

10. L e t ’s R e v i e w !!!
• O n e o f s a f e s t
i n v e s t m e n t
v e h i c l e s
• H i g h r e t u r n s
• C o n s i s t e n t
m o n t h l y c a s h f l o w
• S e c u r e d b y r e a l
e s t a t e
• D o w n s i d e c o v e r e d
b y w o r k i n g w i t h
e x p e r t t e a m
• A b s o l u t e Wo r s t
C a s e : Y o u b e c o m e
p r o u d p r o p e r t y
o w n e r
• And above all…
You get to be
$$ THE BANK$$
With Private Lending You Get:

11. Just One More Thing…
If you or anyone you know
would like to take advantage of
becoming the bank,
earning higher returns in a safer
position,
feel free to give us a call at
678.453.8913 or email us at
info@empressperennial.org

12. “We must
find time
to stop
and thank
the
people
who make
a
difference
in our
lives.”
― John F.
Kennedy