3. Investor Package
Freehold Caribbean Investment Property
Suitable for SIPP purchase
Up to 50% below market value
10% rental guarantee for two years
Thereafter potential yield IRO 20%
Furniture included & exchanging contract included
100% Finance (subject to status)
Prices from £100,000
30 days free usage*
Not including SIPP purchases
4.
5.
6.
7.
8.
9. Harlequin Team
Senior Management Team recruited from renowned 5* Hotels
brands Le Tousserok, Viceroy Anguilla, Hilton Hollywood, Mandarin
Oriental, Ritz-Carlton, Hyatt, Fairmont Raffles, Four Seasons.
22. Finance Options
Suitable for SIPP Investment
100% Finance Available*
Developer pays monthly interest on loan
*Subject to status
23. Example*
Purchase price £100,000
Res fee £ 1,000
30% deposit £ 29,000
Interest on £29,000 @ 6% p.a.
£145 per month
£3,480 paid throughout the build process
Anticipated value on completion £200,000
70% LTV Mortgage £140,000
Initial deposit back £30,000 – plus optional further £40,000
*This example is based upon anticipated increase in property value and availability of suitable finance
24. Exit Strategy
Opportunity to resell the contract prior to completion
Complete on the property and restructure the finance
End mortgage – 70% loan to value developer loan - reinvest
Complete on the property enjoy the rental income
After completion resale office on each site
25. Market Discount
Dominican Republic: 2 bedroom villa
Harlequin Las Canas £295,000
Punta Perla £700,000
St Lucia: 2 bedroom apartment
Harlequin Marquis Estate £215,000
The Landings £330,000
Barbados: Studio Apartment
Harlequin Merricks £280,000
The Crane £500,000
26. Income Projection
Cost to own – £100k studio apartment
Mortgage 7% interest only £ 7,000
Maintenance fee 2% £ 2,000
Total: £ 9,000
10% Guarantee rental return
Income 10% of purchase price £10,000
Minus mortgage & maint. Fee £ 9,000
Profit: £ 1,000
Assumed mortgage rate of 7%
Based on interest only mortgage of £100,000
27. Income Projection
Thereafter 50% net room rate share:
Assuming £200 per night
x 85% occupancy (310 nights per year)
= £31,000
Minus £9,000 = annual profit £22,000
Assuming £130 per night
x 60% occupancy (219 nights per year)
= £14,235
Minus £9,000 = annual profit £5,235
NB: Break even point: hotel needs to charge £49.31 per night
28. What’s in it for Harlequin?
Resort: 3,500 properties
Studios to 6 bed villas
Assume average property rents out for £150
Per day
£525,000
30% occupancy per year 109 days
Per year
£57,225,000
Harlequin income 50%
£28,612,500
