In case you are not able to pay the mortgage or can't pay your loan secure on the home, you might stand a risk of getting your house repossessed. These 9 tips can help you stop house repossession.

2. Explain your situation to your lender
Do not delay having a word
with your lender. Who knows
he might just agree to extend
your mortgage term?

3. Seek help from the experts
Speak to someone who knows
the housing laws. An advisor
can take you through your
options and will prepare you
for the next step.

4. Do not ignore important calls or letters
Read all the letters your lender
sends you, and keep a record
of each letter and phone call.
You can use it later.

5. Paying off the loan should be your priority
Cut down on your expenses
every month. Even the smallest
savings will make a difference.

6. Get options for help with loan payments
If you are struggling to pay your
mortgage, the government can
help you out. You can claim for
certain benefits.

7. Know your rights and benefits
Be aware about all your
benefits and rights that could
help you keep your home.

8. Never opt for payday loans
Pay-day loans come with
extremely high interest rates.
This could make things worse.

9. Don’t walk away by handing the keys back
You are responsible for
paying the mortgage. Face
the situation and try to
arrange for your instalments
rather than finding a new
home.

10. Never miss out on your court hearings
Make sure you attend the
repossession hearings so that
you can put your point across.
There is still a chance that the
judge allows you to keep your
home.

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Resource: http://england.shelter.org.uk/get_advice/repossession/ways_to_prevent_repossession/top_tips_avoid_repossession