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Undergraduate Financial Aid
Rick Eber – Cottey College
December 13, 2010


Q. What are some of the basic documents you have to send to the university/college while applying for
financial aid?

A: Certification of finances and application for financial aid

Q: does the financial aid apply for Latin-American students living in the Middle East?

A: Yes

Q: How long does it take to get approved for admission and to be advised of a scholarship grant?

 A: Yes - financial aid would not usually consider your country of origin in relation to your country of
residence

Q: does the S.A.T scores Affect the portion of the Financial aid Amount?

A: No, at Cottey College it does not affect your financial aid

Q: The courses/programs offered at cottey college consist of ONLY pre-university programs?

A: No, our courses are designed to be the first two years of a four year program.

Q: How much is the tuition fee for Cottey College?

A: At Cottey College board tuition and fees are $24900

Q: Are there any universities that offer financial aid for students wanting to study medicine?

 A: the US there are colleges and universities that offer aid for many programs. Please contact the
schools with your major of interest.

Q: Does the financial aid depend on your major in any way?

A: At Cottey it does not.

Q: What are some strategies that students can use to choose colleges/universities most likely to award
them financial aid? How can they focus their efforts on schools most likely to award them financial aid?

 A: I suggest you try using our college search engines listed under the students section at
www.educationusa.state.gov. You can tailor your search according to types of financial aid available and
tuition costs.

Q: does the Financial aid must be repaid??
A: At Cottey it does not have to be repaid, but if you have a loan that needs to be repaid.

Q: How long does it normally take to get approved for admission and for a scholarship?

A: It varies at each school, at Cottey we have a rolling admission but we prefer to have your admissions
and financial aid information to us as soon as possible.

 Q: approximately, what is the average number of colleges that can offer full academic or athletic
scholarships??

 A: according to our survey, about 180 US colleges and universities offered full funding (over 90% of total
costs) to international students.

Q: Does the Cottey College recognize IB? If it does can it be helpful in any way?

A: Yes we do, and yes it is helpful!

Q: I want to know about the mains criteria when students obtain the financial aid cottey college

A: The main criteria at Cottey is need based and merit based.

Q: Can you please give me the names of some of the colleges that offer full funding??

A: There are colleges and universities that offer varying amounts. Research your field of study and
where you want to pursue your education, then contact the financial aid and admissions departments
and also use your local EducationUSA office.

Q: Do students who have already been to USA for high school have some benefits? Or people from
South Europe?

 A: Hi Ivana. It will usually depend more on your high school GPA rather than if it was a high school in
the US or not. Take a look at our list of financial aid search engines in the students section of
www.educationusa.state.gov. There, you can tailor your search for financial aid specific to students
from South Europe.

Q: I also want to know if TOELF scores is one of condition to receive financial aid at cottey college

A: At Cottey College you need to be accepted and we need a standardized test score. We accept the
TOEFL and IELTS if you are not from an English speaking country.

Q: what are the key factors to get the financial aid either given by a private university or given by USA
government?

A: Hi Ali, this can depend on many factors and it depends on the scholarship program. Your test scores,
GPA, leadership potential, financial need, and so on. When you are researching financial aid, first find
out what the criteria is before applying.

Q: how many years financial aid is available?
A: Usually in the USA, you will receive four years of aid as long as you make satisfactory progress toward
your degree.

Q: Do community and service hours help while applying for aid/scholarship?

A: Yes, that will often help your case. Try to do as much community service in high school as you can
and talk about it in your application.

Q: What kind of documents are required for a need-based scholarship?

A: Certification of Finances and the international financial aid application.

Q: Are there any universities that offer financial aid for students wanting to study medicine?

 A: Hi Nawal - funding for academic fields in medicine is not as common, but possible. First, you have to
be admitted and then it becomes very competetive. Take a look at our list of financial aid search engines
in the students section of www.educationusa.state.gov. There, you can tailor your search for financial
aid specific to medical studies.

Q: Does students could enroll in cottey only with financial aid?

A: At Cottey College it has been a rare occurrence that this has happened but we try our best to meet as
much need as possible.

Q: I hope to learn accountancy or finance is it possible in cottey college?

A: At Cottey these programs are available.

Q: How can i assure that I will get a full Scholarship or a full Financial aid?

 A: Hi Mohamed: there is no guarantee, but try to look for financial aid as an important factor when you
are researching schools in the US. I suggest you try using our college search engines listed under the
students section at www.educationusa.state.gov. You can tailor your search according to types of
financial aid available and tuition costs.

Q: Are scholarships/financial aid (merit-based) available for transfer students as well?

A: At Cottey we look at how many credits a student has from another institution and determine their
eligibility

Q: How much is the highest scholarship Cottey College offers?

A: At Cottey this varies from student to student

Q: how being the soccer team captain will help me get financial aid (i play soccer as a pro)??

A: In the USA, you have to be an amateur to be eligible for athletic scholarships.
Q: where cottey college is located in USA?

A: We are located in Nevada, Missouri, about 100 miles south of Kansas City.

Q: does the international student get an advantage when applying for financial aid? (comparing to non-
international students)

A: At Cottey you do not get an advantage on financial aid all funds are distributed equally according to
need and merit.

Q: Do you still have to take TOEFEL or IELTS if you graduated from IB?

A: At Cottey we would still need a standardized test score for admission.

Q: i have a twin, and we are both applying to U.S colleges, what are the percentage that both of us will
get accepted?

A: It will depend more on both of your qualifications and what the criteria is to be eligible.....

Q: please can i find public relations and advertising in your college

A: You can start your degree at Cottey the first two years than transfer to another school to pursue your
bachelor’s degree.

Q: promote leadership and environment conservation, sustainable development; these things could be
considered with financial aid in cottey college or others university in USA?

A: Yes, that would be considered a potential for leadership and may be a factor in determining financial
aid at many colleges and universities in the US

Q: If I have completed 1.5 years in a university in KSA, am I still likely to get financial aid (merit-based) at
Cottey College (or other US universities) being a transfer student?

A: At a four year institution you would be eligible for id but at a two year it would be very hard to do.

Q: can we apply by our IGCSE and A Level grades? What are the usually requested SAT and IELTS scores?

A: At Cottey we accept a 5.5 score on the IELTS, please check admission requirements at all the schools
you are interested in because each school has different standards.

Q: Is there a minimum wage for parents to contribute to the tuition?

A: No but be sure to completely fill out the financial aid forms and you will be offered as much as
possible. Please do this soon as some schools like Cottey have a set amount of aid to distribute

Q: Can i send My S.A.T scores to a college and tell them that I’m going to take it again and send the
scores after that, after passing the deadline?
A: Yes, you may take the SAT as many times as you like. Most US schools will take your highest score.

Q: Who can guarantee that the college I apply to after finishing first two years at Cottey College will
accept me?

A: Hi Ivana. There would be no guarantee that a 4 year college will accept you after completing 2 years
at a community college. It will largely depend on your GPA at the 2 year college and how well you
preformed as a student. You may also want to check which articulation agreements the college has with
4 year universities.

Q: Do you have dormitories?

A: Yes, we have dormitories at Cottey. All students live in spacious suites with housekeeping!

Q: Is it possible to pass TOEFEL in cottey English center?

A: At Cottey we require that you have taken the TOEFL before you can be accepted.

Q: i want to pursue my study in advertising and public relations, does this field is available in your
college?

A: You may take your first two years of study at Cottey in these areas and transfer to a four year
program

Q: I've been through the Cottey College website and I didn't find anything related to engineering. Cottey
College does not offer any engineering programs?

A: No Cottey does not offer engineering. Sorry! But there are many great schools that do.

Q: What colleges do you recommend that have great chemistry departments ? / what the colleges that
are famous for their chemistry department ??

 A: Hi Mahmoud: that’s hard to say as there are so many great US colleges and universities offering
chemistry. I suggest you try using our college search engines listed under the students section at
www.educationusa.state.gov. You can tailor your search according to schools which offer chemistry as a
major, and then look into each one to see if it is right for you.

 Q: and if i already spent three years in communication study, in cameroon when you have passed three
years in communication study, you graduate, you receive a diploma which permit you to pursue your
study in graduate schedule. Can i pursue my study directly in public relation if i apply in cottey college?

 A: I am not in university now. I need exchange programs for non-graduated students. I am in primary
school now.

A: It would good idea to contact the local EducationUSA office and they will be able to help you with
your search.
Q: What about TOEEFL which scores Cotte accept?

A: Cottey accepts a TOEFL score of 500.

Q: Can your country have any kind of influence while applying for aid?

 A: It is possible but depends on the financial aid program you are looking at. Take a look at
www.fundingusstudy.org - you can search by scholarships open to students specifically from your
country.

Q: What is the average of the least amount that parents can pay each year ???

A: That amount can vary from each college and university and depends on each individual situation.

Q: it's possible to take TOEFL at ELS center and after ask financial aid in cottey college?

 A: At Cottey, you would have to take the TOEFL to be accepted and then you would be eligible for
financial aid.

 Q: If you are accepted according to your predicted mark, can the decision be changed if the actual mark
turns out to be lower or vice versa?

 A: If we receive information that your scores are lower or higher than reported originally, we will adjust
your merit aid accordingly

Q: Hello Everybody

A: Welcome the forum!

 A: Check with your nearest EducationUSA advising center at www.educationusa.info for upcoming
sessions on financial aid. Also, a recording will be available on our website in another day or two.

Q: Hello: I just learned about this forum and it seems I am a bit late. Nonetheless, I wanted to know if
you guys would be holding another session sometime soon.

A: EducationUSA has hosted two of these programs prior to today. You can keep checking the
EducationUSA website for more forums.

Q: MR.Eber , Can you give Us a piece of advice about getting a full Scholarship ?

A: There are a few colleges that offer full scholarships in the USA. My advice would be to research
possible places of study and use your local EducationUSA office as much as possible.

Q: Could you tell me higher among which is granted of financial aid in cotey college and others
university in US?

A: Could you clarify your question for me?
Q: Hey please answer on this question: I am 17 years old, I am in primary school and I want to come in
USA and to take 5-6 moth learning course. Are there any ways to do this???

A: Do you want to pursue an exchange program in the USA?

Q: can you tell us a few names of these colleges which offer full scholarships , please ?

A: Check with your local EducationUSA adviser (www.educationusa.info) - the center can give you a
better sense on which schools offer full funding to students in your country.

Q: I said about a maximum amount when student receives financial

A: The maximum amount will vary depending on each individual situation

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Rick Eber Cottey College

  • 1. Undergraduate Financial Aid Rick Eber – Cottey College December 13, 2010 Q. What are some of the basic documents you have to send to the university/college while applying for financial aid? A: Certification of finances and application for financial aid Q: does the financial aid apply for Latin-American students living in the Middle East? A: Yes Q: How long does it take to get approved for admission and to be advised of a scholarship grant? A: Yes - financial aid would not usually consider your country of origin in relation to your country of residence Q: does the S.A.T scores Affect the portion of the Financial aid Amount? A: No, at Cottey College it does not affect your financial aid Q: The courses/programs offered at cottey college consist of ONLY pre-university programs? A: No, our courses are designed to be the first two years of a four year program. Q: How much is the tuition fee for Cottey College? A: At Cottey College board tuition and fees are $24900 Q: Are there any universities that offer financial aid for students wanting to study medicine? A: the US there are colleges and universities that offer aid for many programs. Please contact the schools with your major of interest. Q: Does the financial aid depend on your major in any way? A: At Cottey it does not. Q: What are some strategies that students can use to choose colleges/universities most likely to award them financial aid? How can they focus their efforts on schools most likely to award them financial aid? A: I suggest you try using our college search engines listed under the students section at www.educationusa.state.gov. You can tailor your search according to types of financial aid available and tuition costs. Q: does the Financial aid must be repaid??
  • 2. A: At Cottey it does not have to be repaid, but if you have a loan that needs to be repaid. Q: How long does it normally take to get approved for admission and for a scholarship? A: It varies at each school, at Cottey we have a rolling admission but we prefer to have your admissions and financial aid information to us as soon as possible. Q: approximately, what is the average number of colleges that can offer full academic or athletic scholarships?? A: according to our survey, about 180 US colleges and universities offered full funding (over 90% of total costs) to international students. Q: Does the Cottey College recognize IB? If it does can it be helpful in any way? A: Yes we do, and yes it is helpful! Q: I want to know about the mains criteria when students obtain the financial aid cottey college A: The main criteria at Cottey is need based and merit based. Q: Can you please give me the names of some of the colleges that offer full funding?? A: There are colleges and universities that offer varying amounts. Research your field of study and where you want to pursue your education, then contact the financial aid and admissions departments and also use your local EducationUSA office. Q: Do students who have already been to USA for high school have some benefits? Or people from South Europe? A: Hi Ivana. It will usually depend more on your high school GPA rather than if it was a high school in the US or not. Take a look at our list of financial aid search engines in the students section of www.educationusa.state.gov. There, you can tailor your search for financial aid specific to students from South Europe. Q: I also want to know if TOELF scores is one of condition to receive financial aid at cottey college A: At Cottey College you need to be accepted and we need a standardized test score. We accept the TOEFL and IELTS if you are not from an English speaking country. Q: what are the key factors to get the financial aid either given by a private university or given by USA government? A: Hi Ali, this can depend on many factors and it depends on the scholarship program. Your test scores, GPA, leadership potential, financial need, and so on. When you are researching financial aid, first find out what the criteria is before applying. Q: how many years financial aid is available?
  • 3. A: Usually in the USA, you will receive four years of aid as long as you make satisfactory progress toward your degree. Q: Do community and service hours help while applying for aid/scholarship? A: Yes, that will often help your case. Try to do as much community service in high school as you can and talk about it in your application. Q: What kind of documents are required for a need-based scholarship? A: Certification of Finances and the international financial aid application. Q: Are there any universities that offer financial aid for students wanting to study medicine? A: Hi Nawal - funding for academic fields in medicine is not as common, but possible. First, you have to be admitted and then it becomes very competetive. Take a look at our list of financial aid search engines in the students section of www.educationusa.state.gov. There, you can tailor your search for financial aid specific to medical studies. Q: Does students could enroll in cottey only with financial aid? A: At Cottey College it has been a rare occurrence that this has happened but we try our best to meet as much need as possible. Q: I hope to learn accountancy or finance is it possible in cottey college? A: At Cottey these programs are available. Q: How can i assure that I will get a full Scholarship or a full Financial aid? A: Hi Mohamed: there is no guarantee, but try to look for financial aid as an important factor when you are researching schools in the US. I suggest you try using our college search engines listed under the students section at www.educationusa.state.gov. You can tailor your search according to types of financial aid available and tuition costs. Q: Are scholarships/financial aid (merit-based) available for transfer students as well? A: At Cottey we look at how many credits a student has from another institution and determine their eligibility Q: How much is the highest scholarship Cottey College offers? A: At Cottey this varies from student to student Q: how being the soccer team captain will help me get financial aid (i play soccer as a pro)?? A: In the USA, you have to be an amateur to be eligible for athletic scholarships.
  • 4. Q: where cottey college is located in USA? A: We are located in Nevada, Missouri, about 100 miles south of Kansas City. Q: does the international student get an advantage when applying for financial aid? (comparing to non- international students) A: At Cottey you do not get an advantage on financial aid all funds are distributed equally according to need and merit. Q: Do you still have to take TOEFEL or IELTS if you graduated from IB? A: At Cottey we would still need a standardized test score for admission. Q: i have a twin, and we are both applying to U.S colleges, what are the percentage that both of us will get accepted? A: It will depend more on both of your qualifications and what the criteria is to be eligible..... Q: please can i find public relations and advertising in your college A: You can start your degree at Cottey the first two years than transfer to another school to pursue your bachelor’s degree. Q: promote leadership and environment conservation, sustainable development; these things could be considered with financial aid in cottey college or others university in USA? A: Yes, that would be considered a potential for leadership and may be a factor in determining financial aid at many colleges and universities in the US Q: If I have completed 1.5 years in a university in KSA, am I still likely to get financial aid (merit-based) at Cottey College (or other US universities) being a transfer student? A: At a four year institution you would be eligible for id but at a two year it would be very hard to do. Q: can we apply by our IGCSE and A Level grades? What are the usually requested SAT and IELTS scores? A: At Cottey we accept a 5.5 score on the IELTS, please check admission requirements at all the schools you are interested in because each school has different standards. Q: Is there a minimum wage for parents to contribute to the tuition? A: No but be sure to completely fill out the financial aid forms and you will be offered as much as possible. Please do this soon as some schools like Cottey have a set amount of aid to distribute Q: Can i send My S.A.T scores to a college and tell them that I’m going to take it again and send the scores after that, after passing the deadline?
  • 5. A: Yes, you may take the SAT as many times as you like. Most US schools will take your highest score. Q: Who can guarantee that the college I apply to after finishing first two years at Cottey College will accept me? A: Hi Ivana. There would be no guarantee that a 4 year college will accept you after completing 2 years at a community college. It will largely depend on your GPA at the 2 year college and how well you preformed as a student. You may also want to check which articulation agreements the college has with 4 year universities. Q: Do you have dormitories? A: Yes, we have dormitories at Cottey. All students live in spacious suites with housekeeping! Q: Is it possible to pass TOEFEL in cottey English center? A: At Cottey we require that you have taken the TOEFL before you can be accepted. Q: i want to pursue my study in advertising and public relations, does this field is available in your college? A: You may take your first two years of study at Cottey in these areas and transfer to a four year program Q: I've been through the Cottey College website and I didn't find anything related to engineering. Cottey College does not offer any engineering programs? A: No Cottey does not offer engineering. Sorry! But there are many great schools that do. Q: What colleges do you recommend that have great chemistry departments ? / what the colleges that are famous for their chemistry department ?? A: Hi Mahmoud: that’s hard to say as there are so many great US colleges and universities offering chemistry. I suggest you try using our college search engines listed under the students section at www.educationusa.state.gov. You can tailor your search according to schools which offer chemistry as a major, and then look into each one to see if it is right for you. Q: and if i already spent three years in communication study, in cameroon when you have passed three years in communication study, you graduate, you receive a diploma which permit you to pursue your study in graduate schedule. Can i pursue my study directly in public relation if i apply in cottey college? A: I am not in university now. I need exchange programs for non-graduated students. I am in primary school now. A: It would good idea to contact the local EducationUSA office and they will be able to help you with your search.
  • 6. Q: What about TOEEFL which scores Cotte accept? A: Cottey accepts a TOEFL score of 500. Q: Can your country have any kind of influence while applying for aid? A: It is possible but depends on the financial aid program you are looking at. Take a look at www.fundingusstudy.org - you can search by scholarships open to students specifically from your country. Q: What is the average of the least amount that parents can pay each year ??? A: That amount can vary from each college and university and depends on each individual situation. Q: it's possible to take TOEFL at ELS center and after ask financial aid in cottey college? A: At Cottey, you would have to take the TOEFL to be accepted and then you would be eligible for financial aid. Q: If you are accepted according to your predicted mark, can the decision be changed if the actual mark turns out to be lower or vice versa? A: If we receive information that your scores are lower or higher than reported originally, we will adjust your merit aid accordingly Q: Hello Everybody A: Welcome the forum! A: Check with your nearest EducationUSA advising center at www.educationusa.info for upcoming sessions on financial aid. Also, a recording will be available on our website in another day or two. Q: Hello: I just learned about this forum and it seems I am a bit late. Nonetheless, I wanted to know if you guys would be holding another session sometime soon. A: EducationUSA has hosted two of these programs prior to today. You can keep checking the EducationUSA website for more forums. Q: MR.Eber , Can you give Us a piece of advice about getting a full Scholarship ? A: There are a few colleges that offer full scholarships in the USA. My advice would be to research possible places of study and use your local EducationUSA office as much as possible. Q: Could you tell me higher among which is granted of financial aid in cotey college and others university in US? A: Could you clarify your question for me?
  • 7. Q: Hey please answer on this question: I am 17 years old, I am in primary school and I want to come in USA and to take 5-6 moth learning course. Are there any ways to do this??? A: Do you want to pursue an exchange program in the USA? Q: can you tell us a few names of these colleges which offer full scholarships , please ? A: Check with your local EducationUSA adviser (www.educationusa.info) - the center can give you a better sense on which schools offer full funding to students in your country. Q: I said about a maximum amount when student receives financial A: The maximum amount will vary depending on each individual situation