1. This will certify that Earl A. Wirgau III (NMLS ID: 1464265) of LifeTree Lending, LLC has taken and completed
our program of studies for Twenty (20) hours of classroom equivalent Pre-licensing Education in the course entitled:
20 Hour S.A.F.E. Comprehensive_Applying Mortgage Knowledge to Exam Preparation - NMLS Course Number 1053
The Provider and above courses are approved by the Nationwide Mortgage Licensing System and Registry and satisfies
the pre-education requirements for mortgage professionals under the S.A.F.E. Mortgage Licensing Acct of 2008.
NMLS Provider ID: 1400013
Issue Date: 2/17/2016
Authentication Number: 1000DOI342016UD352049CCD1821
Patrick Sheahan
Chief Executive Officer