USDA Rural Development Loan Your 100% Financing Option

1. Presentation sent to you by: Your Desert REALTOR® JeffAnthony Garcia (602) 513-6621 U.S.D.A Guaranteed Rural Development Loan YOUR 100% FINANCING OPTION

2. Current Housing Market and You JeffAnthony Garcia (602) 513-6621 Maricopa has grown from a town of 2,500 residents to 45,000 in less than a decade. It continues to draw many new residents but at a slower rate then those leaving due to the down turn of the economy. Maricopa has 555 active homes for sale, not include short sale, pre foreclosures or auction homes. The average home price in Maricopa is $99,500 but many find it harder each day to get financing to purchase these homes.

3. Why a USDA guaranteed Rural Development Loan? JeffAnthony Garcia (602) 513-6621 The Rural Development Loan by USDA allow cities such as Maricopa to have buyers qualify for 100% Financing. This will help ease the up front cost of home buyers so they do not have to wait on saving up to a 20% down payment. Visit: http://eligibility.sc.egov.usda.gov for other qualified cities.

5. 100% FINANCING – UP TO 103.5% OF THE APPRAISED VALUE WHEN GUARANTEE FEE IS ALSO FINANCED

6. LOANS UP TO $417,000

7. GIFT FROM FAMILY ALLOWED FOR DOWN PAYMENT

8. SELLER CONTRIBUTIONS ALLOWED – UP TO 6% DEPENDING ON LOAN TO VALUE

10. A CREDIT SCORE OF 600 OR BETTER

11. IF NO CREDIT HISTORY ALTERNATIVE CREDIT IS ALLOWED

13. THANK YOU TO PHH MORTGAGE AND EDWARD ARVIZO FOR PROVIDING THE INFORMATION ON U.S.D.A GUARANTEED RURAL DEVELOPMENT LOAN. JeffAnthony Garcia (602) 513-6621