Presentazione del progetto sviluppato in 24 ore durante l'appathon Unicredit del 7 e 8 Novembre 2015. Questa presentazione è stata utilizzata durante il pitch di 5 minuti al termine delle 24 ore di sfida tra 25 team.
This document discusses Belgian Mobile ID, a digital identity service provided by a consortium of Belgian banks and mobile network operators. It allows Belgian citizens to securely sign up, log in, confirm, and sign transactions and documents online using their mobile phone. The service provides a unique, secure mobile identity for each user while respecting privacy and security guidelines. It uses a combination of software and secure hardware elements in users' SIM cards to authenticate users without needing to swap SIMs. The service aims to become the Belgian standard for digital identity and has a wide range of applications in areas like e-government, finance, healthcare, and more.
This document summarizes a company that uses digital tools to more efficiently process legal claims and disputes. It reduces costs by processing claims 40% faster than courts through online negotiation, facilitation, and arbitration. The company has experience resolving over 40,000 personal injury claims. It aims to expand its product offerings globally and generate revenue through commissions on claims processing and value-added services. The company is led by a seasoned team with experience in legal, insurance, and technology fields.
How Internet Of Things is changing Financial SectorSandeep Mishra
Internet of Things industry is developing rapidly and it provides people with a range of digital devices and sensors all around the world. As IoT is surrounding us in all fields of activity, banking area is also striving to make use of IoT and get some benefits.
The document discusses CBien, a digital inventory app that helps users track the value and details of their personal belongings. The app allows manual entry of items, scanning of barcodes, and automatic population of inventory from online purchase receipts. CBien provides real-time estimated market values of items to help with insurance claims. It also aims to improve the customer experience for insurers by facilitating quicker, easier claims processing and building loyalty through regular interaction and insights into customers. Several insurers in France have partnered with CBien and see benefits in using its real-time valuations and claims services.
Microsoft provides digital and modern banking solutions to help financial institutions address changing customer expectations, risks of disruption, and other industry forces driving change. Key areas of innovation include digital client engagement, self-service capabilities, omni-channel experiences, hyper-personalization, third-party distribution, and technology platform modernization using approaches like APIs, partner collaboration, selective modernization of core systems, and acting like a challenger digital bank. Case studies highlight how Microsoft Services helped launch new digital banking platforms in Portugal and Italy that attracted new customer segments through modern experiences and a unique focus on sustainability.
Cryptocurrencies and blockchain tech in general have the potential to make machine to machine (M2M) payments very efficient. This talk explores different angles of M2M payments in the internet of things (IoT). Presented at Blockchain Week IoT conference, Barcelona, 6 Oct 2015 and M2M Digital Curreny Summit London, 17 Mar 2016.
Suraj Pratap presented on mobile wallet security. He discussed statistics on mobile wallet usage in India and common brands. Mobile wallets allow contactless payments through apps as an alternative to cash or credit cards. While wallets aim to securely store payment information, common security issues include stolen devices accessing funds, lack of two-factor authentication, and man-in-the-middle attacks intercepting wireless transfers. Suraj analyzed the security measures of major wallets and reported that several had experienced bugs, though typically with limited user impact. He concluded by taking questions on adopting mobile wallets given ongoing security challenges.
Digital Payment and 3-D Secure by NetceteraNetcetera
Our Sales & Business Development Manager CEE, Martin Mendel, presented how we enable convenient and secure digital shopping at Cardsession in Prague, Czech Republic, in December 2017. Cardsession is one of the most significant conferences in the field of payment systems, cards and technology in the Central Europe.
This document discusses Belgian Mobile ID, a digital identity service provided by a consortium of Belgian banks and mobile network operators. It allows Belgian citizens to securely sign up, log in, confirm, and sign transactions and documents online using their mobile phone. The service provides a unique, secure mobile identity for each user while respecting privacy and security guidelines. It uses a combination of software and secure hardware elements in users' SIM cards to authenticate users without needing to swap SIMs. The service aims to become the Belgian standard for digital identity and has a wide range of applications in areas like e-government, finance, healthcare, and more.
This document summarizes a company that uses digital tools to more efficiently process legal claims and disputes. It reduces costs by processing claims 40% faster than courts through online negotiation, facilitation, and arbitration. The company has experience resolving over 40,000 personal injury claims. It aims to expand its product offerings globally and generate revenue through commissions on claims processing and value-added services. The company is led by a seasoned team with experience in legal, insurance, and technology fields.
How Internet Of Things is changing Financial SectorSandeep Mishra
Internet of Things industry is developing rapidly and it provides people with a range of digital devices and sensors all around the world. As IoT is surrounding us in all fields of activity, banking area is also striving to make use of IoT and get some benefits.
The document discusses CBien, a digital inventory app that helps users track the value and details of their personal belongings. The app allows manual entry of items, scanning of barcodes, and automatic population of inventory from online purchase receipts. CBien provides real-time estimated market values of items to help with insurance claims. It also aims to improve the customer experience for insurers by facilitating quicker, easier claims processing and building loyalty through regular interaction and insights into customers. Several insurers in France have partnered with CBien and see benefits in using its real-time valuations and claims services.
Microsoft provides digital and modern banking solutions to help financial institutions address changing customer expectations, risks of disruption, and other industry forces driving change. Key areas of innovation include digital client engagement, self-service capabilities, omni-channel experiences, hyper-personalization, third-party distribution, and technology platform modernization using approaches like APIs, partner collaboration, selective modernization of core systems, and acting like a challenger digital bank. Case studies highlight how Microsoft Services helped launch new digital banking platforms in Portugal and Italy that attracted new customer segments through modern experiences and a unique focus on sustainability.
Cryptocurrencies and blockchain tech in general have the potential to make machine to machine (M2M) payments very efficient. This talk explores different angles of M2M payments in the internet of things (IoT). Presented at Blockchain Week IoT conference, Barcelona, 6 Oct 2015 and M2M Digital Curreny Summit London, 17 Mar 2016.
Suraj Pratap presented on mobile wallet security. He discussed statistics on mobile wallet usage in India and common brands. Mobile wallets allow contactless payments through apps as an alternative to cash or credit cards. While wallets aim to securely store payment information, common security issues include stolen devices accessing funds, lack of two-factor authentication, and man-in-the-middle attacks intercepting wireless transfers. Suraj analyzed the security measures of major wallets and reported that several had experienced bugs, though typically with limited user impact. He concluded by taking questions on adopting mobile wallets given ongoing security challenges.
Digital Payment and 3-D Secure by NetceteraNetcetera
Our Sales & Business Development Manager CEE, Martin Mendel, presented how we enable convenient and secure digital shopping at Cardsession in Prague, Czech Republic, in December 2017. Cardsession is one of the most significant conferences in the field of payment systems, cards and technology in the Central Europe.
SPRINT 13 Workshop 3 Development of a pan-government ecosystem for assuring the identity of users accessing online government services, based on published standards and commissioned services. Amanda Derrick - GDS
Touchatag is an Alcatel-Lucent venture that provides RFID/NFC services and applications. It was launched in October 2008 and is located in Antwerp, Belgium and Murray Hill, US. Touchatag aims to democratize the RFID marketplace by providing APIs and tools to allow developers to easily create RFID and NFC applications.
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
Digitalization in Insurance
The document discusses the successful implementation of the D-MVIC digital motor vehicle insurance certificate platform in Kenya. The platform digitized the end-to-end insurance certificate processes, including developing apps for brokers and police. It has led to improved efficiency, cost savings, and fraud prevention capabilities for the Kenyan motor insurance industry. Usage statistics show over 650,000 digital certificates generated since 2020, demonstrating increased insurance coverage across various vehicle classes.
SkopjePulse: Designing a better city with IoTNetcetera
Everybody is talking about Internet-of-Things but we wanted to actually do something and we did: SkopjePulse is an open IoT platform using TheThingsNetwork infrastructure to collect data about air pollution, noise, temperature and humidity in the city of Skopje. This talk explains the basic ingredients for IoT and also shows the challenges for doing IoT in a software company like Netcetera. This was a guest talk at the University of St. Gallen (HSG) for students of economy
This document discusses how blockchain technology could be used to provide identity and transparency for internet-connected devices. It notes that by 2020 there will be over 50 billion internet-connected devices but currently there are no legal guarantees about how devices collect and use personal data. Blockchain could provide distributed applications to give devices identities, enable direct interaction, and allow devices to sell their own data in a transparent way. This would create a more resilient system than current approaches and reduce systemic risks from hacking or insecure devices. The document concludes that blockchain devices would not need lawyers due to their programmed compliance.
This document lists the top 10 fraud prevention companies in the world. It explains that fraud prevention services analyze information from multiple sources to identify fraudulent card-not-present ecommerce transactions that could result in chargebacks and lost revenue. The top company is listed as Digital Harbor, which is the first fraud prevention company in India offering predictive analytics based fraud detection and investigative case management across industries.
apidays LIVE Singapore 2021 - Integrating and managing 3000+ digital products...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
Integrating and managing 3000+ digital products through one API
Adi Vora, CTO at Ayoconnect
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Nanopayments - Fuel for a Machine-To-Machine Economy | Meinhard BennBlockchain Conferences
Meinhard Benn has founded SatoshiPay. He is an experimenting businessman, a miner, a trader and a fan of cryptocurrency, who promotes Bitcoin ecosystem globally.
AXSionics Internet Passport: a smartcard which holds your biometry and enables you to authenticate yourself and to validate a transaction on Internet. No risk of identity theft, all your information is kept on your card.
The infographic "Blockchain for Business: How the blockchain will revolutionize the way companies operate" by Casaleggio Associati describes and analyzes system functionalities, business applications and strategic spots linked to this technology.
The infographic has been realized to support the research "Blockchain for Business: How the blockchain will revolutionise the way companies operate" for the third edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, was held in Milan in November 2018.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
The document discusses using verified identities from trusted organizations like governments and banks to authenticate users to applications and services. It notes that banks, telecommunications companies, and other Know Your Customer regulated organizations already perform strong identity verification. The Ubisecure Identity Platform connects these verified identities to applications and services, providing benefits to customers, identity providers, and service providers by simplifying registration and login while reducing fraud risk. It allows service providers to use strong authentication without building their own identity verification infrastructure.
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
23 may st digital life_pay_pal smoothens out e-transactions on mobile devicesPPHoffman
PayPal announced enhancements to its mobile payment services to make transactions on smartphones and tablets easier. The updates allow merchants to accept payments directly on their mobile sites and apps from PayPal users. PayPal also expanded its services to more countries to facilitate global e-commerce on mobile devices.
The document discusses the future of mobile payments, including the transition to a cashless society through new identification technologies like fingerprint and vein scanning. It describes how devices will identify users through biometrics and location data, allowing new payment methods via technologies like Bluetooth and connected "Internet of Things" devices. This will change both how people pay for items and entire store experiences. Overall, the document outlines emerging mobile and identification technologies that will transform how payments are made.
This document provides an overview of trends in the mobile wallet industry. It discusses the current mobile wallet ecosystem which is dominated by financial service providers and telecommunications companies regulated by financial authorities. It also examines factors influencing consumer adoption of mobile wallets like security, usability and behavior. Examples from Indonesia and the Philippines are provided on using mobile wallets for government financial disbursements and digital remittances. Emerging technologies like blockchain are discussed in the context of their potential applications and drivers of growth. Regulatory approaches to cryptocurrencies across different countries are reviewed.
TRUSTpay is a technology company founded in 2009 that specializes in digital payment solutions and customer care. It aims to become a global e-commerce leader and improve lives through expanding digital commerce opportunities worldwide. TRUSTpay provides payment processing, mobile strategies, consulting services, and leverages machine learning. Notable projects include its TRUSTcard payment card and a smart city travel card application in Vietnam. The company's digital payment platform utilizes blockchain for security and transparency across financial accounts and transactions.
This document describes a Telegram chatbot that allows users to sign documents within Telegram chats. It discusses how the chatbot uses Cloud Signature and Time4Mind technologies to provide legally valid electronic signatures that are integrated with the EU's eIDAS regulation on electronic identification and trust services. The chatbot demo is available on GitHub and allows signing documents through simple chat commands. Potential improvements include enabling signature meetings between multiple users and integrating with other applications to start signature processes.
El Club de Montaña El Huso organizó una salida de senderismo el 8 de noviembre de 2015 en Molina de Aragón. El grupo realizó un recorrido por senderos de la zona explorando el terreno y disfrutando del paisaje.
SPRINT 13 Workshop 3 Development of a pan-government ecosystem for assuring the identity of users accessing online government services, based on published standards and commissioned services. Amanda Derrick - GDS
Touchatag is an Alcatel-Lucent venture that provides RFID/NFC services and applications. It was launched in October 2008 and is located in Antwerp, Belgium and Murray Hill, US. Touchatag aims to democratize the RFID marketplace by providing APIs and tools to allow developers to easily create RFID and NFC applications.
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
Digitalization in Insurance
The document discusses the successful implementation of the D-MVIC digital motor vehicle insurance certificate platform in Kenya. The platform digitized the end-to-end insurance certificate processes, including developing apps for brokers and police. It has led to improved efficiency, cost savings, and fraud prevention capabilities for the Kenyan motor insurance industry. Usage statistics show over 650,000 digital certificates generated since 2020, demonstrating increased insurance coverage across various vehicle classes.
SkopjePulse: Designing a better city with IoTNetcetera
Everybody is talking about Internet-of-Things but we wanted to actually do something and we did: SkopjePulse is an open IoT platform using TheThingsNetwork infrastructure to collect data about air pollution, noise, temperature and humidity in the city of Skopje. This talk explains the basic ingredients for IoT and also shows the challenges for doing IoT in a software company like Netcetera. This was a guest talk at the University of St. Gallen (HSG) for students of economy
This document discusses how blockchain technology could be used to provide identity and transparency for internet-connected devices. It notes that by 2020 there will be over 50 billion internet-connected devices but currently there are no legal guarantees about how devices collect and use personal data. Blockchain could provide distributed applications to give devices identities, enable direct interaction, and allow devices to sell their own data in a transparent way. This would create a more resilient system than current approaches and reduce systemic risks from hacking or insecure devices. The document concludes that blockchain devices would not need lawyers due to their programmed compliance.
This document lists the top 10 fraud prevention companies in the world. It explains that fraud prevention services analyze information from multiple sources to identify fraudulent card-not-present ecommerce transactions that could result in chargebacks and lost revenue. The top company is listed as Digital Harbor, which is the first fraud prevention company in India offering predictive analytics based fraud detection and investigative case management across industries.
apidays LIVE Singapore 2021 - Integrating and managing 3000+ digital products...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
Integrating and managing 3000+ digital products through one API
Adi Vora, CTO at Ayoconnect
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Nanopayments - Fuel for a Machine-To-Machine Economy | Meinhard BennBlockchain Conferences
Meinhard Benn has founded SatoshiPay. He is an experimenting businessman, a miner, a trader and a fan of cryptocurrency, who promotes Bitcoin ecosystem globally.
AXSionics Internet Passport: a smartcard which holds your biometry and enables you to authenticate yourself and to validate a transaction on Internet. No risk of identity theft, all your information is kept on your card.
The infographic "Blockchain for Business: How the blockchain will revolutionize the way companies operate" by Casaleggio Associati describes and analyzes system functionalities, business applications and strategic spots linked to this technology.
The infographic has been realized to support the research "Blockchain for Business: How the blockchain will revolutionise the way companies operate" for the third edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, was held in Milan in November 2018.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
The document discusses using verified identities from trusted organizations like governments and banks to authenticate users to applications and services. It notes that banks, telecommunications companies, and other Know Your Customer regulated organizations already perform strong identity verification. The Ubisecure Identity Platform connects these verified identities to applications and services, providing benefits to customers, identity providers, and service providers by simplifying registration and login while reducing fraud risk. It allows service providers to use strong authentication without building their own identity verification infrastructure.
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
23 may st digital life_pay_pal smoothens out e-transactions on mobile devicesPPHoffman
PayPal announced enhancements to its mobile payment services to make transactions on smartphones and tablets easier. The updates allow merchants to accept payments directly on their mobile sites and apps from PayPal users. PayPal also expanded its services to more countries to facilitate global e-commerce on mobile devices.
The document discusses the future of mobile payments, including the transition to a cashless society through new identification technologies like fingerprint and vein scanning. It describes how devices will identify users through biometrics and location data, allowing new payment methods via technologies like Bluetooth and connected "Internet of Things" devices. This will change both how people pay for items and entire store experiences. Overall, the document outlines emerging mobile and identification technologies that will transform how payments are made.
This document provides an overview of trends in the mobile wallet industry. It discusses the current mobile wallet ecosystem which is dominated by financial service providers and telecommunications companies regulated by financial authorities. It also examines factors influencing consumer adoption of mobile wallets like security, usability and behavior. Examples from Indonesia and the Philippines are provided on using mobile wallets for government financial disbursements and digital remittances. Emerging technologies like blockchain are discussed in the context of their potential applications and drivers of growth. Regulatory approaches to cryptocurrencies across different countries are reviewed.
TRUSTpay is a technology company founded in 2009 that specializes in digital payment solutions and customer care. It aims to become a global e-commerce leader and improve lives through expanding digital commerce opportunities worldwide. TRUSTpay provides payment processing, mobile strategies, consulting services, and leverages machine learning. Notable projects include its TRUSTcard payment card and a smart city travel card application in Vietnam. The company's digital payment platform utilizes blockchain for security and transparency across financial accounts and transactions.
This document describes a Telegram chatbot that allows users to sign documents within Telegram chats. It discusses how the chatbot uses Cloud Signature and Time4Mind technologies to provide legally valid electronic signatures that are integrated with the EU's eIDAS regulation on electronic identification and trust services. The chatbot demo is available on GitHub and allows signing documents through simple chat commands. Potential improvements include enabling signature meetings between multiple users and integrating with other applications to start signature processes.
El Club de Montaña El Huso organizó una salida de senderismo el 8 de noviembre de 2015 en Molina de Aragón. El grupo realizó un recorrido por senderos de la zona explorando el terreno y disfrutando del paisaje.
El documento habla sobre los exploits, definidos como programas que se aprovechan de vulnerabilidades de seguridad en sistemas o aplicaciones para beneficiar a atacantes. Explica que los delincuentes usan exploits frecuentemente para infectar más equipos con amenazas, y que pueden causar efectos como borrar archivos, modificar discos duros u ocultar archivos. Recomienda eliminar exploits descargando y ejecutando un antivirus.
Internacionalizar tu trabajo sin salir del paísJaviera Atenas
Traducción de la presentación en simposio doctoral de la Dutch Graduate School en Rotterdam en Mayo 2013.
Traducida al castellano con la colaboración de:
Silvia Gutiérrez, Universidad Veracruzana (México) @espejolento
Ernesto Priego, City University London @ernestopriego
The document is a SlideShare presentation by Ryan Deitche. It likely contains slides with images, text, and possibly other media to convey information on a given topic. However, without viewing the full presentation, the key details and overall message cannot be determined within a 3 sentence summary.
Advanced facility management services in Gurgaon
SSOS is leading facility management provider in Gurgaon. This facility management company in Gurgoan consistently delivering finest quality of facility management services in Gurgoan at affordable prices. Every service is supervised by high experienced professionals at client site to ensure flawless execution of task. We are engaged in offering Housekeeping, Security, Building maintenance, Payroll outsourcing and Support Staff. Corporate houses, Hotels, Educational institutes, Shopping Mall and Hospitals are servicing by us. For Ethical, safe and reliable services fell free to contact us.
Add- 1714 A, Rajiv Nagar, Sector-14 Gurgaon
Mob- 9999639635
Email- contact@ssos.co.in
Web- www.ssos.co.in
La selva peruana se ubica hacia el este de Perú, en la cuenca del río Amazonas. Está compuesta por 5 departamentos y formada por la selva alta y baja. La selva alta se encuentra por encima de los 700 metros sobre el nivel del mar y contiene densa vegetación y fauna como el otorongo, anaconda y guacamayo. La selva es uno de los ecosistemas más grandes del mundo y alberga muchas especies en peligro de extinción.
Este documento presenta las respuestas de un estudiante a 10 preguntas sobre conceptos clave relacionados con la comunicación, la semiótica, la informática jurídica y sus aplicaciones. El estudiante define comunicación, lenguaje, semiótica e informática jurídica documental, de gestión y metadocumental. También explica la relación entre informática jurídica y derecho, la importancia de la información desde una perspectiva jurídica, y conceptos como heurística y teoría general de sistemas aplicados al derecho.
El documento habla sobre spyware y programas espía. Explica que spyware recopila información de un ordenador sin el consentimiento del usuario y la transmite a terceros. Menciona algunos programas comunes de spyware como CoolWebSearch, Gator e Internet Optimizer. También ofrece consejos para protegerse del spyware como instalar herramientas antispyware, usar firewall y bloqueador de ventanas emergentes, y tener cuidado al instalar nuevos programas.
Design Patterns: Defining and Sharing Web Design Languages Luke Wroblewski
In my Design Patterns: Defining and Sharing Web Design Languages talk at South by Southwest 2007 I discussed how to put design patterns to use within Web applications with an overview of the what, why, and how of shared online design pattern libraries.
El documento describe los diferentes tipos de motores asincrónicos, incluyendo el motor de jaula de ardilla y el motor de rotor bobinado. Explica que en un motor asincrónico, el campo magnético giratorio del estator induce corriente en el rotor, haciendo que gire a una velocidad menor que la del campo. También describe las partes principales del motor asincrónico y su principio de funcionamiento.
Spyware and adware are types of software that can be installed secretly on a computer to collect personal information or display advertisements. Spyware tracks users' browsing habits and other computer activities, while adware automatically displays ads. Both can slow computers and redirect browsers. Common symptoms of spyware/adware infections include frequent popups and a changed homepage. Programs like Ad-Aware, Spybot Search & Destroy, and Spy Sweeper can help detect and remove these programs. Users should avoid unnecessary downloads and popups to prevent infections.
What is SPYWARE?
Spyware is a type of malware that's hard to detect.
It collects information about your surfing habits, browsing history, or personal information (such as credit card numbers), and often uses the internet to pass this information along to third parties without you knowing.
o Key loggers are a type of spyware that monitors your key strokes.
Spyware is mostly classified into four types:
1.System monitors
2.Trojans
3.Adware
4.Tracking Cookies
spyware is mostly used for the purposes of tracking and storing internet users' movements on the web and serving up pop-up ads to internet users.
History and development of spyware.
The first recorded on October 16, 1995 in a UseNet post that poked fun at microsoft's business model.
Spyware at first denoted software meant for espionage purposes.
However, in early 2000 the founder of zone labs, gregor freund, used the term in a press release for the zone alarm personal firewall.
Use of exploits in JavaScript, internet explorer and windows to install.
Effect and behavior.
Unwanted behavior and degradation of system performance.
Unwanted CPU activity, disk usage, and network traffic.
Stability issues:-
Application's freezing.
Failure to boot.
System-wide crashes.
Difficulty connecting to the internet.
Disable software firewalls and anti-virus software.
Routes of infection.
Installed when you open an email attachment.
Spyware installs itself
Install by using deceptive tactics
Common tactics are using a Trojan horse.
USB Keylogger.
browser forces the download and installation of spyware.
Security Practices.
• Installing anti-spyware programs.
• Network firewalls and web proxies to block access to web sites known to install spyware
• Individual users can also install firewalls.
• Install a large hosts file.
• It Install shareware programs offered for download.
• Downloading programs only from reputable sources can provide some protection from this source of attack
Anti-spyware Programs
• Products dedicated to remove or block spyware.
• Programs such as pc tool’s spyware doctor, lava soft's ad-aware se and patrick kolla's spybot - search & destroy.
Legal Issues.
Criminal law
US FTC actions
Netherlands OPTA
Civil law
Libel suits by spyware developers
Webcam Gate
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Financial planning process 3 powerpoint presentation templates.SlideTeam.net
The document describes a 5-step financial planning process:
Step 1 involves understanding the client's personal circumstances. Step 2 is to design the financial strategy. Step 3 is to produce and present a statement of advice. Step 4 is to implement the recommendations. Step 5 is to continuously review and monitor the client's finances.
Ezoic is a cloud-based website optimization platform that offers apps to test different ad and layout combinations to increase earnings and user experience. Integration is simple, allowing publishers to direct a percentage of their traffic to Ezoic for testing. Ezoic's Ad Tester and Layout Tester apps automate the testing of ads and themes on a portion of site traffic initially to minimize revenue risk. Advanced reporting shows testing results and original site performance for comparison.
The document outlines the 4 main steps of financial planning:
1. Determine your current financial situation by calculating your net worth and analyzing cash flow
2. Set financial goals both short, medium, and long-term which include paying off debt, saving for retirement and children's education
3. Develop a financial plan that is flexible, provides liquidity, and minimizes taxes
4. Monitor your progress towards goals by regularly reviewing your budget, investment returns, taxes, inflation, and making adjustments if needed.
Normally people think financial goals require a high salary or wealth, but financial planning can achieve goals. Financial planning involves managing current resources through disciplined investing in options to achieve financial goals. It considers resources, investment options, and goals. A financial planner analyzes the situation, recommends an asset allocation plan, and monitors it over time to achieve the client's changing needs and opportunities.