The document discusses risk management and terrorism financing at United Bank Limited. It provides background on the bank's founding in 1959 and its vision to be a world class bank dedicated to excellence. The document then covers risk management, explaining that it is the potential adverse impact of expected and unexpected events on a bank's capital or earnings. It also discusses how terrorism financing provides funds for terrorist activities through various legal and illegal sources, and the steps banks take to try and stop terrorism financing, such as monitoring for money laundering and suspicious activities.

1. United Bank Limited
Topic: The Risk Management And Terrorism Financing
Group members: Instructor:
Gopal Das Zartashia Kiran Imran
Chandar Kumar

2. INTRODUCTION
• The origin took place in November 7th, 1959.
• The first branch was established at I.I. chundrigar.
• It was also the birth of the culture of service.
• A culture of innovation and a culture of financial
excellence!

3. • Vision
• To be a world class bank dedicated to excellence.
• To surpass the highest expectations of our customers
and all other stakeholders.
• Mission
• Set the highest industry standard for quality, across.
• Optimize technology to deliver the best possible financial solution to our
customers.
• Become the most sought after investment.
• Be recognized as the employer of choice.

4. RISK MANAGEMENT
• It is the potential that events expected
or unexpected, may have an adverse effect on a
bank’s capital or earnings.
• The greater the RISK associated with an activity
the greater potential to generate a high return.
• Banks do take RISKS – The biggest RISK is Not
Taking A RISK.

5. RISK MANAGEMENT cont’d
• How risk is created?
• When bank gives loan to firm or any individual.
• The managers have to design the policies to
recover the loan.
• The managers should establish the strategies to
face the natural disaster, change in monitory and
fiscal policy, or any fire damage.

6. TERRORISM FINANCING
• Terrorist financing provides funds for terrorist
activity.
• It may involve funds raised from legal sources, such
as:
• Personal donations.
• Profits from businesses and charitable organizations.
• As well as from criminal sources, such as the drug
trade, the smuggling of weapons and other goods,
fraud, kidnapping and extortion.

7. TERRORISM FINANCING cont’d
• To move their funds, terrorists use the formal
banking system.
• The oldest method of asset-transfer.
• The physical transportation of cash, gold and
other valuables through smuggling routes.

8. Steps Taken To Stop Terrorism
Financing
• Money laundering
• Suspicious activity
• Bank processes.