Tx prini-16

2. Ownership Issues
 Overview of Title Vesting
 Texas Homesteads
› Urban and Rural Homesteads
› Requirements for a Valid Homestead
› What is the Effect of Homestead on Liens?
 Mandatory Membership in POA
 Adjacent Owner Issues
› Boundary Lines
› Nuisance and Trespass
› Boundary Disputes

3. Types of Housing
 Detached, Semi-Detached, and Attached Homes
› Detached Homes
› Semi-Detached Homes
› Attached Homes
 Building Types and Architectural Styles
› House Types
› House Shapes
› Architectural Styles of Houses

4. Protecting the Property
 Insurance Issues
› Homeowners Insurance
› Personal Umbrella Policy
› CLUE Report
 Maintenance Issues
› Routine Maintenance
› Preventive Maintenance
› Cosmetic Maintenance
› Remodeling
 Security Issues
› Secure all Access Points
› Secure the Outside of the
Home
› Install an Alarm System
› Community Watch Program
 Pests and Other
Environmental Hazards
› Insects
› Animals
› Dry Rot
› Environmental Hazards

5. Tax Issues
 Real Property Taxes
› Property Tax Liens
› Tax Exemptions
 Tax Benefits of Home Ownership
› Tax Deductions
› Sale of the Property

6. Loan Servicing Issues
 Transfer of Real Estate Loan Servicing
 No Changes to Terms and Conditions
 RESPA Loan Servicing Rules
› Notification of Loan Servicing Transfer
› Mailing Payments to New Servicer
 Responsibilities of a Loan Administrator
› Payment Processing
› Escrow Account
› Loan Assumption and Payoff Procedures