This document outlines the process for loans through a trustee on the Kiva lending platform. It shows that the trustee completes the application, is invited to become a trustee after due diligence and borrower training. They then begin endorsing loans and sending out invites for loan applications. The full process from starting the application to funding can take between 30-65 days.

1. 1

11. Direct Connection
0% int
Lenders
0% int
Website
20-35% int
<3% fee
Patrick
MFI
Trustee

22. Trustee
completes app
Trustee invited
0d
16
Trustee Education
Trustee begins
endorsement
(loan app invite sent)
28
Trustee Due Diligence +
Borrower Training
Loan app
draft
complete
9
Paper Applications
Trustee HQ reviewed
reviewed and posted
2
10
65d
Back + forth w/ Trustee

23. Trustee begins
endorsement
Trustee
completes app (loan app invite
sent)
Trustee
invited
0d
2
Targeting/Deadlines
22
Online B/T Training???
Loan app
draft
complete
3
2
Trustee HQ reviewed +
posted
reviewed
1
30d
SMS Application
Trustee Review Page

27. Davis Mkoji,
Seed Trustee
Vincent,
Pamela,
1st Gen
Borrower
1st Gen
Borrower
Justus,
John,
Michael
2nd
2nd
2nd Gen
Borrower
Gen
Borrower
Gen
Borrower

28. Potential Trustee
FAILING is
AWESOME

35. thanks!
akash@kiva.org