This document summarizes a panel discussion on advisor compensation issues. The panel was moderated by Jonathan Chevreau and included experts from Advocis, the Small Investor Protection Centre, and the Public Interest Advocacy Centre. They discussed topics like the UK ban on commissions for small investment accounts, fee disclosure requirements, embedded compensation providing affordable advice to Canadians, and whether regulators should limit choice in the advisory system. The panelists also answered questions about lowering fees for consumers, the thoroughness of fee discussions with clients, ongoing advice requirements, and the importance of a free competitive market.