Swiss banks were hoping that their officials would aid them in navigating new territory with the U.S. Justice Department as they seek non-prosecution agreements in exchange for client information. This Voluntary Disclosure program would offer protection for the bank from legal action if all requirements are met. But the Swiss officials has been clear to Swiss banks - Swiss banks are on their own if they want to participate in the program or stand on their own to face legal action from the U.S. government.