The document summarizes a Cooperative Unit Title Insurance Policy (CUTIP) that protects buyers and lenders of cooperative apartments. A CUTIP provides coverage against errors in cooperative searches, unpaid security interests, issues with clear title, and problems that arise if the stock certificate or lease is lost. It is issued through large, stable title insurance underwriters. For a typical $250,000 cooperative purchase, CUTIP insurance costs $400 and includes a title closer. The CUTIP thus provides robust title protection for cooperative buyers and their representatives.
Who's Responsible for Non-Accident Related Damage?PoliSeek
Accidents happen. And unfortunately, there's not always someone to blame. In this presentation, we'll discuss non-accident related damage, and how it's covered, from an insurance prospective.
What is a warranty? The complete guide for understanding warrantiesUnioncy
The complete guide to understanding warranties. Simple answers to commons questions like: what is a warranty? how does a warranty work? what is an extended warranty? what is implied warranty? how do I claim on a warranty? How to resolve warranty disputes? How to enforce a warranty? How to minimize problems with warranties? What is the EU warranty rule? How does the 6-month warranty rule work?
Hit by an Uninsured Driver? Here's What to DoPoliSeek
If you were involved in an accident with an uninsured driver, you may be entitled to help. In this presentation, we discuss uninsured motorist coverage, auto medical payments coverage, and more.
7 Reasons Why Every Homebuyer Needs Title Insurance Sam Saad
Buy your next home with confidence. Paradise Coast Title and Escrow from Naples, FL, has created this presentation to share why title insurance is important to purchase when buying a home.
When you drive to Mexico from the United States, you need separate auto insurance for Mexico. Learn the best way to shop for auto insurance for Mexico, and the coverages you should consider.
Who's Responsible for Non-Accident Related Damage?PoliSeek
Accidents happen. And unfortunately, there's not always someone to blame. In this presentation, we'll discuss non-accident related damage, and how it's covered, from an insurance prospective.
What is a warranty? The complete guide for understanding warrantiesUnioncy
The complete guide to understanding warranties. Simple answers to commons questions like: what is a warranty? how does a warranty work? what is an extended warranty? what is implied warranty? how do I claim on a warranty? How to resolve warranty disputes? How to enforce a warranty? How to minimize problems with warranties? What is the EU warranty rule? How does the 6-month warranty rule work?
Hit by an Uninsured Driver? Here's What to DoPoliSeek
If you were involved in an accident with an uninsured driver, you may be entitled to help. In this presentation, we discuss uninsured motorist coverage, auto medical payments coverage, and more.
7 Reasons Why Every Homebuyer Needs Title Insurance Sam Saad
Buy your next home with confidence. Paradise Coast Title and Escrow from Naples, FL, has created this presentation to share why title insurance is important to purchase when buying a home.
When you drive to Mexico from the United States, you need separate auto insurance for Mexico. Learn the best way to shop for auto insurance for Mexico, and the coverages you should consider.
California Insurance Broker providing fast and easy quotes for Auto Insurance, Homeowners Insurance, Health Insurance, Life Insurance, and Business Insurance. San Francisco Insurance Agency.
Should you go for Return of Premium life insurance?Pravesh Vasudeva
Return of premium life insurance is a type of term life insurance coverage that returns your premium payments if you are alive at the end of your coverage term. Again, ROP life insurance works exactly as the name indicates: as long as the insured outlives the term period, the policy returns most or all of your premiums paid at the end of the term length — and you don’t even have to pay income tax on your windfall. This type of coverage can be either a stand-alone policy or as an optional life insurance rider on a standard term life insurance policy.
But is it worth it? Let us see in this presentation.
For insurance purposes, 5th wheel insurance is insurance for any type of recreational vehicle, camper or trailer that's pulled behind your vehicle, or your "5th wheel." Learn more about 5th wheel insurance and why you need it.
Paradise Coast Title & Escrow share with you The Homebuyer Checklist, a 10 step guide to buying your next home with confidence. Perfect for Florida home buyers.
Portman Insurance is your local, independent agency serving Cincinnati OH and beyond. We represent multiple companies, allowing us to help you find the best coverage for the best value. Click on the quote button above to see how much money you can save! Have questions? Click on the chat button below to speak to a live agent.
California Insurance Broker providing fast and easy quotes for Auto Insurance, Homeowners Insurance, Health Insurance, Life Insurance, and Business Insurance. San Francisco Insurance Agency.
Should you go for Return of Premium life insurance?Pravesh Vasudeva
Return of premium life insurance is a type of term life insurance coverage that returns your premium payments if you are alive at the end of your coverage term. Again, ROP life insurance works exactly as the name indicates: as long as the insured outlives the term period, the policy returns most or all of your premiums paid at the end of the term length — and you don’t even have to pay income tax on your windfall. This type of coverage can be either a stand-alone policy or as an optional life insurance rider on a standard term life insurance policy.
But is it worth it? Let us see in this presentation.
For insurance purposes, 5th wheel insurance is insurance for any type of recreational vehicle, camper or trailer that's pulled behind your vehicle, or your "5th wheel." Learn more about 5th wheel insurance and why you need it.
Paradise Coast Title & Escrow share with you The Homebuyer Checklist, a 10 step guide to buying your next home with confidence. Perfect for Florida home buyers.
Portman Insurance is your local, independent agency serving Cincinnati OH and beyond. We represent multiple companies, allowing us to help you find the best coverage for the best value. Click on the quote button above to see how much money you can save! Have questions? Click on the chat button below to speak to a live agent.
Informasi peluang bisnis dengan produk hebat dan peluang penghasilan harian yang dahsyat ! Dari sebuah perusahaan yang LEGAL dan Produk yang sudah mendapatkan izin instansi berwenang !
Personal Lines for the Business Owner/ExecutiveFinancial Poise
You spend a lot of time making sure you have the correct insurance for your business, but are you giving enough attention to protecting your personal assets? This webinar will focus on protecting the personal interests of the business owner/executive.
What risks should you be aware of? How can you best protect your business and your personal assets? What insurance is suitable for you? This panel will answer your lingering questions of how you can better protect your personal assets. Join the panel as we conclude this informative and rewarding series on Insurance for the Business Owner.
Part of the webinar series: INSURANCE FOR THE BUSINESS OWNER - 101 2021
See more at https://www.financialpoise.com/webinars/
Asset Protection: Reducing Risk, Promoting Peace of Mind HayesLaw
Every American adult shares a dubious characteristiceach is a walking litigation target. Part of your birthright is that you may be sued at any time, for any reason, and for any amount.
Why life insurance has evolved into a piece of investment diversificationCBIZ, Inc.
This CBIZ Whitepaper explores reasons why life insurance has evolved into a piece of investment diversification – that is, a product worthy of being described as a “Separate Investment Class.”
(http://optimuminsurance.com.au/Blog/tabid/158/ArticleID/6/The-benefits-of-engaging-an-insurance-broker.aspx) - We ask you to consider the following which should help you make a better informed decision:
PART III
The presentation is an introduction to Private Placement Life Insurance (PPLI), and the international tax planning concept of Expanded Worldwide Planning (EWP). The two-day conference was attended by attorneys, accountants, financial planners, insurance brokers, and other professionals who work with high net worth clients in China and the Far East.
- Learn more: https://blog.michaelmalloy.solutions/
ERICAN
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Arranging
insurance for
health clubs
by James L Foley, CPCU
Health clubs are great kr our agency’s
fiscal fitness.
AT IriterWest Insurance Services we’ve found that health clubs are great for our
agency’s fiscal fitness. Using an insurance package geared to this niche, we~e built
a book of some 400 clubs. Furthermore, the outook for our specialty is bright
Fitness-conscious baby boorners continue to be heavy users of health dubs.
Meanwhile parents, aware that many schools are curbing their physical education
programs are enrolling their children in health clubs. Aware of such trends, the
International Health, Racquet and Spoc-tsclub Association (IHRSA) has a goal of
getting 50 million people into its members’ clubs by 2010, That would require the
industry’s 17,000 commercial health clubs to expand to about 25.000.
Things weren’t always so rosy for this niche. When InterWest started worldng with
health clubs back in 1984, the industry did not have the best reputation- Some clubs
would open in strip malls, heavily promote the sale of annual or even lifetime
memberships, then fold six moths later-without refunding any of the membership
fees. In California, health dubs were one of the top sources of complaints to the
8etter Business Bureau. As the hard market hit clubs across the board had a
difficult time getting coverage and were relegated to the surplus-lines market
In this environment however, our agency saw an opportunity. We knew the better
clubs were competing for business by offering monthly memberships, which
provided patrons with greater convenience and shielded them from the financial risk
of long-term membership contracts. These tended to be owner-managed clubs that
held memberships in organizations like IHRSA Unlike the ‘fly-by-night” dubs, they
also had a substantial investment in exercise equipment and such facilities as
swimming pools and racquet-ball courts. To us, they looked like pretty good risks,
and we put together a customized program for them and placed it with lndustiial
Indemnity Co. We called the program FitriessPak and copyrighted the name. Today,
we place the program with TIC Insurance through K&K Insurance Group, which has
given us an exclusive in the health-dub niche in 10 Western states. We continue to
write most of the business ourselves (I’m one of three producers for the program,
along with ken Mckay and Steve Azevedo), although we also have a small amount
of brokerage business,
Our program is quite broad. For property exposures, it includes business income,
0
0
Letters
Down to Cases
For the Manager
Policy Issues
Study Sales
Automation
What’s Going On
New Policies
Technology Update
L i~’i
Advertiser Index
An Agent’s Guide to Web
Sites
An Agent’s Guide to
Automation and
Technology
Advertised Products
Market and Service-
Provider Directories
Ind ...
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
Visit : https://www.avirahi.com/blog/tata-group-dials-taiwan-for-its-chipmaking-ambition-in-gujarats-dholera/
Skye Residences | Extended Stay Residences Near Toronto Airportmarketingjdass
Experience unparalleled EXTENDED STAY and comfort at Skye Residences located just minutes from Toronto Airport. Discover sophisticated accommodations tailored for discerning travelers.
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Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
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Kyiv PMDay 2024 Summer
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Youtube – https://www.youtube.com/startuplviv
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2. “They” say that purchasing your home may be
the biggest investment that U will ever make.
For many, perhaps U, that home is a
Cooperative Apartment (“CO-OP”).
And in today’s market, U might invest as much
in a CO-OP as U might in a Single Family Home
or in a Condominium Unit (“Condo”).
3. The transaction cycle for these purchases is very
similar – there’s a Contract, an Inspection, a
Mortgage Application and specific Ownership
Searches.
Then, U close on your Single Family Home or
Condo and U take the appropriate insurance to
protect your rights to the property with an
Owner’s Title Insurance Policy.
So, we ask…Shouldn’t U be taking out the same
protection when purchasing your CO-OP?
4. Perhaps the reason that U haven’t is that U just didn’t
know that a title insurance product exists that protects
CO-OP Buyers and CO-OP Lenders.
IT Does! It’s called a Cooperative Unit Title Insurance
Policy (“CUTIP”) or CO-OP/Plus and it’s just as necessary!
Still not “buying” it? How about this?
What if the CO-OP Search Provider makes a mistake?
Then U have a claim against the provider up to the
amount of the limit of liability it assumed under its Errors
& Omissions policy, typically no more than $50,000.00.
5. And, just for the record, how sure are U that the
provider’s E & O Policy is in effect and that it is
placed with an A rated insurance carrier?
IfU are not sure, then by taking out a
Cooperative Unit Title Insurance Policy, or
CUTIP…
WE’VE GOT U COVERED!!
And, most importantly, U will never have to be
concerned or worry…
6. Does an Errors & Omissions Policy cover the
costs of defense of a claim against the
ownership rights of the CO-OP purchaser?
With a CUTIP - WE COVER THAT!
Does a CO-OP Search with limited liability
protect a CO-OP purchaser against unpaid
prior security interests inclusive of privately
held security interests?
With a CUTIP - WE COVER THAT!
7. Does a CO-OP Search guaranty that you have
clear and marketable title?
With a CUTIP - WE COVER THAT!
Does a CO-OP Search help when Seller or
Lender has lost the Stock Certificate or
Proprietary Lease and the CO-OP won’t close.
With a CUTIP - WE COVER THEM TOO!
Does a CUTIP have the nation’s largest title
underwriter behind you?
WE’VE GOT U COVERED ON THAT TOO!
8. Because the CUTIP or Coop/Plus is being issued
by East Coast Abstract through its agency
relationship with Fidelity National Financial and
its underwriting companies –
Fidelity National Title Insurance Company
Chicago Title Insurance Company
Commonwealth Land Title Insurance Company
These are the same companies you use when
representing your clients in the purchase of their
condo or single family home.
9. And to make this even more of the proverbial
“no brainer”, consider the cost of the policy.
For a $250,000.00 CO-OP purchase, the insurance is
$400.00 and we send a title closer!
How about one more thing…U can insure for the full
purchase price of the CO-OP and for the full amount of
your loan.
Counselors…this is protection for your clients and for
you in your professional capacity with your clients!
10. About Us
East Coast Abstract Group
Founded in 1980
Triple A rated by the Better Business Bureau
Voted best in 2013 by the Long Island Press!
That’s why we can say ……
We’ve got U covered!
We’ve been doing it for over 30 Years!!!!