A cyclone is a huge storm formed over bodies of water characterized by low pressure and high winds that spins in a circular motion. The 1991 Bangladesh cyclone was one of the deadliest on record, killing 138,000 people and leaving 10 million homeless with winds up to 250 km/h. Cyclones can cause widespread destruction by damaging boats, homes, cars and infrastructure while also resulting in flooding, disease and contaminated water supplies.
This document provides information about life assurance and the importance of obtaining professional advice when choosing a policy. It discusses reviewing coverage for different life stages and factors like health, occupation, and dependents. The two main types of policies are term assurance, which pays out if death occurs within a set period, and whole-of-life assurance, which provides lifetime coverage. Trusts can avoid inheritance tax on payouts. Professional advice can help determine the appropriate amount of coverage needed.
World War II began in 1939 when Germany invaded Poland and other European countries. Key events in 1939-1940 included Germany invading Denmark, Norway, France, Belgium, and the Netherlands. In 1940, Italy declared war on Britain and France, and France signed an armistice with Germany. The British Expeditionary Force was evacuated from Dunkirk. The Battle of Britain between the RAF and Luftwaffe began in July 1940. Germany started bombing major British cities that September.
If you want your website to become an alternative marketing channel that continues to attract and generate further new business opportunities, the content must be relevant and change regularly to encourage visitors to keep returning. Goldmine Media\'s \'Website Content Bundle\' provides ready made web content that will ensure your visitors have a reason to keep returning to your website.
This document provides information about income protection insurance, including:
- Income protection insurance provides a monthly income if you are unable to work due to illness or injury, to help pay bills until you can return to work or retire.
- Statutory sick pay only lasts 28 weeks and is usually much less than full earnings. Income protection can help cover lost income after statutory sick pay ends.
- Coverage amounts for income protection are usually 50-65% of pre-tax earnings to replace lost income while adjusting for any state benefits received.
Smart money november december_2013 issue_singles_perOliver Taylor
This document is a magazine that provides financial advice to help readers make more of their money. The main articles discuss:
1) Giving grandchildren pensions as gifts that provide tax benefits and set them up for retirement.
2) The importance of reviewing one's long-term pension investment strategy and considering different options like income drawdown to maximize funds for retirement.
3) Writing a will as a new year's resolution to ensure one's estate goes to loved ones and avoids unnecessary taxes.
Smart Money January February 2012 SinglesOliver Taylor
The document discusses year-end tax planning tips to help readers get their finances fit for 2012. It provides an overview of key areas to consider such as making use of personal tax allowances, topping up pension contributions, using ISA allowances, planning for inheritance tax, and reducing capital gains tax liability. It also discusses how more people will need to work later in life due to issues of affordability and inadequate retirement savings. The majority of over-50s expect to work past the state retirement age, with the average planning to work an additional 6 years until age 71 for men and 66 for women. Affordability is cited as the key reason over half of over-50s plan to work longer.
A cyclone is a huge storm formed over bodies of water characterized by low pressure and high winds that spins in a circular motion. The 1991 Bangladesh cyclone was one of the deadliest on record, killing 138,000 people and leaving 10 million homeless with winds up to 250 km/h. Cyclones can cause widespread destruction by damaging boats, homes, cars and infrastructure while also resulting in flooding, disease and contaminated water supplies.
This document provides information about life assurance and the importance of obtaining professional advice when choosing a policy. It discusses reviewing coverage for different life stages and factors like health, occupation, and dependents. The two main types of policies are term assurance, which pays out if death occurs within a set period, and whole-of-life assurance, which provides lifetime coverage. Trusts can avoid inheritance tax on payouts. Professional advice can help determine the appropriate amount of coverage needed.
World War II began in 1939 when Germany invaded Poland and other European countries. Key events in 1939-1940 included Germany invading Denmark, Norway, France, Belgium, and the Netherlands. In 1940, Italy declared war on Britain and France, and France signed an armistice with Germany. The British Expeditionary Force was evacuated from Dunkirk. The Battle of Britain between the RAF and Luftwaffe began in July 1940. Germany started bombing major British cities that September.
If you want your website to become an alternative marketing channel that continues to attract and generate further new business opportunities, the content must be relevant and change regularly to encourage visitors to keep returning. Goldmine Media\'s \'Website Content Bundle\' provides ready made web content that will ensure your visitors have a reason to keep returning to your website.
This document provides information about income protection insurance, including:
- Income protection insurance provides a monthly income if you are unable to work due to illness or injury, to help pay bills until you can return to work or retire.
- Statutory sick pay only lasts 28 weeks and is usually much less than full earnings. Income protection can help cover lost income after statutory sick pay ends.
- Coverage amounts for income protection are usually 50-65% of pre-tax earnings to replace lost income while adjusting for any state benefits received.
Smart money november december_2013 issue_singles_perOliver Taylor
This document is a magazine that provides financial advice to help readers make more of their money. The main articles discuss:
1) Giving grandchildren pensions as gifts that provide tax benefits and set them up for retirement.
2) The importance of reviewing one's long-term pension investment strategy and considering different options like income drawdown to maximize funds for retirement.
3) Writing a will as a new year's resolution to ensure one's estate goes to loved ones and avoids unnecessary taxes.
Smart Money January February 2012 SinglesOliver Taylor
The document discusses year-end tax planning tips to help readers get their finances fit for 2012. It provides an overview of key areas to consider such as making use of personal tax allowances, topping up pension contributions, using ISA allowances, planning for inheritance tax, and reducing capital gains tax liability. It also discusses how more people will need to work later in life due to issues of affordability and inadequate retirement savings. The majority of over-50s expect to work past the state retirement age, with the average planning to work an additional 6 years until age 71 for men and 66 for women. Affordability is cited as the key reason over half of over-50s plan to work longer.
An earthquake is caused by the movement of tectonic plates deep underground. As the plates squeeze and stretch, stress builds until the rocks break, releasing energy in waves that cause the shaking felt during earthquakes. Common effects of earthquakes include damaged or destroyed buildings and homes, cracks in the ground, and potential tsunamis. While scientists are working to predict earthquakes, they currently cannot determine exactly how or when one will stop once the shaking has begun.
Cyclones form over warm ocean waters and are caused by heavy winds that can do significant damage. A document by Connah, Kiya, and Daniel discusses a cyclone disaster in Fiji that has already killed 5,000 people in the northern division and shows pictures of destroyed houses with broken windows and missing walls as well as boats stuck in place from even a small cyclone's winds.
The document provides information about making a will, including reasons to make a will, things to consider including who you want to benefit and who will execute your estate, and what happens if you die without a will. It also outlines inheritance laws if someone dies without a will, including how assets are distributed to surviving spouses, children, parents and other relatives.
The document is the PostgreSQL 9.3.3 documentation. It includes information about PostgreSQL such as its history, licensing, and how to report bugs. It also provides tutorials and details about SQL features, data types, functions, and more.
Smart money september october_2103_issue_singles_perOliver Taylor
Financial adviser client newsletters
Client-facing personalised newsletters are an exceptional and proven vehicle for strengthening relationships with clients. There has never been a more important time, especially during this current economic climate, for professional financial advisers to consider the benefits of using a newsletter to communicate with their clients or professional connections.
Client retention and the loss of hard-earned clients
In these post-RDR times, one of the biggest concerns facing many professional financial advisers is client retention and the loss of hard-earned clients to another competitor. To ensure that this doesn't happen to your business, our advice is that you need to do everything possible to stay engaged with your clients and keep reminding them about why they chose you in the first place.
You don't have to waste your valuable time
Goldmine Media do everything for you, so you don't have to waste your valuable time and effort putting your own newsletter together. We take care of the editorial and imagery selection, right through to the print and delivery to you, and can even post each copy directly to your clients with a covering marketing letter in a high-grade polywrap.
Personal finance subjects presented in a clear and engaging way
Our carefully designed newsletters feature your business name, logo (photograph if required), contact details and regulatory statement, and we present even the most complex of personal finance subjects to your clients in a clear and engaging way.
Newsletters are printed on superior-quality paper and are a perfect time-saving marketing channel that will enable professional financial advisers to deliver increased revenues for their business.
An extremely powerful tornado struck parts of the southern, midwestern, and northeastern United States between April 25th and 28th, affecting over a dozen states from Alabama to New York. Tornados form when hot air mixes with cold air, causing large clouds and thunderstorms to develop with strong updrafts. These storms can be extremely destructive, killing people and destroying homes and towns, costing a significant amount of money to repair the damage. A tornado eventually weakens as surrounding cold air cuts off the warm air supply that fuels it, causing it to dissipate within minutes.
An earthquake is caused by the movement of tectonic plates deep underground. As the plates squeeze and stretch, stress builds until the rocks break, releasing energy in waves that cause the shaking felt during earthquakes. Common effects of earthquakes include damaged or destroyed buildings and homes, cracks in the ground, and potential tsunamis. While scientists are working to predict earthquakes, they currently cannot determine exactly how or when one will stop once the shaking has begun.
Cyclones form over warm ocean waters and are caused by heavy winds that can do significant damage. A document by Connah, Kiya, and Daniel discusses a cyclone disaster in Fiji that has already killed 5,000 people in the northern division and shows pictures of destroyed houses with broken windows and missing walls as well as boats stuck in place from even a small cyclone's winds.
The document provides information about making a will, including reasons to make a will, things to consider including who you want to benefit and who will execute your estate, and what happens if you die without a will. It also outlines inheritance laws if someone dies without a will, including how assets are distributed to surviving spouses, children, parents and other relatives.
The document is the PostgreSQL 9.3.3 documentation. It includes information about PostgreSQL such as its history, licensing, and how to report bugs. It also provides tutorials and details about SQL features, data types, functions, and more.
Smart money september october_2103_issue_singles_perOliver Taylor
Financial adviser client newsletters
Client-facing personalised newsletters are an exceptional and proven vehicle for strengthening relationships with clients. There has never been a more important time, especially during this current economic climate, for professional financial advisers to consider the benefits of using a newsletter to communicate with their clients or professional connections.
Client retention and the loss of hard-earned clients
In these post-RDR times, one of the biggest concerns facing many professional financial advisers is client retention and the loss of hard-earned clients to another competitor. To ensure that this doesn't happen to your business, our advice is that you need to do everything possible to stay engaged with your clients and keep reminding them about why they chose you in the first place.
You don't have to waste your valuable time
Goldmine Media do everything for you, so you don't have to waste your valuable time and effort putting your own newsletter together. We take care of the editorial and imagery selection, right through to the print and delivery to you, and can even post each copy directly to your clients with a covering marketing letter in a high-grade polywrap.
Personal finance subjects presented in a clear and engaging way
Our carefully designed newsletters feature your business name, logo (photograph if required), contact details and regulatory statement, and we present even the most complex of personal finance subjects to your clients in a clear and engaging way.
Newsletters are printed on superior-quality paper and are a perfect time-saving marketing channel that will enable professional financial advisers to deliver increased revenues for their business.
An extremely powerful tornado struck parts of the southern, midwestern, and northeastern United States between April 25th and 28th, affecting over a dozen states from Alabama to New York. Tornados form when hot air mixes with cold air, causing large clouds and thunderstorms to develop with strong updrafts. These storms can be extremely destructive, killing people and destroying homes and towns, costing a significant amount of money to repair the damage. A tornado eventually weakens as surrounding cold air cuts off the warm air supply that fuels it, causing it to dissipate within minutes.