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Heating Oil Tank Program Update
This document summarizes updates to Oregon's DEQ Heating Oil Tank Program. It was developed in 2000 to set standards for soil sampling, tank decommissioning, and cleanups to protect human health and the environment from groundwater and indoor air contamination. New regulations have been adopted where ethylbenzene and naphthalene levels driving cleanup activities must be below 0.82 ppm and 6.5 ppm respectively. This means that many residential heating oil tank sites will now require additional evaluation like air sampling or excavation, making the cleanup process more expensive, impactful to property, and time-consuming.
What Will Kill Your Condo Deal
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Value of Non-Profit Videos
Online videos are an important tool for non-profits and charities to use for fundraising and outreach. Videos on platforms like YouTube reach all generations, including 99% of Generation Y, 95% of Generation X, and 80% of Baby Boomers. While videos are often seen as best suited for younger audiences, 45 million people watch YouTube each month regardless of age. Non-profits recognize the potential of online videos but often underutilize them or fail to dedicate appropriate staff. To make effective use of videos, non-profits should incorporate them into communication plans as short, targeted clips aimed at specific audiences with the goal of creating huge impact.
Marketing Your Sphere: Mail and Beyond
Learn tips on making the most our LRR's marketing materials and effectively leveraging your client sphere.
Building a Real Estate Clause Library
This document provides sample clauses for various real estate transaction situations:
1. It includes clauses for inspection contingencies, such as for sewer inspections, radon tests, and underground storage tanks. It also has examples for buyer's repair addendums.
2. It addresses issues like lender required repairs, low appraisals, contingent sales, removal of personal property, woodstoves, easements, and early release of earnest money.
3. For each scenario, it proposes language for clauses, covenants, contingencies, or amendments to address the situation, allocate responsibilities, and protect both buyer and seller. The goal is to have properly tailored terms for different common real estate deal challenges
Recommended
Heating Oil Tank Program Update
This document summarizes updates to Oregon's DEQ Heating Oil Tank Program. It was developed in 2000 to set standards for soil sampling, tank decommissioning, and cleanups to protect human health and the environment from groundwater and indoor air contamination. New regulations have been adopted where ethylbenzene and naphthalene levels driving cleanup activities must be below 0.82 ppm and 6.5 ppm respectively. This means that many residential heating oil tank sites will now require additional evaluation like air sampling or excavation, making the cleanup process more expensive, impactful to property, and time-consuming.
What Will Kill Your Condo Deal
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Value of Non-Profit Videos
Online videos are an important tool for non-profits and charities to use for fundraising and outreach. Videos on platforms like YouTube reach all generations, including 99% of Generation Y, 95% of Generation X, and 80% of Baby Boomers. While videos are often seen as best suited for younger audiences, 45 million people watch YouTube each month regardless of age. Non-profits recognize the potential of online videos but often underutilize them or fail to dedicate appropriate staff. To make effective use of videos, non-profits should incorporate them into communication plans as short, targeted clips aimed at specific audiences with the goal of creating huge impact.
Marketing Your Sphere: Mail and Beyond
Learn tips on making the most our LRR's marketing materials and effectively leveraging your client sphere.
Building a Real Estate Clause Library
This document provides sample clauses for various real estate transaction situations:
1. It includes clauses for inspection contingencies, such as for sewer inspections, radon tests, and underground storage tanks. It also has examples for buyer's repair addendums.
2. It addresses issues like lender required repairs, low appraisals, contingent sales, removal of personal property, woodstoves, easements, and early release of earnest money.
3. For each scenario, it proposes language for clauses, covenants, contingencies, or amendments to address the situation, allocate responsibilities, and protect both buyer and seller. The goal is to have properly tailored terms for different common real estate deal challenges
CFPB STC Finalized Rule on Integrated Disclosures
The document provides an overview and summary of the Consumer Financial Protection Bureau's (CFPB) final rule on integrated mortgage disclosures. Key points include:
Electronic Storage
Refinance
- - Proposals Not
Closing Disclosure
Adopted
- Purchase – Buyer
- Purchase - Seller
Resources
Takeaways
What Lies Ahead?
Q&A
1) The rule combines two existing mortgage disclosure forms (Good Faith Estimate and HUD-1) into two new forms: a Loan Estimate to be provided three days after application, and a Closing Disclosure to be provided three days before closing.
2) The goal is to help consumers better understand mortgage
Ejercicios sobre rectas, Geometría Descriptiva
Este documento presenta 9 ejercicios de geometría descriptiva. Los ejercicios incluyen determinar la visibilidad de extremos de rectas representadas por tubos, completar proyecciones de rectas que se cortan, determinar la orientación y magnitud verdadera de una recta, ubicar un punto a una distancia dada de un extremo de una recta, hallar la pendiente y vista de punto de una recta, y trazar un segmento con datos de longitud, pendiente y orientación.
Sports Philanthropy
Independent research project examining the influence of professional athletes on the giving habits of sports fans
Web 2.0 powerpoint
This document outlines the teams in the Big Ten conference Legends and Leaders divisions for football. In the Legends division, Minnesota, Northwestern, Iowa, Michigan, Nebraska and Michigan State are listed with their team name, colors and current record. The Leaders division lists Ohio State, Wisconsin, Indiana, Penn State, Illinois and Purdue with the same details. Ohio State has the best record at 6-0 in the Leaders division.
Living Room Realty Agent Bootcamp
This document provides information and ideas for real estate agents to implement smart marketing strategies through the Fidelity National Title Customer Service Department. Some key marketing ideas discussed include targeting homeowners, renters, FSBOs, apartment renters, neighborhoods, and spheres of influence using direct mail, email, and database tools to find and contact potential buyers and sellers. Maintaining contact with clients and referral sources is emphasized as important for building a consistent referral-based business.
Contract Termination - Buyer
1. The document outlines various ways and timelines for a buyer to terminate a real estate contract. It discusses termination related to property disclosures, financing contingencies, professional inspections, backup offers, new construction, wells, planned communities, contingencies, title issues, taxes, and short sales.
2. Key requirements for termination include the buyer providing written notice within specified time periods and delivering notice to the seller. Circumstances allowing termination include the buyer disapproving disclosures, inspections, or documents or the property or financing failing to qualify.
3. Timelines are critical, with notice generally required within a few business days for contingencies, a longer period for lead inspections, and other specified
Η ΔΙΑΤΡΟΦΗ ΤΩΝ ΜΑΘΗΤΩΝ/ΤΡΙΩΝ ΤΟΥ ΓΥΜΝΑΣΙΟΥ ΝΑΟΥΣΑΣ ΠΑΡΟΥ
Μια έρευνα που καταγράφει τις διατροφικές συνήθειες των μαθητών/τριών του Γυμνασίου Νάουσας Πάρου. Η έρευνα έγινε το 2024.
ΗΜΕΡΑ ΓΗΣ.pdfφυλλα εργασιων για τη γηκαι το περιβάλλον για Ε και ΣΤ ΤΆΞΗ
φυλλα εργασιων για τη γηκαι το περιβάλλον για Ε και ΣΤ ΤΆΞΗ
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CFPB STC Finalized Rule on Integrated Disclosures
The document provides an overview and summary of the Consumer Financial Protection Bureau's (CFPB) final rule on integrated mortgage disclosures. Key points include:
Electronic Storage
Refinance
- - Proposals Not
Closing Disclosure
Adopted
- Purchase – Buyer
- Purchase - Seller
Resources
Takeaways
What Lies Ahead?
Q&A
1) The rule combines two existing mortgage disclosure forms (Good Faith Estimate and HUD-1) into two new forms: a Loan Estimate to be provided three days after application, and a Closing Disclosure to be provided three days before closing.
2) The goal is to help consumers better understand mortgage
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Este documento presenta 9 ejercicios de geometría descriptiva. Los ejercicios incluyen determinar la visibilidad de extremos de rectas representadas por tubos, completar proyecciones de rectas que se cortan, determinar la orientación y magnitud verdadera de una recta, ubicar un punto a una distancia dada de un extremo de una recta, hallar la pendiente y vista de punto de una recta, y trazar un segmento con datos de longitud, pendiente y orientación.
Sports Philanthropy
Independent research project examining the influence of professional athletes on the giving habits of sports fans
Web 2.0 powerpoint
This document outlines the teams in the Big Ten conference Legends and Leaders divisions for football. In the Legends division, Minnesota, Northwestern, Iowa, Michigan, Nebraska and Michigan State are listed with their team name, colors and current record. The Leaders division lists Ohio State, Wisconsin, Indiana, Penn State, Illinois and Purdue with the same details. Ohio State has the best record at 6-0 in the Leaders division.
Living Room Realty Agent Bootcamp
This document provides information and ideas for real estate agents to implement smart marketing strategies through the Fidelity National Title Customer Service Department. Some key marketing ideas discussed include targeting homeowners, renters, FSBOs, apartment renters, neighborhoods, and spheres of influence using direct mail, email, and database tools to find and contact potential buyers and sellers. Maintaining contact with clients and referral sources is emphasized as important for building a consistent referral-based business.
Contract Termination - Buyer
1. The document outlines various ways and timelines for a buyer to terminate a real estate contract. It discusses termination related to property disclosures, financing contingencies, professional inspections, backup offers, new construction, wells, planned communities, contingencies, title issues, taxes, and short sales.
2. Key requirements for termination include the buyer providing written notice within specified time periods and delivering notice to the seller. Circumstances allowing termination include the buyer disapproving disclosures, inspections, or documents or the property or financing failing to qualify.
3. Timelines are critical, with notice generally required within a few business days for contingencies, a longer period for lead inspections, and other specified
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