Soteria plans to aggressively enter the LATAM insurance market in early-to-mid 2016 through a blended strategy of acquiring traditional brokers and implementing next-generation technology like big data, predictive marketing, and geofencing to drive direct sales. They have agreed to acquire three brokers in Brazil and Argentina and are negotiating additional acquisitions in Mexico, Colombia, and Peru. Soteria will expand its product portfolio beyond traditional offerings to include innovative products suitable for the "New Consumer" in LATAM markets.
S.O.T.I.: The Future of the Programmatic Forward MarketDigiday
Jeff Green, CEO and co-founder of The Trade Desk presented the findings of Digiday's State of the Industry survey, which draws on the most influential leaders in digital advertising to offer their assessment of agency efficiency and their evolving role in the creative process.
All digital channels have metrics and almost everyone has a built-in or third party dashboard to manage or control them, but the new brand ecosystem requires an integrated understanding that now goes beyond channel metrics to measure brand-people interactions, which drive value exchanges.
By Juan Carlos Robayo / 2012
Head of Digital
Proximity Colombia.
co.linkedin.com/in/juanrobayo/
@TheBuggeek
S.O.T.I.: The Future of the Programmatic Forward MarketDigiday
Jeff Green, CEO and co-founder of The Trade Desk presented the findings of Digiday's State of the Industry survey, which draws on the most influential leaders in digital advertising to offer their assessment of agency efficiency and their evolving role in the creative process.
All digital channels have metrics and almost everyone has a built-in or third party dashboard to manage or control them, but the new brand ecosystem requires an integrated understanding that now goes beyond channel metrics to measure brand-people interactions, which drive value exchanges.
By Juan Carlos Robayo / 2012
Head of Digital
Proximity Colombia.
co.linkedin.com/in/juanrobayo/
@TheBuggeek
The real estate market of 2015 has been predicted to be sluggish initially but may catch up the momentum by the end of year. We present to you some unknown success secrets following which you can stay afloat, sneak through the competition and ultimately win the market.
Marketplaces are one of the main online shopping destinations for consumers. Now present in all regions of the world, marketplaces have fundamentally changed the commerce landscape, the way we shop, and how businesses go to market with their products and services. And although marketplaces are based on the same concept of first- and third-party selling, they are vastly different from each other. But how do brands accelerate growth? And what are the requirements for success
Nurun Marketing and Merchandising Retail Trend Report September 2012Jen Chow
Created by my team and me at Nurun Toronto, this is the first of five trend reports that will inform a strategic foresight report on preparing for the future of retail in North America (to be published in 2013).
Great Divide Brewery - IMC Campaign (Student Project)Erica Augustine
This was a group project in which my teammate and I chose a local company for which to write an Integrated Marketing Campaign. We chose <a>Great Divide</a> Brewering, a brewery located in downtown Denver. We met with a company representative who gave us some great background information on the company, we researched the company's competitors and the craft beer industry, and we wrote a campaign that incorporated some of the company's actual future plans and budget to create a cohesive, targeted, and realistic plan. The plan includes objectives, a message and message tactics, evaluation, budget, and implementation. The course culminated in a presentation to our professor and a Great Divide representative and was well-received by both. Below are the slides we showed during our presentation.
• As the captain, leading the whole team on designing an integrated social strategy plan for the direct marketing company, Valassis, to reach high value markets to increase social awareness.
• Used statistics resources like InfoUSA, and social analysis tools like Radian6, to determine the target markets and did the real-time social monitoring.
• Applied the Social IMC Marketing Strategy to create the empowering concept and total community concept for Valassis in the two target markets, passion market and trigger event market.
• Created the detailed marketing budgets and calculated the ROI for each market.
fe.ed a social media company for further educationSteven Rick
fe.ed are a new UK company, who have been built from the ground up with Further Education and their integration with social media.
From audits, campaigns, lead generation to development of the further education workforce, fe.ed have all social media and digital transformation needs covered.
This is completed through their simplified service offer of educate, generate, innovate and operate
Real estate has proven itself to be an assured revenue model for the media, especially the newspaper industry in particular. It has helped the industry to tackle the financial crisis many at times. Many newspapers across the globe have incorporated their own real estate platform and stayed afloat in the unworthy business scenarios.
Preston Williams III is Senior Partner & Chief Information Officer (CIO) at GBC® Global Services. He is a pioneer and futurist with 20+ years of Big 4, Fortune 500, Global 100 and entrepreneurial experience. That experience includes Senior Auditor with Price Waterhouse (PriceWaterhouseCoopers), Controller for Lynn-Phill, IT Consultant with McGladrey & Pullen and Andersen Consulting (Accenture) as well as Project Executive at IBM® Global Services. He also worked as the first Product Manager for Global Data Collection with Dun & Bradstreet (D&B) and the first Chief Information Officer (CIO) at Langston University.
From 2002 to 2004, Preston served as the first Chief Executive Officer (CEO) & Managing Partner at GBC®. Incorporated in Delaware, USA; the firm operates in Kenya, Liberia, Uganda and the United States. He has successfully implemented sound, reliable, dynamic and robust IT systems integration and financial management solutions in North America, Asia Pacific (APAC), Latin America (LATAM), Europe, the Middle East and Africa (EMEA).
Mr. Williams is Chairman of the GBC® Board of Directors, a recipient of the IBM® Global Services Leadership Award, a member of the Global CIO Think Tank and a member of the Internet Evolution Executive Clan.
Measuring Innovation Pace in FinTech - October 2019LHBS
Innovation is a race. 37% of banks in Germany viewed
fintech as a possible threat.
In the financial service industry, legacy organizations and emerging fintech disruptors are competing in the same environment, for the same customers.
Advertising (BRAND BUILDING AND SPECIAL PURPOSE ADVERTISING)Dr Vijay Vishwakarma
Brand Building: The Communication Process, AIDA Model, Role of advertising in developing Brand Image and Brand Equity, and managing Brand Crises. • Special purpose advertising: Rural advertising, Political advertising-, Advocacy advertising, Corporate Image advertising, Green Advertising – Features of all the above special purpose advertising. • Trends in Advertising: Media, Ad spends, Ad Agencies, Execution of advertisements
Mobile Marketing to the masses in Africa is a presentation by Moses Kemibaro that he delivered at the 2014 edition of East Africa Com Conference in Nairobi, Kenya on the 10th September 2014
The real estate market of 2015 has been predicted to be sluggish initially but may catch up the momentum by the end of year. We present to you some unknown success secrets following which you can stay afloat, sneak through the competition and ultimately win the market.
Marketplaces are one of the main online shopping destinations for consumers. Now present in all regions of the world, marketplaces have fundamentally changed the commerce landscape, the way we shop, and how businesses go to market with their products and services. And although marketplaces are based on the same concept of first- and third-party selling, they are vastly different from each other. But how do brands accelerate growth? And what are the requirements for success
Nurun Marketing and Merchandising Retail Trend Report September 2012Jen Chow
Created by my team and me at Nurun Toronto, this is the first of five trend reports that will inform a strategic foresight report on preparing for the future of retail in North America (to be published in 2013).
Great Divide Brewery - IMC Campaign (Student Project)Erica Augustine
This was a group project in which my teammate and I chose a local company for which to write an Integrated Marketing Campaign. We chose <a>Great Divide</a> Brewering, a brewery located in downtown Denver. We met with a company representative who gave us some great background information on the company, we researched the company's competitors and the craft beer industry, and we wrote a campaign that incorporated some of the company's actual future plans and budget to create a cohesive, targeted, and realistic plan. The plan includes objectives, a message and message tactics, evaluation, budget, and implementation. The course culminated in a presentation to our professor and a Great Divide representative and was well-received by both. Below are the slides we showed during our presentation.
• As the captain, leading the whole team on designing an integrated social strategy plan for the direct marketing company, Valassis, to reach high value markets to increase social awareness.
• Used statistics resources like InfoUSA, and social analysis tools like Radian6, to determine the target markets and did the real-time social monitoring.
• Applied the Social IMC Marketing Strategy to create the empowering concept and total community concept for Valassis in the two target markets, passion market and trigger event market.
• Created the detailed marketing budgets and calculated the ROI for each market.
fe.ed a social media company for further educationSteven Rick
fe.ed are a new UK company, who have been built from the ground up with Further Education and their integration with social media.
From audits, campaigns, lead generation to development of the further education workforce, fe.ed have all social media and digital transformation needs covered.
This is completed through their simplified service offer of educate, generate, innovate and operate
Real estate has proven itself to be an assured revenue model for the media, especially the newspaper industry in particular. It has helped the industry to tackle the financial crisis many at times. Many newspapers across the globe have incorporated their own real estate platform and stayed afloat in the unworthy business scenarios.
Preston Williams III is Senior Partner & Chief Information Officer (CIO) at GBC® Global Services. He is a pioneer and futurist with 20+ years of Big 4, Fortune 500, Global 100 and entrepreneurial experience. That experience includes Senior Auditor with Price Waterhouse (PriceWaterhouseCoopers), Controller for Lynn-Phill, IT Consultant with McGladrey & Pullen and Andersen Consulting (Accenture) as well as Project Executive at IBM® Global Services. He also worked as the first Product Manager for Global Data Collection with Dun & Bradstreet (D&B) and the first Chief Information Officer (CIO) at Langston University.
From 2002 to 2004, Preston served as the first Chief Executive Officer (CEO) & Managing Partner at GBC®. Incorporated in Delaware, USA; the firm operates in Kenya, Liberia, Uganda and the United States. He has successfully implemented sound, reliable, dynamic and robust IT systems integration and financial management solutions in North America, Asia Pacific (APAC), Latin America (LATAM), Europe, the Middle East and Africa (EMEA).
Mr. Williams is Chairman of the GBC® Board of Directors, a recipient of the IBM® Global Services Leadership Award, a member of the Global CIO Think Tank and a member of the Internet Evolution Executive Clan.
Measuring Innovation Pace in FinTech - October 2019LHBS
Innovation is a race. 37% of banks in Germany viewed
fintech as a possible threat.
In the financial service industry, legacy organizations and emerging fintech disruptors are competing in the same environment, for the same customers.
Advertising (BRAND BUILDING AND SPECIAL PURPOSE ADVERTISING)Dr Vijay Vishwakarma
Brand Building: The Communication Process, AIDA Model, Role of advertising in developing Brand Image and Brand Equity, and managing Brand Crises. • Special purpose advertising: Rural advertising, Political advertising-, Advocacy advertising, Corporate Image advertising, Green Advertising – Features of all the above special purpose advertising. • Trends in Advertising: Media, Ad spends, Ad Agencies, Execution of advertisements
Mobile Marketing to the masses in Africa is a presentation by Moses Kemibaro that he delivered at the 2014 edition of East Africa Com Conference in Nairobi, Kenya on the 10th September 2014
Calculating risk-adjusted NPV (eNPV) - The right wayRichard Bayney
Far too many risk-adjusted NPV calculations are flawed because they combine aggregate risk with NPV. Instead, use a simple Decision Tree to combine phase-specific risk and cash flow to create a technically correct eNPV.
Subscription & billing management market is expected to grow $7.8 billion...DheerajPawar4
[164 Pages Report] Subscription and billing management market size, analysis, trends, & forecasts. The global market for subscription and billing management categorized by software, services, organization size, vertical & by region.
Subscription & billing management market is projected to register a moder...DheerajPawar4
[164 Pages Report] Subscription and billing management market size, analysis, trends, & forecasts. The global market for subscription and billing management categorized by software, services, organization size, vertical & by region.
How to Invest in AI - Top 10 Artificial Intelligence StocksNgoc Truong
Macrovue‘s Webinar: How To Investing in Artificial Intelligence - Top 10 AI Stock Picks
Macrovue, the world's first global thematic investment platform giving Australians the ability to invest in international thematic share portfolios.
In this presentation, you will explore:
• The impact AI will have on the global economy
• The companies at the forefront of AI technology
• Why now is a good time to invest in AI technology
• An overview of some of the AI stocks in the portfolio
• Our stock selection criteria and research methodology.
The Macrovue Investment team has researched and constructed a portfolio focused on the five main AI technology systems in practice now.
These 10 companies are the early AI adopters that combine a strong digital capability with proactive strategies that have higher profit margins and are likely to widen the performance gap with other firms in the future.
A.T. Kearney: Positioning for the Telematics Tipping PointbengillTU
Here is one of the keynote presentations from the hugely successful Insurance Telematics USA 2010.
During the presentation, two Vice Presidents from A.T. Kearney answer the following questions:
- How will the insurance telematics market evolve in the next 3-5 years?
- What are the implications for insurance companies?
- How should insurance companies position themselves for success in the face of uncertainty?
To view the presentation WITH AUDIO then click here:
http://www.telematicsupdate.com/insurance-telematics/presentations.shtml
Soteria Is in the process of becoming the largest most disruptive online insurance broker globally. Targeting the key emerging markets of Latin America and Asia and one billion new consumers.
[AI Webinar Series P1] - How Advanced Text Analytics Can Increase the Operati...JK Tech
Digitization is considered as the next step-change that will have a bigger impact on businesses than even the internet. To win in the digital journey, companies must act now, or be left behind wondering what happened!
In this webinar series, JKT Smart Analytics demonstrates how they empower their customers to create maximum business value out of this eminent Digital data explosion through digital business empowerment by leveraging the digitization to increase their top-line revenue – customer experience, optimize the bottom-line costs – operational efficiency, enhancing the safety factor and reinventing the business process in line with the changing world.
This webinar is focused on how our AI-based text analytics solutions – First, JKT Social Media Radar; a SaaS-based AI NLP Platform, helping organizations to gain insights on market and customer perceptions on their brands, products & services. Secondly, Sales Promotion Recommendation Engine helps customers to enhance their top-line growth and streamline the bottom-line costs.
KEY TAKEAWAYS:
1) How should a business plan their journey through the Digital data revolution?
2) How can a company make use of digital data to create effective data strategies for the increased outcome(s)?
3) How IT practitioners can catalyst the digital data mining journey and attract business adoption?
4) JKT Social Media Radar solution – What, Why, Supporting Business applications, and more.
5) How can companies reduce operational costs by automating human effort-intensive tasks using cognitive Analytics?
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
2. Soteria INTERNATIONAL
2
This presentation is for information purposes only and does not constitute or form part of, and
should not be construed as, a prospectus, offering circular or offering memorandum or an offer, or a
solicitation of any offer, to purchase or sell, any shares in any jurisdiction and should not be
considered as a recommendation to subscribe for or purchase any of the Company's shares nor shall it
or any part of it form the basis of or be relied upon in connection with any contract, commitment or
investment decision.
This presentation is not an offer for sale of or a solicitation of an offer to buy securities in the United
States or in any other jurisdiction. Securities may not be offered or sold in the United States absent
registration or an exemption from registration under the U.S. Securities Act of 1933, as amended (the
“Securities Act”). Any public offering of securities to be made in the United States will be made by
means of a prospectus that may be obtained from the issuer. The Company does not intend to register
its securities referred to herein under the Securities Act or conduct a public offering of securities in
the United States.
Disclaimer
4. Soteria INTERNATIONAL
Soteria will aggressively enter the
LATAM market in Q1 and Q2 2016
with a blended market entry strategy
consisting of the acquisition of
traditional brokers combined with next
generation technology - big data,
predictive marketing and geofencing
driving direct sales.
Three acquisitions have been agreed to
in Brazil and Argentina with additional
acquisitions being negotiated for
Mexico, Colombia and Peru.
Soteria to expand product portfolio to
include innovative products suitable for
the ‘New Consumer’ in addition to the
brokers traditional products and
customer base
Target Markets
5. Soteria INTERNATIONAL
Acquisitions
– Made 3 acquisitions in Brazil and Argentina
– $60M in policies under management
– $15M revenue (FY 2015)
– $4M EBITDA and CAGR 25% (FY 2015)
Drive Growth
– Implement an advanced technology platform
– Develop a fluid and multi-regional technology platform
– Drive expansion of policies and customers
– Begin outreach to the ‘New Consumer’
Drive Company Value
– Accelerated growth, brand, ubiquitous multiregional technology platform
– With the current $15M investment, Soteria will reach $120M to $377M valuation by December 2016
Strategy
6. Soteria INTERNATIONAL
3 months
• Finalize acquisitons (SPA) in Brazil and Argentina
• Identify Target brokers in Mexico and Colombia
6 months
• Close deal with brokers in Mexico and Colombia
• Identify Target brokers in Peru
9 months
• Close deal with brokers in Peru
• Presence in 5 countries across Latin America
Acquisition Roadmap
8. Soteria INTERNATIONAL
Challenges
• Legacy sales & distribution channels
• Low penetration of insurance products
• High renewal drop-off rates
• Lack of consumer awareness
Product Development, Key Challenges & Opportunities
Opportunities
• Creative products for the underserved market
• Innovative products for today’s dynamic social-
driven economy
• Digital sales and distribution channels
9. Soteria INTERNATIONAL
Soteria product portfolio to consist of existing products from acquisitions combined with
innovative products targeting the underserved market.
Product Development
Existing products consist of:
• Automotive
• Residential
• Pet
Innovative products examples to include:
• Temporary travel auto insurance for individuals who do not
have existing coverage
• Low cost housing coverage for the underserved
• Telematics
10. Soteria INTERNATIONAL
Big Data
Leveraging big data to send
contextual, personalized messaging
cross-channel - to both point of sale
and geographically relevant.
Digital Marketing
Cross-Channel
Campaigns targeting consumers
on the devices, at the time of
their choosing, throughout the
product lifecycle.
Analytics
Employing real-time data
analytics to match message with
specific needs, opportunities and
environment.
Multi-Channel
Promote and facilitate relevant
communication (dialog) through
multi-channel digital and social
media.
Awareness
Creation of testimonials, blogs
and product information using
best practices to drive awareness
and education.
Loyalty
Specific campaigns designed to
increase customer loyalty, drive
word of mouth, build brand
equity and company value.
Customer Experience
Full engagement cycle and
communication architecture to
exceed customer expectations
and drive referrals.
Community
High level of engagement with
community as corporate
citizenship.
Relevancy
Use of big data, advanced
analytics and predictive analysis
to create relevant products for
the new social and sharing
economy.
11. Soteria INTERNATIONAL
The technology roadmap for Soteria consist of six major layers with wide ranging purposes. The result is a platform that
can be easily replicated and rapidly deployed. Technology development will have a significant impact on valuation.
Digital Marketing
MobileQuotingExperience
Technology Roadmap
The roadmap for Kiseguro.com targets a continual redesign based on analytics, improved user-experience, robust
analytics, aggressive SEO and SEM, personalization and marketing automation.
Predictive MarketingAnalytics / Marketing Automation
13. Soteria INTERNATIONAL
Opportunities Funnel
% SMARTPHONES IN THE REGION
ACTIVE BUYERS BY MOBILE
% APP AND LOCATION
% SUCCESS
33% (actual % in LATAM)
65% (actual % in LATAM)
10% (estimated)
5% (estimated)
Example for LATAM market:
Consumers Touched by the Soteria Solution
18. Soteria INTERNATIONAL
Big Data
For companies that are using big data,
92% of executives are satisfied with the
results and 89% rate big data as “very”
or “extremely” important.
Embracing Big Data and Innovative Engineering
89%
of respondents who have implemented at least one big data project see it as a
way to revolutionize business operations, and 85% believed big data would
dramatically change the way business is done.
Investment Capital
Only impacts operational performance
when the costs were previously
factored into the budget
Uncertainty + Global Instability
= Unrealized financial forecast
Cloud Revenue
that fills unrealized financial
forecast may be at best a neutral
growth driver
19. Soteria INTERNATIONAL
First and Second Generations
Implementations will continue to be heavily concentrated on significant productivity
improvements, cost savings and capabilities that can not be done via any other architecture.
For Consideration
Third and Fourth Generations
Implementations are migrating towards top line expansion
– Future Big Data projects will receive more management scrutiny
– Technical implementations are significantly more complicated
20. Soteria INTERNATIONAL
User’s smartphone detects a
geofence or beacon.
Smartphone sends a request to
the server to verify a geo-aware
offer to send.
Server response: “Yes, send
offer”.
Smartphone
displays the message.
Server registers that the
customer received the message.
Server sends an
offer to the potential customer.
Soteria Geolocation Offers
1
2
34
5
21. Soteria INTERNATIONAL
Tracking Consumer Behavior Enables Predictive Marketing
Discover trends, patterns and behavior. Learn how people flow with heatmaps.
Location allows Soteria to: increase sales, improve the operations efficiency, improve customer satisfaction and
compliment physical security.
Operations ImprovementAdvertising RevenueCommercial Dynamization
Compliment Physical
Security
22. Soteria INTERNATIONAL
Example of insurance offering in an unsafe zone
Copacabana
Located in Rio de Janeiro, is one of the most touristic areas in
Brazil. But, it is extremely unsafe, around 500 deaths/month in
the last 8 years.
New Year’s Eve Party: 2 MM visitors (816K tourists)
2,145 new contracts / users and $42,900 in ONE Night!
• A campaign to contract an express life insurance for 24 hours
for $20 is sent to all people in the surrounding area.
• Applying the previous opportunity funnel, the result would be:
Market Example
23. Soteria INTERNATIONAL
• A campaign to contract an express travel insurance for $20 is
sent to all people at the airport.
• Applying the previous opportunity funnel, the result would be:
Market Example
Example of travel insurance offering
Miami Airport
Located in Florida, is the main connection hub by air between
US and LATAM.
40MM Visitors Annually (50/50 National / Intl.)
65,000 new contracts / users and $1.3MM in ONE Day!
24. Soteria INTERNATIONAL
Commercialized solution as a service with the pricing model based on the number
of active users in the platform.
• 1 million users in the platform
• Service costs: $12,000 / month
• 5% of successful signings / month
• Revenue per contract: $3
• One day promotion
$150K
Revenue / mo.
100
%
Revenue / Cost
(for 1MM users and $3 / contract)
Soteria cost per user: $ 0.01
compared to Google Adwords keyword ‘insurance’: $ 54.00
Single Market Campaign - ROI Analysis
ROISimulation
26. Soteria INTERNATIONAL
Sitecore
Leading technology developer for digital marketing channels and customer experience.
• 900+ employees
• $200 MM global revenues
Alliance value: is providing Soteria with a revolutionary new platform for data capture and
analysis creating a quantum leap in omni channel offerings.
Liberty Mutual
Established in 1912 is a leading global insurance provider with significant operations throughout
LATAM.
• Ranked 76th on the Fortune 100 list of largest corporations
Alliance value: working with Liberty, Soteria is developing innovative products for an
underserved market that exceeds two billion customers worldwide.
Amazon Web Services (AWS)
Considered #1 provider in web services hosting, security, cloud computing, web services for global
companies facilitating rapid growth.
• Scalability
• Technological expertise
• Rapid deployment
Alliance value: allows Soteria to focus on core business.
Strategic Alliances
28. Soteria INTERNATIONAL
The Soteria Legal Team at Christie Parker Hale is currently engaged in the following matters:
• Capital Raising activities; including providing advice in connection with new equity and capital raising
transactions.
• Employment matters; including advising the company in connection with hiring new employees. In this
connection, confidentiality and maintenance of control over proprietary work product are of crucial
importance.
• Copyright and trademark protection; Christie works with local counsel in Latin America to ensure trademarks
and copyrights for the “Kiseguro” name and visual mascots are filed and maintained in the relevant
jurisdictions.
• Patent protection; going forward, it is expected that lawyers at Christie will work with patent agents to file
and defend patents for work developed by Soteria.
About Christie Parker Hale IP Assets
IP Focus
• Christie Parker Hale LLP are a major intellectual property law firm
practicing patent law in 75 countries and trademark law in 195
countries working to secure and enforce IP assets.
• CPH have represented Fortune 500 companies and
individual inventors for over 50 years.
30. Soteria INTERNATIONAL
(*) Binding LOI executed, SPA in progress
Acquisition Company Date Revenue EBITDA
Brazil PU (*) dec/15 $ 8M 22%
Brazil UC (*) dec/15 $ 3M 33%
Argentina SM (*) dec/15 $ 1,5M 50%
(Based only on 3 current acquisitions)
Company Valuation
Aug 14 June 15 Feb 16
July 16
No IP
July 16
w/ IP
$2M Capital
Development
$15M Capital Needed
$8M
$18M
$80M
$120M
to
$226M
$200M
to
$377M
Acquisitions
(end of Jan 16)
Operational
31. Soteria INTERNATIONAL
Based on the current acquisition and technology strategies, Soteria will have a valuation
exceeding $80M by February 2016 and ranging from $120M to $226M by June 2016 (without
IP) and from $200M to $377M (including IP)
Soteria is currently raising $15M to fund current acquisitions in place
The operation could be debt, equity or convertible debt depending on investor’s profile
The resulting organization after acquisitions will be the cornerstone to complete the build-out
of technology and innovation development
(Additional acquisitions not considered)
Summary
33. Soteria INTERNATIONAL
Soteria Directors/Advisors
William Nobrega
MBA,
Conrad Group, Deloitte
Woo Swee Lian
Owner of 9 Global
Organizations
Bob Pritchard
BBA, AISMM, CSP
Sergio Smurra
Founder of Smurra Brokers
Argentina
Paul Carroll
Leading expert within the
insurance industry
34. Soteria INTERNATIONAL
Soteria Leadership Team
Daniel Heuri, MBA
Managing Director
William Nobrega
CEO
Andy Ford
CTO
Patrick Prasinos
VP of Strategy and Finance
Paul Carroll
Advisor
Teresa Escrig ,PhD
CIO
Marcelo Romano
VP Global Digital Platforms
Sergio Smurra
VP Product Development
Noelle Carpenter
Social Media Manager