A smart card is a pocket-sized card with embedded integrated circuits that can securely store and process information. Smart cards can function like magnetic stripe cards for applications such as banking, identification, and ticketing while offering enhanced security features like the ability to encrypt data, perform calculations, and require PIN codes to access information. Common uses of smart cards include SIM cards in mobile phones, secure login credentials, and health records storage. While more secure than magnetic stripe cards, smart cards still have limitations such as requiring readers and potential loss or theft.

2.  Smart card, or integrated circuit card (ICC), is any
pocket sized card with embedded integrated
circuits.
OR
 A smart card is any card with a capability to relate
information to a particular application such as:
› Magnetic Stripe Cards
› Optical Cards
› Memory Cards
› Microprocessor Cards

3. Standard technology for bank cards, library cards, and so on……

4.  Uses a laser to read
and write the card
 CANPASS Contains:
› Photo ID
› Fingerprint

5.  Can store:
› Financial Info
› Personal Info
› Specialized Info
 Cannot process Info

6.  Has an integrated
circuit chip
 Has the ability to:
› Store information
› Carry out local
processing
› Perform Complex
Calculations

10.  Hybrid Card
› Has two chips: contact and contactless
interface.
› The two chips are not connected.
 Combi Card
› Has a single chip with a contact and contactless
interface.
› Can access the same chip via a contact or
contactless interface, with a very high level of
security.

12.  Commercial Applications
› Banking/payment
› Identification
› Ticketing
› Parking and toll collection
› Universities use smart cards for ID purposes and
at the the library, vending machines, copy
machines, and other services on campus.
 Mobile Telecommunications
› SIM cards used on cell phones
› Over 300,000,000 GSM phones with smart
cards
› Contains mobile phone security, subscription
information, phone number on the network,
billing information, and frequently called
numbers.

13.  Information Technology
› Secure logon and authentication of users to PCs and networks
› Encryption of sensitive data
 Other Applications
› Over 4 million small dish TV satellite receivers in the US use a smart
card as its removable security element and subscription
information.
› Pre-paid, reloadable telephone cards
› Health Care, stores the history of a patient
› Fast ticketing in public transport, parking, and road tolling in
many countries

14. In comparison to it’s predecessor, the magnetic strip card,
smart
cards have many advantages including:
› Life of a smart card is longer
› A single smart card can house multiple applications. Just one
card can be used as your license, passport, credit card, ATM
card, ID Card, etc.
› Smart cards cannot be easily replicated and are, as a general
rule much more secure than magnetic stripe cards
› Data on a smart card can be protected against unauthorized
viewing. As a result of this confidential data, PINs and passwords
can be stored on a smart card. This means, merchants do not
have to go online every time to authenticate a transaction.

15. • chip is tamper-resistant
- information stored on the card can be PIN code and/or read-
write protected
- capable of performing encryption
- each smart card has its own, unique serial number
• capable of processing, not just storing information
- Smart cards can communicate with computing devices
through a smart card reader
- information and applications on a card can be updated
without having to issue new cards
• A smart card carries more information than can be
accommodated on a magnetic stripe card. It can make a
decision, as it has relatively powerful processing capabilities that
allow it to do more than a magnetic stripe card (e.g., data
encryption).

16. + NOT tamper proof
+ Can be lost/stolen
+ Lack of user mobility – only possible if user has smart card
reader every he goes
+ Has to use the same reader technology
+ Can be expensive
+ Working from PC – software based token will be better
+ No benefits to using a token on multiple PCs to using a
smart card
+ Still working on bugs