Having multiple sources of income is important during difficult financial times. The document stresses that when facing tough economic conditions, it is necessary to diversify one's income sources in order to survive financially. Diversifying provides a buffer against relying on just one stream of income.

1. The first thing I
learned is that when
times are tough, like
they are today,
you need to have
more than one
source of income to
survive. You need to
diversify.