The document provides information about the law firm Roberts & Kehagiaras LLP (R&K), including its areas of legal practice, values, partners, counsel, staff, and insurance. R&K specializes in international trade, transportation, and cargo law. It represents companies in customs, transportation, and insurance matters. The firm aims to educate clients and the industry, promote efficiency through technology, and provide pro bono support to trade organizations. Key partners include Cameron Roberts and Andrew Kehagiaras, who have extensive experience in areas such as customs law, transportation regulation, and cargo claims.

1. ROBERTS & KEHAGIARAS LLP
ONE WORLD TRADE CENTER, SUITE 2350
LONG BEACH, CA 90831
PHONE: (310) 642-9800
FACSIMILE: (310) 868-2923
www.tradeandcargo.com

2. TABLE OF CONTENTS
FIRM OVERVIEW ………………………………………………………… 3
FIRM VALUES …...……………………………..……………………….. 3
BACKGROUND OF PARTNERS ……………………………………………… 4
BACKGROUND OF COUNSEL ………..…………………………………….. 5
PARALEGALS AND STAFF ……………………………………………………….. 6
INSURANCE, SECURITY, AND TECHNOLOGY …………………………….. 6
C.V. OF CAMERON W. ROBERTS ………………………………………… 7
C.V. OF ANDREW D. KEHAGIARAS ……………………………………….. 9
C.V. OF THEODORE H. ADKINSON ………………………………………... 11
C.V. OF SEAN BREW ……………………………………….. 13
PROFESSIONAL INSURANCE DECLARATIONS PAGE ……………………. 14
W-9, TAXPAYER IDENTIFICATION NUMBER ………………………………. 16

3. FIRM OVERVIEW
ROBERTS & KEHAGIARAS LLP (“R&K”) provides legal services to facilitate international business, trade, and
transportation. Trade and cargo create issues for exporters, transportation companies, importers,
insurers, and government agencies. Services to address those issues include:
• Business entity creation, licensing, and best practices in trade and transportation;
• Customs law and compliance with administrative regulations, such as those of U.S. Customs
and Border Protection, Department of Transportation, Federal Maritime Commission, Food and
Drug Administration, and many others;
• Insurance coverage determinations;
• Cargo claims in all transportation modes—air, ocean, motor truck, and rail; and
• Comprehensive risk management for logistics providers.
As transportation executives, litigators, consultants, and licensed customs brokers with more than one
hundred years of combined experience in trade and transportation, R&K offers a comprehensive
approach to issue resolution.
FIRM VALUES
EDUCATION: Education is the bedrock of issue resolution. R&K is at the forefront of educating the
trade and transportation industry. Over the last twelve years, Cameron Roberts has twice been
selected the students’ favorite instructor at California State University Long Beach, Center for
International Trade and Transportation, in 2000 and again in 2006, receiving the George Marshall
Award. The students learn about the Carriage of Goods by Sea Act, the Montreal Convention, the
Carmack Amendment, and Customs regulations, with an emphasis on discussing real-world cargo
claims and insurance issues. Andrew Kehagiaras has served on panels at industry seminars and has
authored articles and academic papers on areas of interest within admiralty and transportation law.
TRAINING: R&K regularly publishes presentations on its website, provides industry training, and actively
participates in trade and professional organizations.
PRO BONO: The firm supports the Harbor Transportation Club (“HTC”) and the Pacific Coast Council of
Customs Brokers and Freight Forwarders Assns. Inc. The HTC provides a monthly forum for the
discussion of issues important to the transportation community. Cameron Roberts is a past president
and presently serves as advisor and counsel to the HTC’s board of directors. The HTC has raised over
$150,000 in scholarship funds for students interested in logistics.
EFFICIENCY: R&K uses the latest technology efficiently to reduce client costs. R&K leverages
technology to create an open-source platform that will increase attorney efficiency in
communication, research, filing, and other administrative areas. By logging into secure and
confidential user accounts at www.tradeandcargo.com, clients can access critical documents and
information on a twenty-four hour basis.

4. BACKGROUND OF PARTNERS
Cameron W. Roberts has more than twenty-three years of
experience in trade and transportation. Mr. Roberts is a
former international trade executive. Mr. Roberts is a licensed
customs broker with more than fifteen years of litigation
experience representing customs brokers, non-vessel
operating common carriers, indirect air carrier and motor
carriers. Mr. Roberts founded the predecessor law office to
R&K in 2006. Mr. Roberts has represented marine insurance
companies and transportation companies in all types of
cargo claims, including those under the Carmack
Amendment, Carriage of Goods by Sea Act and the Montreal
Convention. Mr. Roberts advises companies on entity
creation, licensing and best practices in trade and
transportation. Mr. Roberts has testified as an expert in actions
concerning customs brokerage, maritime, air, and surface
transportation, and importing/export custom and practice.
Mr. Roberts is licensed to practice in California and
Washington and before the Ninth Circuit Court of Appeals
and all federal district courts in California, and the Court of
International Trade.
cwr@tradeandcargo.com
Andrew D. Kehagiaras has fourteen years of legal experience
with a focus on admiralty, transportation, logistics and
warehousing, insurance, and international business. Mr.
Kehagiaras is the co-founder of R&K, prior to which he
practiced in Michigan and California. Mr. Kehagiaras has
represented U.S. and foreign clients in state, federal, and
international litigation and arbitration, with an emphasis on
the resolution of cargo-related issues, whether the mode of
transportation has been ocean, surface, or air. Mr.
Kehagiaras advises clients in transactional and regulatory
matters, with an emphasis on advising insurance and risk-
management interests in the areas of marine and inland
marine, property and casualty, commercial general liability,
professional errors and omissions, and offshore captives on
issues of drafting, review, interpretation, claims analysis, claims
handling, allocation methodologies, risk management,
regulatory compliance, and dispute resolution.
Mr. Kehagiaras is licensed to practice in California and
Michigan, and before the Ninth Circuit Court of Appeals and
all federal district courts in California, , and the Court of
International Trade.
adk@tradeandcargo.com

5. BACKGROUND – OF COUNSEL
Mr. Adkinson has been a practicing attorney for eighteen
years, with more than fourteen of those in the transportation
field. Mr. Adkinson has represented vessel owners, terminal
operators, trucking companies, shipping companies, and
warehouse operators in state and federal courts. Mr.
Adkinson's practice has encompassed a wide range of
maritime issues, covering cargo, environmental, and personal
injury claims. In addition, Mr. Adkinson has engaged in a wide
variety of business litigation, including product and premises
liability, intellectual property, and general contractual claims.
Mr. Adkinson is licensed to practice in all the state and federal
courts of California, and in the Ninth Circuit Court of Appeals.
tha@tradeandcargo.com
Mr. Brew has more than twenty-five years of experience in the
field of civil litigation on both the federal and state level,
including trials, mediations, and arbitrations. He began
practice in the field of complex construction litigation.
Currently, his practice concentrates on employment disputes,
insurance, personal injury and business contract disputes. Mr.
Brew has also argued appeals before the California Courts of
Appeal for the State of California (2nd and 4th Districts), the
United States Court of Appeals for the Ninth Circuit, and
before the Federal Circuit in Washington, D.C. Mr. Brew has
successfully represented clients in appeals involving the
California Unfair Competition Law and the Federal Aviation
Administration Authorization Act.
Mr. Brew is licensed to practice in the federal and state courts
of California and in the Federal Circuit in Washington, D.C.
sb@tradeandcargo.com

6. BACKGROUND OF PARALEGALS AND STAFF
Ms. Joanne Sattler is a legal secretary, paralegal and office administrator. Ms. Sattler has more than
25 years of litigation experience. Ms. Karen De La Cruz is a legal secretary and certified California
paralegal. Ms. De La Cruz has more than 10 years of litigation experience.
PROFESSIONAL LIABILITY INSURANCE, SECURITY, AND GREEN TECHNOLOGY
R&K has selected Zurich as its professional liability insurer. R&K provides its clients with superior data
security, calendaring programs, and remote off-site storage of electronic files. R&K is helping clients
reduce paperwork and administrative costs. R&K offers a variety of reports to assist institutional clients
in managing their claims.

7. CAMERON W. ROBERTS
EDUCATION:
SEATTLE UNIVERSITY SCHOOL OF LAW (ABA /AALS) Seattle, Washington
Juris Doctor, Cum Laude, 1994
CALIFORNIA STATE UNIVERSITY AT LONG BEACH Long Beach, California
Bachelor of Arts, Political Science & Int. Relations, 1988
UNIVERSITY OF BRADFORD Bradford, England
International Scholarship Program, 1986 to 1987
BAR MEMBERSHIP:
State Bars of California #176682 and Washington #25637 (1995); Court of International Trade,
New York (2000); Federally Licensed United States Customs Broker (1988); IATA Dangerous
Goods Certified (1997).
PROFESSIONAL EXPERIENCE:
ROBERTS & KEHAGIARAS LLP Los Angeles, California
Partner, 2007 to Present
Primary area of practice concerns U.S. Customs, Export Control, Domestic & International
Transportation & Trade. Responsible for representation and business consultation to Marine
Underwriters, Air, Motor & Ocean Freight Forwarders, Customs Brokers, OTIs & NVOCCs,
Indirect Air Carriers, Intermodal Operators, Motor Carriers and Brokers, Marine & Transport
Liability Insurance. Transportation related risk management and forms preparation for
international trade.
HARBOR TRANSPORTATION CLUB Long Beach, California
General Counsel and Advisor to the Board of Directors, 2004 to Present
Responsible for advising the Board of Directors and contract review.
CALIFORNIA STATE UNIVERSITY, LONG BEACH
Instructor, 1997 to Present Long Beach, California
Responsible for instruction of the professional certification course, which consists of a variety
of topics in motor carrier, freight forwarder, 3PL, IAC, OTI and NVOCC industry standards and
practices.
LAW OFFICES OF COUNTRYMAN & MCDANIEL Los Angeles, California
Attorney, 1997 to 2006
Primary area of practice concerns U.S. Customs, Export Control, Domestic & International
Transportation & Trade.
FEDERATED TRANSPORT SYSTEMS, INC. Los Angeles, California
Vice President, International Division, 1995 to 1997
Responsible for legal and operational aspects of the firm’s international and domestic
transport business efforts.

8. CAMERON W. ROBERTS
PROFESSIONAL / INDUSTRY PARTICIPATION & AWARDS:
Port of Los Angeles – Long Beach Harbor Transportation Club President (2003-2005);
Certificate of Recognition, California State Senate (2004); Outstanding Leadership Award,
Port of Los Angeles – Long Beach Harbor Transportation Club (2004); Transportation Law
Association; Foreign Trade Association; Los Angeles & Long Beach and LAX Air Cargo
Association; National Customs Brokers and Freight Forwarders Association - Certified Customs
Specialist (2005).
PROFESSIONAL PRESENTATIONS:
INCOTERMS 2010 (2011); NVOCC Exemption from the Rate Filing Regulations: What Does It
Mean For Me? (2011); Owner Operator Contracts (2010-11); WESCCON, Industry Expert Panel
(2005-2011); Mind the Gap, An Overview of Insurance Issues Confronted in Transportation
(2010); Understanding the Clean Truck Litigation (2010); Corporate Claims Training (2008-11);
Legal Liability Update for Carriers, Freight Forwarders, Brokers and Shippers (2008-09); Liability
and Cargo Insurance Industry Training (2005-2008).
ACADEMIC INSTRUCTION & AWARDS:
California State University at Long Beach, Global Logistics Specialist (Professional
Transportation Certificate Course), Long Beach, CA. (1998-Present); Awarded the Favorite
Instructor of the Year (2000) and the George Marshall Instructor (2006). California Maritime
Academy, San Francisco & Oakland, CA. (1999-2002).
PUBLICATIONS:
Negotiated Rate Arrangements for NVOCCs, Transportation Lawyer (2011); COGSA v.
CARMACK - COGSA WINS! (2010); OTIs and Freight Charges, Demurrage, and General Order
(2009); IATA’s Resolution 600b, The Quest (2008); Managing Uncertainty, Which Law Applies,
The Quest (2006); Major Changes in Air Cargo Law, FIATA Review No. 34 September (2000);
Major Changes for International Air Cargo Claims, CNS Focus Magazine (2000), Convention
Reality, Air Cargo World, June (1998).
EXPERT WITNESS:
Deposed, qualified and examined as an expert witness at trial concerning air cargo and
import practices, terms of sale, INCOTERMS, Yurtel Elelektronik Pazarlama vs. Telecel Latin
America, 11th Judicial Cir. for Miami-Dade, Florida, Case No. 07-3645 CA 22 (2011); Deposed,
qualified and examined as an expert witness at trial concerning ocean transportation and
bills of lading, Kuma Furniture Co. Ltd. v. Finegood Holding, Inc., LA Superior Case No. KC
049804 (2008); Deposed, qualified and examined as an expert witness at trial concerning U.S.
Customs brokerage and importing custom and practice (2007); Deposed, qualified and
examined as an expert witness at trial concerning international trade, maritime law and U.S.
Customs regulations, Soo Yong Yi aka Kevin Lee v. Amar Cheyene d.b.a California Fashion
House, LA Superior Court Case No. BC303124 (2006); Deposed, qualified and examined as
an expert witness at trial concerning international trade and maritime law, Lane Tone
International Trade v. Chan Law Group, LA Superior Court Case No. BC309625 (2005);
Deposed as an expert witness concerning motor carriage and brokerage. Expert witness
reports in United States District Court cases involving motor carriers relating to freight charges
and cargo theft (2005); Expert reports on U.S. Customs regulations, California, maritime and
transportation law for the in Shanghai and Xiamen Maritime Courts of the People’s Republic
of China (2002-6); the Paris Commercial Court, France, (2002).

9. ANDREW D. KEHAGIARAS
EDUCATION:
TULANE UNIVERSITY SCHOOL OF LAW New Orleans, LA
Master of Laws in Admiralty, 1998
WAYNE STATE UNIVERSITY LAW SCHOOL Detroit, MI
Juris Doctor, 1997
UNIVERSITY OF MICHIGAN—DEARBORN Dearborn, MI
Bachelor of Arts With Distinction, Economics, 1991
BAR MEMBERSHIPS:
• State Bar of California
• State Bar of Michigan
• United States Court of International Trade
• United States Court of Appeals for the Ninth Circuit
• All United States Districts Courts in the State of California
• Pro hac vice admissions in numerous jurisdictions on an as-needed basis
PROFESSIONAL EXPERIENCE:
ROBERTS & KEHAGIARAS LLP Los Angeles, CA
Partner, July 2007 to present
• Litigation Practice: Handle all aspects of cases in trial and appellate courts in areas of
international marine cargo loss and damage, with an emphasis on the defense of
NVOCCs and ocean freight forwarders, intermodal transportation and logistics, maritime
liens, carrier service agreements, general average, marine and inland marine insurance
law, property and casualty, agency agreements and disputes, charter parties, air cargo,
motor transportation and brokerage defense, warehousing and terminals, international
trade and customs, and general commercial disputes.
• Insurance Coverage: Advise insurance and risk-management interests in areas of marine
and inland marine, property and casualty, commercial general liability, professional errors
and omissions, and offshore captives on issues of drafting, review, interpretation, claims
analysis, claims handling, allocation methodologies, risk management, regulatory
compliance, and dispute resolution.
• Transactional and Consultation Practice: Draft transportation contracts for carriers,
forwarders, NVOCCs, brokers, 3PLs, warehouses, and others; various operations
documents, including bills of lading, waybills, warehouse receipts, etc.; general business
contracts, including confidentiality agreements and joint venture agreements; consult
companies on regulatory compliance, security, general business development, and
international growth.
• Alternative Dispute Resolution: private mediator.

10. ANDREW D. KEHAGIARAS
COUNTRYMAN & McDANIEL Los Angeles, CA
Associate, September 2002 to June 2007
• Litigated cases in trial and appellate courts in all areas of international transportation and
trade, with emphasis on maritime, intermodal, logistics, and marine insurance.
• Directed international and out-of-state litigation through local counsel.
• Drafted contracts and transportation documents; regulatory-compliance work.
SANDS, NARWITZ & LERNER Los Angeles, CA
Associate, September 2000 to September 2002
• Litigated cases in areas of maritime, trucking, insurance, warehousing, and aviation law.
PUBLICATIONS:
• COGSA v. Carmack: The Ninth Circuit Applies Carmack to Ocean Carriers
The Quest, March 2009, Issue 63
• IATA’s Resolution 600b
The Quest, April 2008, Issue 60
• NVOCC: Secret Agent?
University of San Francisco Maritime Law Journal, Vol. 17, No. 2, Spring 2005
• Kirby v. Norfolk Southern: The Salty Train Wreck
Benedict’s Maritime Bulletin, Vol. 2, No. 4, Fourth Quarter 2004
PROFESSIONAL PRESENTATIONS:
• 2014 Pacific Admiralty Seminar: Panelist, NVOCC perspective
• Oct. 2013: Client Webinar: MAP-21 By the Numbers
• Sep. 2013: Presentation, Los Angeles Air Cargo Association:
MAP-21: Are you ready to be in compliance by October 1?
• 2012 FIATA World Congress: Panelist, Pre-Congress Workshop
Export Controls: An Overview of Compliance Issues and Red Flags
• Sept. 2012: Client Presentation: Best Practices for Insurance and Cargo Claims
• Nov. 2011: Client Presentation: Damages in Cargo Claims by Mode of Transportation
• Nov. 2009: Understanding the Clean Truck Litigation, Part II
• Oct. 2009: The Rotterdam Rules By the Numbers – WESCCON Industry Expert Panel
• Oct. 2009: AIMU Cargo Clause Comparison Project, Committee on All-Risk Clauses
• Sep. 2009: Committee to Revise Local Admiralty Rules of the Central District of California
• July 2009: Motor Transportation: Players and Coverages – San Francisco Marine Claims
Association
• Feb. 2009: Trucking Litigation and D.O.T. Regulations in California, Lorman Education
• Jan. 2009: Client Presentation: Loss or Damage During Interstate Motor Transportation
• Dec. 2008: Trucking Litigation and D.O.T. Regulations in California, Lorman Education
• Oct. 2008: Understanding the Clean Truck Litigation and FMC Investigation: A legal
perspective
• May 2008 Client Presentation: IATA Resolution 600b—The Air Waybill and Indirect Air
Carrier
• Feb. 2008: Trucking Litigation and D.O.T. Regulations in California, Lorman Education Servs.

11. ANDREW D. KEHAGIARAS
• 2007 Judge John R. Brown Admiralty Moot Court Competition: Judge, Briefing
• 2006 American Trucking Assoc. Freight Claims & Loss Prevention Conference: Speaker
• 2004 Pacific Admiralty Seminar: Panelist, NVOCC perspective
PROFESSIONAL MEMBERSHIPS:
• Maritime Law Association of the United States, Proctor in Admiralty
Vice Chair, Committee on Marine Insurance and General Average: 2014–2015
Secretary, Committee on Marine Insurance and General Average: 2012–2014
Member, Committees on Carriage of Goods, Practice and Procedure
• The Association of Average Adjusters of the United States, Member
• San Francisco Marine Claims Association, Member
• Los Angeles Air Cargo Association, Member
PROFESSIONAL HONORS:
• AV Preeminent rating, Martindale-Hubbell

12. THEODORE H. ADKINSON
EDUCATION
Pepperdine University School of Law Malibu, California
Juris Doctorate, cum laude, 1993
Member of Pepperdine Law Review
Internships: Gray’s Inn, London, 1991; California Court of Appeal, 1992
Colgate University Hamilton, New York
Bachelor of Arts in Philosophy, Minor in English, 1990
BAR MEMBERSHIPS
State Bar of California, All United States District Courts in the State of California, Ninth Circuit
Court of Appeals
PROFESSIONAL EXPERIENCE
Of Counsel, Roberts & Kehagiaras, LLP Long Beach, California
Litigation of all aspects of transportation litigation in federal and state courts, including
discovery, law and motion, mediations and trial.
Coppenrath Jones, LLP Long Beach, California
Of Counsel, 2009-2011
Complete responsibility for litigation of trade secret, product liability, admiralty and general
business actions in federal and state courts, including depositions, written discovery, expert
discovery, law and motion, mediations, trial preparation and trial.
Keesal, Young & Logan Long Beach, California
Partner, 2007, Associate, 2000-2007
Complete responsibility for litigation of hundreds of actions including discovery, expert
discovery, law and motion, mediations, trial preparation, appellate work and client
relations. Supervision of junior associates, paralegal and staff support. Practice included
admiralty, environmental, business, property damage, and personal injury claims in federal
and state trial and appellate courts. Also conducted dozens of accident investigations.
Published decision: Starrag v. Maersk, 486 F.3d 607 (2007).
Baker & Hostetler Long Beach, California
Associate, 1997-2000
Litigation of product liability, premises liability, maritime and general business litigation
actions in state and federal trial and appellate courts, including developing case strategy,
discovery, depositions, expert discovery, mediations, trials and appeals.
Los Angeles County Court Long Beach, California
Research Attorney, 1995-1997
Analyzed and summarized moving and opposing pleadings and provided the law and
motion judge with proposed tentative decisions. Motions included entire spectrum, from
discovery disputes and civil procedural issues to complex, dispositive matters.

13. THEODORE H. ADKINSON
Demler, Armstrong & Rowland, Long Beach, California
Associate, 1994-1995
Litigation of large, multiparty construction defect and business litigation cases and personal
injury actions, including written discovery, depositions, law and motion, mediations and trial
preparation.
PUBLICATIONS
Fetal Protection Policies in the Workplace, Western State Consumer Law Journal (1992)
CERTIFICATIONS, ORGANIZATIONS
Orange County District Attorney Trial Attorney Partnership Program June-July 2011 (3
criminal jury trials); Pepperdine University School of Law Certificate in Dispute Resolution
Program (2010); Maritime Law Association; Board Member of the Long Beach Maritime
Association.

14. SEAN BREW
EDUCATION:
UNIVERSITY OF SAN DIEGO San Diego, CA
Juris Doctor, 1985-1988
UNIVERSITY OF COLORADO Boulder, CO
Bachelor of Arts, Political Science, 1980- 1984
BAR MEMBERSHIP:
State Bar of California #136733
PROFESSIONAL EXPERIENCE:
ROBERTS & KEHAGIARAS LLP Los Angeles, CA
Of Counsel, 2010 to Present
Litigation of trade, transportation and insurance issues.
LAW OFFICE OF SEAN BREW San Diego, CA
Sole Practitioner April, 2003 to present
Practice areas include construction claims and litigation, real estate disputes, personal injury,
mass torts, collections, appeals, insurance disputes and coverage issues, and elder abuse.
THE CORONA FIRM, LLP
Partner, May 1990 to April 2003 San Diego, CA
Practice areas include complex construction disputes, government contract claims, business
disputes, federal and state tort claims, real property and wrongful termination. Further
experience includes significant appellate practice before Ninth Circuit, Federal Circuit, First
District, Second District and Fourth District of California. Law firm management experience
includes hiring, managing new associates and paralegals and conducting firm marketing.
FISHER AND PRAGER, LLP Los Angeles, CA.
Associate, Sept. 1988 to May, 1990
Civil litigation, including mediations, arbitrations, discovery and pleading. Practice areas
included insurance defense and public entity tort defense.

15. ACORD DATE (MM/DD/YY)
CERTIFICATE OF LIABILITY INSURANCE NOV 24 14TM.
PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ATTORNEYS & PROFESSIONALS INSURANCE SERVICES, INC. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
1960 E. GRAND AVE, SUITE 370 CA LIC 0D44447 HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
EL SEGUNDO, CA 90245 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
PHONE: 925 688 2396
FAX: 925 688 2399 INSURERS AFFORDING COVERAGE NAIC #
Agency Lic#: 0D44447
AMERICAN GUARANTEE & LIABILITY INSURAINSURER A:INSURED
CAMERON W. ROBERTS INSURER B:
ROBERTS & KEHAGIARAS LLP, ATTORNEYS & COUNSELORS
INSURER C:
AT LAW
INSURER D:
ONE WORLD TRADE CENTER, SUITE 2350 INSURER E:
LONG BEACH CA 90831-2350
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR POLICY EFFECTIVE POLICY EXPIRATIONTYPE OF INSURANCE POLICY NUMBER LIMITS
LTR DATE (MM/DD/YY) DATE (MM/DD/YY)
GENERAL LIABILITY NOT INCLUDED $EACH OCCURRENCE
DAMAGE TO RENTED
COMMERCIAL GENERAL LIABILITY $PREMISES (Ea occurence)
MED. EXP (Any One Person)CLAIMS MADE OCCUR $
PERSONAL & ADV INJURY $
GENERAL AGGREGATE $
GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG. $
POLICY LOCPROJECT
AUTOMOBILE LIABILITY NOT INCLUDED COMBINED SINGLE LIMIT
$(Ea accident)ANY AUTO
ALL OWNED AUTOS BODILY INJURY
(Per person) $
SCHEDULED AUTOS
HIRED AUTOS
BODILY INJURY
$
(Per accident)NON-OWNED AUTOS
$PROPERTY DAMAGE
GARAGE LIABILITY NOT INCLUDED $AUTO ONLY - EA ACCIDENT
ANY AUTO $EA ACCOTHER THAN
AUTO ONLY:
$AGG
NOT INCLUDED EACH OCCURRENCE $EXCESS / UMBERELLA LIABILITY
OCCUR CLAIMS MADE AGGREGATE $
$
$DEDUCTIBLE
RETENTION $ $
WC STATU-
WORKERS COMPENSATION AND NOT INCLUDED OTHER
TORY LIMITS
EMPLOYERS' LIABILITY
E.L. EACH ACCIDENT $
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MeMBER EXCLUDED? E.L. DISEASE-EA EMPLOYEE $
If yes, describe under
E.L. DISEASE-POLICY LIMIT $SPECIAL PROVISIONS below
OTHER: PROFESSIONAL LIABILITY ( LPL 1179952-00 NOV 15 14 NOV 15 15 LIMITS: $1MM PER CLAIM; $3MM
CLAIMS MADE FORM)A AGGREGATE
RETRO DATE: 11/15/2006
DESCRIPTION OF OPERATIONS/LOCATION/VEHICLES/EXCLUSIONS ADDED ENDORSEMENT/ SPECIAL PROVISIONS
CERTIFICATE IS FOR PROOF OF PROFESSIONAL LIABILITY COVERAGE. NOTHING IN THIS CERTIFICATE SHALL ALTER, AMEND OR
EXTEND COVERAGE PROVIDED BY THE ABOVE MENTIONED POLICY. ALL OTHER TERMS AND CONDITIONS OF THE REFERENCED
POLICY REMAIN IN FULL FORCE AND EFFECT.///
CERTIFICATE HOLDER ADDITIONAL INSURED; INSURER LETTER: CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THECAMERON W. ROBERTS EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 10
ROBERTS & KEHAGIARAS LLP, ATTORNEYS AND COUNSELORS AT DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT
L FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE
INSURER, IT'S AGENTS OR REPRESENTATIVES.AW
ONE WORLD TRADE CENTER, SUITE 2350 AUTHORIZED REPRESENTATIVE
LONG BEACH CA 90831-2350
Attention:
Michele Epstein AAI AIS ACSR CISR CPIWACORD 25 (2001/08) Certificate # 4834

16. IMPORTANT
If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement
on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may
require an endorsement. A statement on this certificate does not confer rights to the certificate
holder in lieu of such endorsement(s).
DISCLAIMER
The Certificate of Insurance on the reverse side of this form does not constitute a contract between
the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it
affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon.
ACORD 25-S (2001/08) Certificate #4834