One of a suite of individual retirement education modules created for Nationwide Financial, the Retirement Realities Education Module helps a plan participant understand the importance of saving as much as possible for retirement. The module system gives retirement specialists the ability to create longer, fully customizable presentations by allowing them to mix, match and combine individual modules in the suite. This enables the sales force a greater flexibility in planning meetings and answering individual plan and participant needs.

1. Retirement Realities
realities

2. Retirement Realities
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HealthcareInflation
Long-term
care
Outliving
resources

3. Retirement Realities
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Item
Cost in
1985
Current
Cost
Projected
cost in 20251
First-class stamp2 $0.22 $0.45 $0.90
Loaf of bread3 $0.55 $1.88 $3.76
Movie ticket4 $3.55 $7.93 $15.86
New car5 $11,838 $30,748 $61,496
1 Assumedinflationrateof3.5%
2 PostalRateCommission,usps.com(2012).
3 http://www.thepeoplehistory.com/pricebasket.html (Sep2012).
4 NationalAssociationofTheatreOwners,www.natoonline.org (2011).
5 Autoblog.com(4/11/2012).

4. Retirement Realities
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6 FidelitySurvey(2012).

5. Retirement Realities
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7 MetlifeMature MarketInstituteSurveyofNursingHomeandAssistedLivingCosts(2009).

6. Retirement Realities
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8 TheCIAWorldFactbook(2012).
9 http://health.usnews.com/health-news/articles/2012/05/11/do-you-have-what-it-takes-to-live-to-100 (2012).

7. Neither Nationwide® nor any of its representatives give legal or tax advice.
Information provided by Retirement Specialists is for educational purposes only
and is not intended as investment advice.
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(collectively "Nationwide") have endorsement relationships with the National
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