This document provides an overview of the regulatory framework for the banking sector in Bangladesh. It discusses the objectives of bank regulation such as maintaining stability in the financial market and ensuring safety of depositor funds. The key tools and strategies of bank regulation mentioned are protecting customer interests and upholding national interests. The regulatory arrangement in Bangladesh began in 1972 with the Bangladesh Bank Order which established the central bank. Key acts governing banking include the Bangladesh Bank Order of 1972, Bank Company Act of 1991, and Company Act of 1913. The document provides details on the chapters and articles of these major acts regulating the banking system in Bangladesh.

1. Bank Management
National University
On-Campus Advanced MBA Program
8th Batch (2nd Semester)
Session:2021-22

2. Regulatory Framework for Banking Sector in
Bangladesh
Submitted To:
Md. Amin Mia
Assistant Professor
Department of Finance & Banking
Business Studies Group
National University
Presented By:
Emran Hossen
Advanced MBA (8th Batch)
Department of Finance & Banking
Registration No: 21824200017
Season: 2021-2022

3. Introduction
Bank regulation means protection of
depositors Interest, setting up maintaining
public confidence on the banking system.
It also includes supervision and
monitoring of the activities regarding of a
bank business ,capital ,reserve ,and risk
control and ensuring efficient and
competitive banking system.

4. Objectives of Bank Regulation
To maintain stability in
the financial market
To ensure highest safety
of the depositors
To ensure balance
between bank assets and
liabilities
To ensure public confidence
through quality service
To maintain credit system
and flow under control
To ensure proper and
efficient competition in
the banking business

5. Tools and strategies of Bank Regulation
To protect Interest of customers
To uphold national
interest
To raise skill and
interest of the bankers

6. Bank Regulatory Arrangement in Bangladesh
• After Independence, in October 31,1972 with the
circulation of Bangladesh Bank ordinance ( president
order #127) the primary phase of the bank regulation
in Bangladesh was started.
• Bangladesh Bank controlled the banking system by
company act 1913 and Banking company act 1991.

7. Acts and Regulations to the
banking in Bangladesh
Bank Regulatory
agreement in Bangladesh
•Direct
•1)Bangladesh Bank order 1972
•2)Bank Company act 1991
•3)Company act 1913
•4)Bankruptcy act 1997
•5)Foreign Exchange Control act 1947
•6)Financial Instructional act
Indirect
1) Code of Civil procedure
2) Limitation Acts 1908
3)Bangladesh Chartered Accounts
ordinance 1973
4)Trust act 1872
5) Panel Code 1860
6) General Causes act 1877

8. Bangladesh Bank order act 1972
• Presidents order No: 127 of
1972
• There are six chapters & 84
articles.
• Chapter five omitted with effect
from the 16th august 1993 by act
27 of 1993.

9. Bangladesh Bank order act in details
Chapter Articles Chapter Name
1 1-2 Preliminary
2 3-15 Establishment, Capital in Corporation
Management
3 16-41 Business and Functions of Bank
4 42-48 Collection and furnishing of credit
information
5 49-58 Omitted
6 59-84 General

10. The Bank Company act 1991
• Forced from 14th February 1991
• Expedient to further amend the
banking companies act 1991 (act
No 140 of 1991)
• The Banking Companies
(amendment) act 1995 deem to be
forced from 7th may 1995.
• There are eight chapters & 123
articles.

11. The Bank Company act 1991 in Details
Chapter Articles Chapter Name
1 1-6 Preliminary
2 7-50 Business of banking Companies
3 51-56 Illegal banking of companies etc.
4 57 Probation of certain activates in relation to banking
companies
5 58-63 Acquisition of the undertakings of banking companies
6 64-77 Suspension of Business and winding up of banking
companies
7 78-108 Speedy disposal of winding up proceedings
8 109-123 Miscellaneous

12. Thank You
Feel free to ask any questions