Prospero: A Web-based Document Delivery SystemEric Schnell
Prospero is an open source document delivery system originally designed to work with Ariel. It converts scanned documents to PDF and makes them available on a web site for patrons to access anytime from anywhere. The system was developed on a small budget with no direct software costs by a team at Ohio State University to address the need for electronic delivery and shorten document turnaround times. Over 300 organizations from 17 countries have now downloaded Prospero.
This document provides a recipe for a peanut butter and strawberry jam sandwich and discusses the results of a survey on popular peanut butter pairings. It also lists several occasions when peanut butter sandwiches are commonly eaten.
Creekside House is a property located in Woodside, California. The home features 4 bedrooms and 3 bathrooms across 3,500 square feet. It sits on nearly 2 acres of land with views of the surrounding hills and trees.
The document discusses various sources of capital for banks, both internal and external. It covers retaining earnings, asset efficiency, and dividend policy as internal sources, as well as fixed income, trust preferred securities, preferred stock, convertible preferred stock, and common equity as external sources. It also discusses placement agents, private placements, PIPE transactions, and public offerings as methods to raise external capital.
Raytheon reported strong financial results for the third quarter of 2008, with sales up 12% and earnings per share up 17%. The company increased its full-year earnings guidance and announced a new $2 billion share repurchase plan. All of Raytheon's business segments experienced sales growth in the quarter.
wyeth UBS Global Life Sciences Conferencefinance12
The document is a presentation from Mary Katherine Wold, Senior Vice President of Taxes and Treasury at UBS Global Life Sciences Conference on September 26, 2006. It discusses Wyeth's financial performance for the first half of 2006, with net revenue increasing 8% to $10 billion and net income increasing 15% to $1.94 billion. It also provides updates on several of Wyeth's key marketed products, including Enbrel, Effexor, Prevnar, Protonix, and Premarin.
Prospero: A Web-based Document Delivery SystemEric Schnell
Prospero is an open source document delivery system originally designed to work with Ariel. It converts scanned documents to PDF and makes them available on a web site for patrons to access anytime from anywhere. The system was developed on a small budget with no direct software costs by a team at Ohio State University to address the need for electronic delivery and shorten document turnaround times. Over 300 organizations from 17 countries have now downloaded Prospero.
This document provides a recipe for a peanut butter and strawberry jam sandwich and discusses the results of a survey on popular peanut butter pairings. It also lists several occasions when peanut butter sandwiches are commonly eaten.
Creekside House is a property located in Woodside, California. The home features 4 bedrooms and 3 bathrooms across 3,500 square feet. It sits on nearly 2 acres of land with views of the surrounding hills and trees.
The document discusses various sources of capital for banks, both internal and external. It covers retaining earnings, asset efficiency, and dividend policy as internal sources, as well as fixed income, trust preferred securities, preferred stock, convertible preferred stock, and common equity as external sources. It also discusses placement agents, private placements, PIPE transactions, and public offerings as methods to raise external capital.
Raytheon reported strong financial results for the third quarter of 2008, with sales up 12% and earnings per share up 17%. The company increased its full-year earnings guidance and announced a new $2 billion share repurchase plan. All of Raytheon's business segments experienced sales growth in the quarter.
wyeth UBS Global Life Sciences Conferencefinance12
The document is a presentation from Mary Katherine Wold, Senior Vice President of Taxes and Treasury at UBS Global Life Sciences Conference on September 26, 2006. It discusses Wyeth's financial performance for the first half of 2006, with net revenue increasing 8% to $10 billion and net income increasing 15% to $1.94 billion. It also provides updates on several of Wyeth's key marketed products, including Enbrel, Effexor, Prevnar, Protonix, and Premarin.
Raytheon reported strong financial results for the fourth quarter and full year 2005. Fourth quarter sales increased 9% to $6.2 billion and income from continuing operations grew 15% to $282 million. For the full year, sales rose 8% to $21.9 billion and income from continuing operations increased 115% to $942 million. Raytheon also reduced its net debt by $1.3 billion in 2005 to $3.3 billion, the lowest level in ten years, and generated $2.1 billion in free cash flow from continuing operations for the full year. Looking ahead, Raytheon expects 2006 sales between $23.1-23.6 billion and earnings per share from continuing operations of $
This document appears to be notes from a group project. It includes the names of four students who created it, along with brief references to concepts like revolution, an endless story, ease or difficulty of tasks, tradition vs new approaches, aspirations or ideals, and encouragement to continue effort.
Raytheon reported its fourth quarter 2003 earnings. It provided guidance for full year 2004, estimating sales of $19.5-20 billion and earnings per share of $1.25-1.35. Raytheon also outlined its major business unit outlooks for 2004 and key pursuit opportunities for 2004.
The document discusses personality types and how understanding differences can help people relate better. It describes four main personality types - Fire, Earth, Wind and Water - and how each is oriented towards tasks or people. Recognizing our own type and others' allows us to motivate, encourage and work together effectively to accomplish goals. The document encourages applying this understanding through group activities.
Raytheon reported Q4 earnings. Key highlights included bookings of $5.5 billion, sales growth of 12% to $5.7 billion, and earnings per share of $0.54. Segment results were positive, with most experiencing sales growth in the high single digit to low double digit range compared to Q4 2003. For 2005, Raytheon expects bookings of $22.5-$23.5 billion, sales of $21.5-$22 billion, and GAAP EPS of $1.80-$1.90. Free cash flow is projected at $1.2-$1.4 billion.
Hogue Winery hired designer Debi Ward Kennedy to redesign their VIP event room in 2007. The room was redesigned to better accommodate guests and events at the winery. The new design updated the space and improved the experience for visitors attending private functions.
This document is Raytheon Company's first quarter 2007 earnings report. It provides key financial highlights including a 6% increase in net sales to $4.9 billion, an 18% rise in operating income to $510 million, and a 13% increase in EPS to $0.69. Raytheon also had solid bookings of $5.3 billion and a record backlog of $33.9 billion. The company reaffirmed its full-year 2007 guidance ranges for sales, EPS, operating cash flow, and return on invested capital.
This document discusses reclaimed asphalt pavement (RAP) - material removed during road resurfacing that contains bitumen and aggregate. It notes that RAP was often considered waste, but can be reused. It proposes increasing RAP reuse by developing management systems to track quantities and quality, and control how much is reintroduced into new asphalt. The document also notes that some old asphalt may contain carcinogenic tar, so those materials require separate treatment.
The document is International Paper Company's Form 10-Q quarterly report filed with the SEC for the quarter ended June 30, 2003. It includes:
1) Financial statements including the consolidated statement of earnings, balance sheet, cash flows, and shareholders' equity for the quarter and year to date.
2) Notes to the financial statements providing additional information on items such as basis of presentation and earnings per share calculations.
3) Certification by management on disclosure controls and procedures.
In summary, it presents International Paper's required quarterly financial reporting to the SEC on their financial position and operating results for the period.
Manpower Inc. had record revenues and earnings in 2007. Revenues increased 17% to $20.5 billion while net earnings grew 22% to $484.7 million. The company has diversified its services over the past decade to include specialty services beyond temporary staffing, such as permanent recruitment and leadership development. This has improved profit margins and reduced sensitivity to economic cycles. Investments in new services like recruitment process outsourcing have positioned Manpower for continued growth.
Raytheon Reports 2006 Third Quarter Resultsfinance12
The document provides an earnings summary and outlook for Q3 2006 and full year 2006-2007. It summarizes that earnings per share increased 41% in Q3 2006, bookings remained strong, and guidance was increased for EPS, bookings, operating cash flow and ROIC. The summary also mentions that net debt declined to its lowest point in over 11 years and over 5.5 million shares were repurchased in the quarter.
This document provides a brief tour around parts of Europe and Africa as seen from space at night, noting locations like the Iberian Peninsula, Canary Islands, Strait of Gibraltar, Swiss Alps, Iceland, Black Sea, and Red Sea. It encourages spreading awareness of Earth's beauty so future generations can appreciate and protect it.
Mark Logan gives a presentation titled "Fuck Storytelling" where he argues that storytelling is overhyped in advertising. While stories can be effective, experience and action are more impactful ways to connect with people than just telling stories. He advocates that agencies should create experiences, applications, products and even companies, rather than limiting themselves to just telling stories. If agencies focus on making experiences instead of just stories, they will be the ones that stories are told about in the future.
- Emerson reported strong financial results for the second quarter of 2008, with sales up 12% and earnings per share up 23% compared to the previous year. Underlying sales growth was 6% led by international growth.
- Operating profit margin improved 100 basis points to 16.4% due to cost containment programs and a $30M commodity hedging benefit. Cash flow also increased significantly.
- The Process Management segment saw sales growth of 19% driven by strong underlying growth of 16% internationally, while the Industrial Automation segment grew sales 11%.
- Emerson's balance sheet remains strong, allowing flexibility for investments and shareholder returns.
View Summary Manpower Inc. Withdraws Fourth Quarter 2008 Guidance 12/22/2008finance12
Manpower Inc. withdrew its fourth quarter 2008 guidance due to continued declines in the global labor markets and changes in foreign currencies. The company experienced a 20% revenue decline in the two months ended November 30, 2008 compared to the prior year. As a result of the weaker operating environment, Manpower Inc. will take restructuring charges related to employee severance and office closures in the fourth quarter. Despite the economic challenges, the company's liquidity and financial strength remains strong with $675 million in cash and $182 million in net debt as of the end of November.
The document is the 1999 annual report of Manpower Inc. It discusses the company's financial highlights for 1999, including increased systemwide sales, revenues, and operating margin compared to previous years. It summarizes the company's strategies to focus on providing workforce solutions, investing in technology, improving efficiency, and expanding in professional and specialty staffing. The report discusses how these strategies helped drive growth while improving profitability in 1999.
Raytheon reported strong financial results for the fourth quarter and full year 2005. Fourth quarter sales increased 9% to $6.2 billion and income from continuing operations grew 15% to $282 million. For the full year, sales rose 8% to $21.9 billion and income from continuing operations increased 115% to $942 million. Raytheon also reduced its net debt by $1.3 billion in 2005 to $3.3 billion, the lowest level in ten years, and generated $2.1 billion in free cash flow from continuing operations for the full year. Looking ahead, Raytheon expects 2006 sales between $23.1-23.6 billion and earnings per share from continuing operations of $
This document appears to be notes from a group project. It includes the names of four students who created it, along with brief references to concepts like revolution, an endless story, ease or difficulty of tasks, tradition vs new approaches, aspirations or ideals, and encouragement to continue effort.
Raytheon reported its fourth quarter 2003 earnings. It provided guidance for full year 2004, estimating sales of $19.5-20 billion and earnings per share of $1.25-1.35. Raytheon also outlined its major business unit outlooks for 2004 and key pursuit opportunities for 2004.
The document discusses personality types and how understanding differences can help people relate better. It describes four main personality types - Fire, Earth, Wind and Water - and how each is oriented towards tasks or people. Recognizing our own type and others' allows us to motivate, encourage and work together effectively to accomplish goals. The document encourages applying this understanding through group activities.
Raytheon reported Q4 earnings. Key highlights included bookings of $5.5 billion, sales growth of 12% to $5.7 billion, and earnings per share of $0.54. Segment results were positive, with most experiencing sales growth in the high single digit to low double digit range compared to Q4 2003. For 2005, Raytheon expects bookings of $22.5-$23.5 billion, sales of $21.5-$22 billion, and GAAP EPS of $1.80-$1.90. Free cash flow is projected at $1.2-$1.4 billion.
Hogue Winery hired designer Debi Ward Kennedy to redesign their VIP event room in 2007. The room was redesigned to better accommodate guests and events at the winery. The new design updated the space and improved the experience for visitors attending private functions.
This document is Raytheon Company's first quarter 2007 earnings report. It provides key financial highlights including a 6% increase in net sales to $4.9 billion, an 18% rise in operating income to $510 million, and a 13% increase in EPS to $0.69. Raytheon also had solid bookings of $5.3 billion and a record backlog of $33.9 billion. The company reaffirmed its full-year 2007 guidance ranges for sales, EPS, operating cash flow, and return on invested capital.
This document discusses reclaimed asphalt pavement (RAP) - material removed during road resurfacing that contains bitumen and aggregate. It notes that RAP was often considered waste, but can be reused. It proposes increasing RAP reuse by developing management systems to track quantities and quality, and control how much is reintroduced into new asphalt. The document also notes that some old asphalt may contain carcinogenic tar, so those materials require separate treatment.
The document is International Paper Company's Form 10-Q quarterly report filed with the SEC for the quarter ended June 30, 2003. It includes:
1) Financial statements including the consolidated statement of earnings, balance sheet, cash flows, and shareholders' equity for the quarter and year to date.
2) Notes to the financial statements providing additional information on items such as basis of presentation and earnings per share calculations.
3) Certification by management on disclosure controls and procedures.
In summary, it presents International Paper's required quarterly financial reporting to the SEC on their financial position and operating results for the period.
Manpower Inc. had record revenues and earnings in 2007. Revenues increased 17% to $20.5 billion while net earnings grew 22% to $484.7 million. The company has diversified its services over the past decade to include specialty services beyond temporary staffing, such as permanent recruitment and leadership development. This has improved profit margins and reduced sensitivity to economic cycles. Investments in new services like recruitment process outsourcing have positioned Manpower for continued growth.
Raytheon Reports 2006 Third Quarter Resultsfinance12
The document provides an earnings summary and outlook for Q3 2006 and full year 2006-2007. It summarizes that earnings per share increased 41% in Q3 2006, bookings remained strong, and guidance was increased for EPS, bookings, operating cash flow and ROIC. The summary also mentions that net debt declined to its lowest point in over 11 years and over 5.5 million shares were repurchased in the quarter.
This document provides a brief tour around parts of Europe and Africa as seen from space at night, noting locations like the Iberian Peninsula, Canary Islands, Strait of Gibraltar, Swiss Alps, Iceland, Black Sea, and Red Sea. It encourages spreading awareness of Earth's beauty so future generations can appreciate and protect it.
Mark Logan gives a presentation titled "Fuck Storytelling" where he argues that storytelling is overhyped in advertising. While stories can be effective, experience and action are more impactful ways to connect with people than just telling stories. He advocates that agencies should create experiences, applications, products and even companies, rather than limiting themselves to just telling stories. If agencies focus on making experiences instead of just stories, they will be the ones that stories are told about in the future.
- Emerson reported strong financial results for the second quarter of 2008, with sales up 12% and earnings per share up 23% compared to the previous year. Underlying sales growth was 6% led by international growth.
- Operating profit margin improved 100 basis points to 16.4% due to cost containment programs and a $30M commodity hedging benefit. Cash flow also increased significantly.
- The Process Management segment saw sales growth of 19% driven by strong underlying growth of 16% internationally, while the Industrial Automation segment grew sales 11%.
- Emerson's balance sheet remains strong, allowing flexibility for investments and shareholder returns.
View Summary Manpower Inc. Withdraws Fourth Quarter 2008 Guidance 12/22/2008finance12
Manpower Inc. withdrew its fourth quarter 2008 guidance due to continued declines in the global labor markets and changes in foreign currencies. The company experienced a 20% revenue decline in the two months ended November 30, 2008 compared to the prior year. As a result of the weaker operating environment, Manpower Inc. will take restructuring charges related to employee severance and office closures in the fourth quarter. Despite the economic challenges, the company's liquidity and financial strength remains strong with $675 million in cash and $182 million in net debt as of the end of November.
The document is the 1999 annual report of Manpower Inc. It discusses the company's financial highlights for 1999, including increased systemwide sales, revenues, and operating margin compared to previous years. It summarizes the company's strategies to focus on providing workforce solutions, investing in technology, improving efficiency, and expanding in professional and specialty staffing. The report discusses how these strategies helped drive growth while improving profitability in 1999.
Manpower provided staffing solutions for a variety of clients around the world in 2000. Some key examples include:
1) Manpower Venezuela used a performance-based compensation model to win staffing contracts for three call centers in Venezuela.
2) In Australia, the Defense Force outsourced its military recruitment to Manpower due to their ability to provide a full-service solution.
3) In North Carolina, Manpower's workforce program helped IBM achieve significant contractor staffing cost savings.
This document highlights Manpower's global reach and ability to customize staffing solutions to meet the diverse needs of clients around the world.
The document is Manpower Inc.'s 2001 annual report. It summarizes that in 2001:
- Systemwide sales decreased 5.3% to $11.8 billion due to a weaker global economy and strengthening US dollar.
- Revenues decreased 3.3% and operating profit declined 23.6% as revenue growth slowed but investments continued.
- Earnings per share decreased 27% to $1.62 primarily due to currency exchange impacts. The company remained focused on providing skilled employees and workforce solutions to customers during economic uncertainty.
The document discusses Manpower's performance and strategies during a period of economic uncertainty in 2002. It summarizes that Manpower strengthened its financial position, improved efficiency, expanded services, and increased customer relationships despite challenging market conditions. Manpower emerged stronger and confident in its leadership position. The speed of work increased pressure on companies, but Manpower provided flexibility and quality service to help customers.
This document contains a long list of place names from around the world arranged in no clear order. The places span multiple continents and countries, including locations in France, Italy, Germany, Japan, Canada, Mexico, Argentina and many others.
The document is Manpower Inc.'s 2004 annual report. It discusses Manpower's 57-year history of providing temporary staffing solutions and how it has expanded its services over time. It also discusses how the world of work is constantly changing and how Manpower continues to adapt its solutions to help clients with their HR strategies and market competition. The report features perspectives from clients, including IBM's vice president of global talent discussing how IBM partners with Manpower for just-in-time talent management to source skills globally on demand.
This document is Manpower Inc.'s 2005 annual report. It summarizes the company's financial performance for 2005, noting revenues exceeded $16 billion, a 7.7% increase over 2004. Net income increased 8% to $260 million. It also discusses strategic moves taken in 2005 to expand operations in emerging markets like China and India. Finally, it describes the company's rebranding effort, launching a new logo and tagline - "What do you do?" - to reflect its expanded services beyond temporary staffing.
Manpower Inc. reported record financial results in 2006. Revenues increased 10.8% to $17.6 billion and net earnings increased 53% to $398 million. The company's stock price rose 61% in 2006, outperforming the broader market. Operating profit increased 24% to $532 million due to growth in business and effective cost management across regions. The company has transitioned to focus on providing a wider range of employment services beyond temporary staffing alone. The rebranding launched in 2006 aligned the company's image with this strategic transition and positioned Manpower for continued strong performance.
The document is a Form 8-K filed by The Goodyear Tire & Rubber Company with the SEC on May 22, 2007. It announces that the company entered into an underwriting agreement to sell over 22 million shares of its common stock in a public offering at $33 per share, for total proceeds of over $750 million. The underwriters exercised their option to purchase additional shares. The company's general counsel issued a legality opinion on the shares offering. The proceeds will be used for general corporate purposes.
The Goodyear Tire & Rubber Company issued notices to partially redeem outstanding notes. It will redeem $140 million of its 9% Senior Notes due 2015 at 109% of par value, and $175 million of its 8.625% Senior Notes due 2011 at 108.625% of par value. Both redemptions will occur on June 29, 2007. Goodyear is using proceeds from a recent equity offering of common stock to fund the redemptions, as allowed under provisions permitting redemption of up to 35% of notes with equity offering proceeds.
The document is an SEC filing by The Goodyear Tire & Rubber Company that provides an adjusted Item 6 of their 2006 Annual Report on Form 10-K. The adjustments correct references in certain footnotes to Item 6 from "income/loss from continuing operations" to "net income/loss" as the results included discontinued operations. Item 6 provides selected financial data for Goodyear from 2002-2006, including net sales, income/loss, income/loss per share, total assets, long term debt, and shareholders' equity. Footnotes provide additional details on items affecting results in certain years.
The Goodyear Tire & Rubber Company reported record second quarter sales of $4.9 billion, up 4% from the previous year, driven by sales increases in emerging markets. Segment operating income from continuing operations was $309 million, up 32% year-over-year. Net income was $56 million compared to $2 million in the second quarter of 2006. All five of Goodyear's regional tire businesses saw higher sales and segment operating income versus the prior year period.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.