This document is the Realty Installment Buyer Protection Act, which aims to protect buyers of real estate purchased through installment payments. It declares protecting buyers from oppressive conditions as public policy. The key provisions are that buyers who have paid at least two years of installments have the right to a grace period of one month for every year paid if they default, and are entitled to a 50-80% cash refund of payments if the contract is cancelled. Sellers must give buyers under two years of payments at least 60 days to become current before cancellation.