Protect your identity by shredding credit card offers, using a locked mailbox, and mailing envelopes inside the post office. Install a firewall and virus protection software, and never respond to phishing emails. Be wary of 'shoulder surfers' by shielding your hand when entering your PIN number, as thieves may watch you with binoculars.

1. Protect Your Good Name Reduce Your Risk of Identity Theft

2. Reduce Access to Personal DataShred credit card offersUse a locked mailboxMail envelopes inside the post office Remove listing from telephone directory

3. Internet and Security Safeguards Install a firewallInstall and update virus protection softwareNever respond to phishing e-mailUse credit, not debit, cards when shopping

4. Beware of ‘Shoulder Surfer’Shield your hand when entering your PINThieves may be watching with binoculars