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Principal Di
This document provides an overview of disability income insurance and why it is important. It discusses how even with group long-term disability insurance and social security, many people would struggle financially if they became too sick or injured to work. Individual disability income insurance can help fill the gaps. The document recommends speaking to a financial professional to understand your risks and how much coverage you may need based on your individual situation. It profiles four example families - singles, young couples, up-and-comers, and 40-somethings - to show how disability insurance needs vary at different life stages.
