To retire in wealth and in perfect health needs proper planning, commitment and discipline. The time to start it is now and not tomorrow. Presentation delivered at the Ghana Internet security Foundation program for the Ghana Police Service at the Christian Service University College, in Kumasi by the High Performance Academy Ghana Team. Take a read and Share!

1. The
Life
of
the
Future
Law
Enforcement
Officer
Isaac
Tweneboah-­‐Koduah
Contacts:
0247
780
-­‐
606
&
050
601
6060
Email:
hipacademygh@gmail.com
6/3/15

2. Critical
Life
Success
Puzzle
Happy
Successful
Life
Financial
Freedom
Religious
Life
Happy
RelaNonships
Building
Personal
Business
Living
in
Health
and
Energy
6/3/15

3. What
We
Do
At
HiPAG
6/3/15
Clarity
Confidence
Competence

4. Lets
Have
Some
Fun
Right?

5. Presentation
Objectives
1. An
appreciaNon
of
the
life
challenges
of
the
Police
Officer
2. Law
enforcement
Officer
of
the
future
3. 7
-­‐
Strategies
for
Personal
Financial
security
in
ReNrement
6/3/15

6.
An
appreciation
of
the
life
challenges
of
the
Police
Officer
1. Work-­‐Life
Balance
stress
2. Health
and
sudden
deaths
3. High
Risk
to
injuries
and
deaths
4. Intense
work
demands
with
limited
resources
5. RelaNonship
challenges
6. Financial
insecurity
6/3/15

7. Results??
1. Serious
Health
Challenges
and
early
deaths
2. NegaNve
percepNon
about
the
Police
Service
3. ReNring
in
unsecured
financial
status
6/3/15

8. Your
Work
Is
An
Acre
of
Diamond
6/3/15

9. Basic
Belief
About
Life
and
Rewards……
‘Our
Reward/Money
in
life
is
in
direct
propor6on
to
the
demand
for
what
we
do,
our
ability
to
do
it
with
excellence
and
the
difficulty
of
replacing
us’
Earl
Nigh*ngale
6/3/15

10. The
Future
Law
Enforcement
Officer??
‘…Must
desire
to
do
the
things
others
wont
do
today,
in
order
to
have
the
things
others
wont
have
tomorrow………
6/3/15

11. The
P.O.L.I.C.E.
of
the
Future!!!
1. P
-­‐
Perform
duty
with
PASSION
2. O
-­‐
OUTSTANDING
Personality
–
Personal
Branding
3. L
–
Con6nuous
LEARNING
and
Personal
Improvement
4. I
–
Work
with
INTERGRITY
at
all
6mes
5. C
–
Don’t
COMPROMISE
on
Professional
Values
and
Ethics
6. E
–
Watch
the
ENERGY
vampires
in
your
life

12. Benefit
of
Being
An
Outstanding
Officer
Benefits
Personal
SaNsfacNon
–
Inner
Joy
ContribuNon
to
beeer
Living
-­‐
Peace
Financial
Rewards
6/3/15

13. Wealth
Creation
for
Happy,
Healthier
Retirement
6/3/15

14. What
Is
Wealth
To
You??
Wealth
Financial
Freedom
Religious
Life
Happy
RelaNonships
Building
Personal
Business
Living
in
Health
and
Energy
6/3/15

15. Financial
Wealth
Financial
Freedom
Free
Cash
Flow
No
debt
Work
ONLY
for
Pleasure
Leaving
a
Legacy
6/3/15

16. Why
Intensify
Personal
Financial
Planning
Now??
1. Old
age
and
ReNrement
will
surely
come
2. Health
Challenges
intensify
at
Old
age/ReNrement
3. Money/Investment
accumulaNon
takes
Nme
4. We
cant
depend
on
others
anymore
–
We
are
Responsible
6/3/15

17. Personal
Financial
Planning
Worksheet
1
What
is
Your
Current
Networth
6/3/15

18. Personal
Financial
Planning
Worksheet
Are
You
A
Profitable
Personal
(P&L)
6/3/15

19. Personal
Financial
Planning
Worksheet
How
Much
Do
You
Need
To
Retire
On??
6/3/15

20. Personal
Financial
Strategy
–
1.0
Keep
Your
Job
1. Be
The
P.O.L.I.C.E.
2. P
-­‐
Perform
duty
with
PASSION
3. O
-­‐
OUTSTANDING
Personality
–
Personal
Branding
4. L
–
Con6nuous
LEARNING
and
Personal
Improvement
5. I
–
Work
with
INTERGRITY
at
all
6mes
6. C
–
Don’t
COMPROMISE
on
Professional
Values
and
Ethics
7. E
–
Watch
the
ENERGY
vampires
in
your
life
6/3/15

21. Personal
Financial
Strategy
–
2.0
Take
Spiritual
Insurance
1. Pay
your
Tithe/Zakat/
Giving
–
10%
1. Divine
protecNon
for
business
and
life
2. No
lack
3. Blockage
of
all
financial
leakages
4. Use
the
Standing
Order
from
your
bank
6/3/15

22. Personal
Financial
Strategy
–
3.0
Live
below
Your
Income
1. Spend
less
than
you
earn
2. Preserve
cash
at
all
Nmes
3. Cut
off
any
liability
that
is
leaking
your
income
1. Eg
cars,
mobile
phone,
internet
2. EaNng
and
drinking
out
too
oien
6/3/15

23. Personal
Financial
Strategy
–
4.0
Save
To
Invest
10%
of
All
Income
1. Reasons
for
Savings
1. As
an
Emergency
fund
2. To
invest
for
future
profit
2. Minimum
of
3
Months
of
salary/Monthly
Expenses
3. Accumulate
10%
off
your
SALARY
periodically
in
a
secured
account
4. Use
the
F.A.S.T.
format
1. Standing
order
at
Bank
6/3/15

24. Personal
Financial
Strategy
–
5.0
Invest
10%
for
Future
Cash
Flow
1. Why
Invest?
1. For
future
free
cash
flow
2. No
need
to
work
for
salary
2. Forms
of
Investment
1. Real
Estate
2. Farming
1. Crop
farming
2. Animal
farming
3. Financial
Instruments
4. EducaNon
in
wards
5. TransportaNon?????
6. Interest/Profit
more
than
or
equal
to
Monthly
Expenses
6/3/15

25. Personal
Financial
Strategy
–
6.0
Take
adequate
Insurance
Cover
1. Insurance
have
its
peculiar
challenges
–
Get
educa>on
2. Life
cover
3. Property
Cover
1. Car,
house
etc
4. Health
Insurance
for
medical
emergencies
–
Private
Insurance
6/3/15

26. Personal
Financial
Strategy
–
7.0
Get
Educated
On
Financial
Issues
1. There
are
scammers
in
the
system
2. Get
educaNon
before
you
invest
3. Understand
before
approval
to
invest
4. Don’t
follow
the
crowd
with
your
money
6/3/15

27. In
Summary????
1. Accept
Your
job
as
God
given
to
make
an
impact
on
your
generaNon
2. Desire
to
become
the
best
in
your
field
by
constantly
developing
your
skills
3. Perform
all
your
duNes
with
integrity
and
fairness
–
the
reward
will
come
in
many
forms
4. Remember
one
day
you
will
reNre
–
what
provisions
are
you
making
now
for
the
future?
6/3/15

28. Thank
You-­‐
Join
HiPAG
Isaac
Tweneboah-­‐Koduah
Contacts:
0247
780
-­‐
606
&
050
601
6060
Email:
hipacademygh@gmail.com
6/3/15