Why hire a loss assessor when making a claim? Your insurance company makes its money from betting that its customers don't put in a claim. The last thing they want to do is pay out more money than they have to for any insurance claims made. They use their insurance loss adjusters to try to ensure that they pay out as little as possible. This is not to say that Insurance companies are bad people, but they are a business after all. They are obligated to put their shareholders first.

1. Overview of an Loss
assessor and Insurance
assessor
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2. Why hire a loss assessor when making a claim?Why hire a loss assessor when making a claim?
Your insurance company makes its money fromYour insurance company makes its money from
betting that its customers don't put in a claim. Thebetting that its customers don't put in a claim. The
last thing they want to do is pay out more moneylast thing they want to do is pay out more money
than they have to for any insurance claims made.than they have to for any insurance claims made.
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3. They use their insurance loss adjusters to try toThey use their insurance loss adjusters to try to
ensure that they pay out as little as possible. This isensure that they pay out as little as possible. This is
not to say that Insurance companies are bad people,not to say that Insurance companies are bad people,
but they are a business after all. They are obligatedbut they are a business after all. They are obligated
to put their shareholders first.to put their shareholders first.
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specialised in insurance claimsspecialised in insurance claims help and advice. For more details, visithelp and advice. For more details, visit

4. The Loss assessor represents you after you haveThe Loss assessor represents you after you have
made a claim. Or better yet, contact them before youmade a claim. Or better yet, contact them before you
put your claim in. It is their job to help you get theput your claim in. It is their job to help you get the
best settlement within the terms of your insurancebest settlement within the terms of your insurance
policy. The loss assessor speaks the same language aspolicy. The loss assessor speaks the same language as
your insurance company and appointed loss adjuster.your insurance company and appointed loss adjuster.
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specialised in insurance claimsspecialised in insurance claims help and advice. For more details, visithelp and advice. For more details, visit

5. This helps you avoid any loopholes, traps orThis helps you avoid any loopholes, traps or
misunderstandings that may arise during the coursemisunderstandings that may arise during the course
of your claim and possibly affect the results. Andof your claim and possibly affect the results. And
that is the reason why it is the best thing to use one'sthat is the reason why it is the best thing to use one's
own insurance loss assessor to negotiate with them.own insurance loss assessor to negotiate with them.
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specialised in insurance claimsspecialised in insurance claims help and advice. For more details, visithelp and advice. For more details, visit

6. Insurance policies often require that the insuranceInsurance policies often require that the insurance
company be notified of the claim within a shortcompany be notified of the claim within a short
time frame. This however does not apply to thetime frame. This however does not apply to the
insurance company when making their pay out.insurance company when making their pay out.
There is no pressure on them to completeThere is no pressure on them to complete
investigations or settle a case.investigations or settle a case.
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7. Your assessor can help push this process on. TheseYour assessor can help push this process on. These
delays can put a strain on you, the claimant, bothdelays can put a strain on you, the claimant, both
financially and mentally. While it might difficult forfinancially and mentally. While it might difficult for
you, due to work or family commitments, to applyyou, due to work or family commitments, to apply
this pressure, your loss assessor's job is to do thesethis pressure, your loss assessor's job is to do these
follow ups for you.follow ups for you.
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8. Works of an Insurance assessor?Works of an Insurance assessor?
An insurance assessor visits the policyholder toAn insurance assessor visits the policyholder to
explain the nature of a claimed loss and the extentexplain the nature of a claimed loss and the extent
of insurance coverage. Assessors are also called asof insurance coverage. Assessors are also called as
insurance claims adjusters. These claims can cover ainsurance claims adjusters. These claims can cover a
wide variety of situations, including bodily injury,wide variety of situations, including bodily injury,
property damage etc.property damage etc.
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9. An insurance assessor works on the behalf of theAn insurance assessor works on the behalf of the
claimant. A claimant approaches an insuranceclaimant. A claimant approaches an insurance
assessor to evaluate the accident or mishap that hasassessor to evaluate the accident or mishap that has
overblown their insured property. For the propertyoverblown their insured property. For the property
to be determined and the claim to be filled, it isto be determined and the claim to be filled, it is
necessary that your property has a monetary value.necessary that your property has a monetary value.
Insurance assessor starts with evaluating theInsurance assessor starts with evaluating the
property and checks it for the damage done to it.property and checks it for the damage done to it.
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10. For example, if a house caught fire and had beenFor example, if a house caught fire and had been
damaged, the insurance assessor would go anddamaged, the insurance assessor would go and
calculate the house, check its monetary value,calculate the house, check its monetary value,
evaluate the damages done, and decide if they areevaluate the damages done, and decide if they are
claimable. Once he is done with collecting theclaimable. Once he is done with collecting the
related information or evidence, he makes a reportrelated information or evidence, he makes a report
of the case and on the behalf of the claimant sendsof the case and on the behalf of the claimant sends
it to the insurance company.it to the insurance company.
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11. Assessors investigate claims to determine theirAssessors investigate claims to determine their
accuracy, oversee the payment process and negotiateaccuracy, oversee the payment process and negotiate
a reasonable settlement. He also negotiates on thea reasonable settlement. He also negotiates on the
behalf of the claimant and makes sure that the casebehalf of the claimant and makes sure that the case
is properly resolved.is properly resolved.
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claims help and advice. For more details, visit https://claimmakers.co.ukclaims help and advice. For more details, visit https://claimmakers.co.uk