This document discusses increasing interoperability in the Web of Things (WoT). It proposes a hub-centric model where hubs standardize representations and protocols for connected "things" to simplify integration for application developers. The document outlines challenges to interoperability like defining things, their interactions and descriptions. It describes a UK project using hubs and a standardized API to demonstrate interoperability across domains. The document concludes by calling for continued work within the WoT community to further define common models, profiles and best practices to advance interoperability.
The document discusses creating a literate environment in the 21st century. It emphasizes the importance of literacy education starting early and recognizing that a student's background and culture influence their literacy. The document outlines ways for educators to get to know students' cognitive and noncognitive development through assessments and using that information to select appropriate texts and lesson activities that interest students and build on their strengths.
Oscar Overseas commenced its business in 1993 as one of the leading manufacturer and trader of Bed Sheets and Quilts. Our exclusive range includes Bed Cover, Embroidered Quilts and Hotel Linen. The offered range is designed and fabricated using high grade fabric and other allied materials under the supervision of our well-versed designers who have immense expertise in this particular domain.
This document discusses the importance of literacy education and creating a literate environment for students. It emphasizes getting to know individual students' cognitive and noncognitive development through assessments in order to select appropriate texts and lessons. The document provides examples of assessments, interactive reading techniques, and ensuring students are active participants in their literacy learning.
This document discusses the artist Erte and his works "Sleeping Beauty Erte", "The Nile Erte", and "Love's Captive Erte" which incorporate techniques like piercing, roll printing, stamped texture, and the marriage of metals. It also mentions wanting to create something using African fabrics and patterns but being unsure where to start.
The document proposes Thing Broker, a platform for modeling and connecting physical and virtual "things" on the Web of Things. It builds on previous work by introducing flexible "thing" and "event" abstractions and a Twitter-like model for defining relationships between things using "follow" and "unfollow." The platform supports push-based and pull-based communication between things and has been used to develop early prototype applications like a collaborative photo gallery and meeting notification system. Future work aims to improve authentication, support continuous data flows, and add discovery and querying of things.
This poem pays tribute to the Alma Mater of the author, AAS School. In 3 sentences, it summarizes that the school nurtured students from a young age through the dedication of teachers, helping to shape them into great individuals. It highlights the school's role in teaching academics as well as life skills like discipline, manners, courage and more. The poem expresses gratitude for the school's role in the author's development and memories over 40 years, cementing it as a source of joy and pride for its students and faculty.
The document proposes Thing Broker, a platform for modeling and connecting physical and virtual "things" on the Web of Things. It builds on previous work by introducing flexible "thing" and "event" abstractions and a Twitter-like model for defining relationships between things using "follow" and "unfollow." The platform supports push-based and pull-based communication between things and has been used to develop early prototype applications like a collaborative photo gallery and meeting notification system. Future work aims to improve authentication, support continuous data flows, and add discovery and querying of things.
This document discusses increasing interoperability in the Web of Things (WoT). It proposes a hub-centric model where hubs standardize representations and protocols for connected "things" to simplify integration for application developers. The document outlines challenges to interoperability like defining things, their interactions and descriptions. It describes a UK project using hubs and a standardized API to demonstrate interoperability across domains. The document concludes by calling for continued work within the WoT community to further define common models, profiles and best practices to advance interoperability.
The document discusses creating a literate environment in the 21st century. It emphasizes the importance of literacy education starting early and recognizing that a student's background and culture influence their literacy. The document outlines ways for educators to get to know students' cognitive and noncognitive development through assessments and using that information to select appropriate texts and lesson activities that interest students and build on their strengths.
Oscar Overseas commenced its business in 1993 as one of the leading manufacturer and trader of Bed Sheets and Quilts. Our exclusive range includes Bed Cover, Embroidered Quilts and Hotel Linen. The offered range is designed and fabricated using high grade fabric and other allied materials under the supervision of our well-versed designers who have immense expertise in this particular domain.
This document discusses the importance of literacy education and creating a literate environment for students. It emphasizes getting to know individual students' cognitive and noncognitive development through assessments in order to select appropriate texts and lessons. The document provides examples of assessments, interactive reading techniques, and ensuring students are active participants in their literacy learning.
This document discusses the artist Erte and his works "Sleeping Beauty Erte", "The Nile Erte", and "Love's Captive Erte" which incorporate techniques like piercing, roll printing, stamped texture, and the marriage of metals. It also mentions wanting to create something using African fabrics and patterns but being unsure where to start.
The document proposes Thing Broker, a platform for modeling and connecting physical and virtual "things" on the Web of Things. It builds on previous work by introducing flexible "thing" and "event" abstractions and a Twitter-like model for defining relationships between things using "follow" and "unfollow." The platform supports push-based and pull-based communication between things and has been used to develop early prototype applications like a collaborative photo gallery and meeting notification system. Future work aims to improve authentication, support continuous data flows, and add discovery and querying of things.
This poem pays tribute to the Alma Mater of the author, AAS School. In 3 sentences, it summarizes that the school nurtured students from a young age through the dedication of teachers, helping to shape them into great individuals. It highlights the school's role in teaching academics as well as life skills like discipline, manners, courage and more. The poem expresses gratitude for the school's role in the author's development and memories over 40 years, cementing it as a source of joy and pride for its students and faculty.
The document proposes Thing Broker, a platform for modeling and connecting physical and virtual "things" on the Web of Things. It builds on previous work by introducing flexible "thing" and "event" abstractions and a Twitter-like model for defining relationships between things using "follow" and "unfollow." The platform supports push-based and pull-based communication between things and has been used to develop early prototype applications like a collaborative photo gallery and meeting notification system. Future work aims to improve authentication, support continuous data flows, and add discovery and querying of things.
The document discusses IBM's acquisition of Blade Network Technologies and how it will help IBM provide improved networking solutions as part of their systems portfolio. It then provides an overview of IBM's eX5 rack mountable server and blade server systems, highlighting their performance, scalability, and suitability for different workloads. Specific blade and rack server models are described and positioning is discussed.
This document provides tips for being an effective spokesperson. It discusses the importance of having credibility, accountability, honesty, and other qualities as the basics of a strong brand. It offers advice on achieving likeability through body language, dress, handshakes, and words. Specific tips are given for being a stress-resistant, organized communicator who thinks strategically. The challenges of modern public relations are examined. The document emphasizes connecting with audiences through passion and using various media platforms. Guidance is offered for being prepared when you are the news yourself. Specific techniques are suggested for staying on message in phone interviews, using bridging, buying thinking time, and understanding media dynamics.
In this position paper, we discuss our experiences with a lightweight Web of Things (WoT) toolkit and use those experiences to explore what an effective WoT toolkit looks like. We argue that while the WoT community has experimented, like us, with a variety of toolkits, it hasn’t yet found one that appeals sufficiently to a broad range of developers. This failure, we believe, is hindering the adoption of the WoT and the growth of the community. We conclude the paper with a set of open questions, which, although not exhaustive, are aimed at opening up a community discussion on the needs of developers and how best the community can meet those needs and so further the adoption of the WoT. In essence, we believe that the time may be right to begin to agree on some basic functionality and approaches to WoT toolkits.
Interoperability in the Internet of Things is critical for emerging services and applications. In this presentation we advocate the use of IoT ‘hubs’ to aggregate things using web protocols, and suggest a staged approach to interoperability. In the context of a UK government funded project involving 8 IoT projects to address cross-domain IoT interoperability, we introduce the HyperCat IoT catalogue specification. We then describe the tools and techniques we developed to adapt an existing data portal and IoT platform to this specification, and provide an IoT hub focused on the highways industry called ‘Smart Streets’. Based on our experience developing this large scale IoT hub, we outline lessons learned which we hope will contribute to ongoing efforts to create an interoperable global IoT ecosystem.
Dokumen ini berisi analisis hasil ujian PKSR 1 dan UPP1 tahun 2011 di Sekolah Kebangsaan Lembah Bidor. Ia menunjukkan perbandingan peratusan murid yang lulus dan gagal dalam ujian tersebut setiap tahun, serta masalah yang dihadapi dan cara mengatasinya dalam pengajaran dan pembelajaran bahasa Inggeris. Beberapa masalah utama ialah murid yang tidak faham bahasa Inggeris, kurang minat, dan tah
Cloud based Smart City hubs are an attractive approach to addressing some of the complex issues faced when deploying PaaS infrastructure for Smart Cities. In this paper we introduce the general notion of IoT hubs and then discusses our work to generalize our IoT hub as a Smart City PaaS. Two key issues are identified, support for hybrid public/private cloud and interoperability. We briefly describe our approach to these issues and discuss our experiences deploying two cloud-based Smart City hubs, one in the UK and the other in Canada.
The daily lesson plan is for a Year 3 class on being healthy. The 60 minute lesson will involve students singing a song about foods, filling in blanks in the song lyrics, and discussing examples of healthy and unhealthy foods in groups. The objectives are for students to sing the song with correct pronunciation, list examples of healthy and junk foods, and fill in 4 out of 6 blanks in the song correctly. The lesson will begin with an introduction on foods, presenting pictures, playing the song twice while students fill in the worksheet, discussing the filled worksheet, and ending by having student groups list examples of healthy and junk foods.
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
The document discusses IBM's acquisition of Blade Network Technologies and how it will help IBM provide improved networking solutions as part of their systems portfolio. It then provides an overview of IBM's eX5 rack mountable server and blade server systems, highlighting their performance, scalability, and suitability for different workloads. Specific blade and rack server models are described and positioning is discussed.
This document provides tips for being an effective spokesperson. It discusses the importance of having credibility, accountability, honesty, and other qualities as the basics of a strong brand. It offers advice on achieving likeability through body language, dress, handshakes, and words. Specific tips are given for being a stress-resistant, organized communicator who thinks strategically. The challenges of modern public relations are examined. The document emphasizes connecting with audiences through passion and using various media platforms. Guidance is offered for being prepared when you are the news yourself. Specific techniques are suggested for staying on message in phone interviews, using bridging, buying thinking time, and understanding media dynamics.
In this position paper, we discuss our experiences with a lightweight Web of Things (WoT) toolkit and use those experiences to explore what an effective WoT toolkit looks like. We argue that while the WoT community has experimented, like us, with a variety of toolkits, it hasn’t yet found one that appeals sufficiently to a broad range of developers. This failure, we believe, is hindering the adoption of the WoT and the growth of the community. We conclude the paper with a set of open questions, which, although not exhaustive, are aimed at opening up a community discussion on the needs of developers and how best the community can meet those needs and so further the adoption of the WoT. In essence, we believe that the time may be right to begin to agree on some basic functionality and approaches to WoT toolkits.
Interoperability in the Internet of Things is critical for emerging services and applications. In this presentation we advocate the use of IoT ‘hubs’ to aggregate things using web protocols, and suggest a staged approach to interoperability. In the context of a UK government funded project involving 8 IoT projects to address cross-domain IoT interoperability, we introduce the HyperCat IoT catalogue specification. We then describe the tools and techniques we developed to adapt an existing data portal and IoT platform to this specification, and provide an IoT hub focused on the highways industry called ‘Smart Streets’. Based on our experience developing this large scale IoT hub, we outline lessons learned which we hope will contribute to ongoing efforts to create an interoperable global IoT ecosystem.
Dokumen ini berisi analisis hasil ujian PKSR 1 dan UPP1 tahun 2011 di Sekolah Kebangsaan Lembah Bidor. Ia menunjukkan perbandingan peratusan murid yang lulus dan gagal dalam ujian tersebut setiap tahun, serta masalah yang dihadapi dan cara mengatasinya dalam pengajaran dan pembelajaran bahasa Inggeris. Beberapa masalah utama ialah murid yang tidak faham bahasa Inggeris, kurang minat, dan tah
Cloud based Smart City hubs are an attractive approach to addressing some of the complex issues faced when deploying PaaS infrastructure for Smart Cities. In this paper we introduce the general notion of IoT hubs and then discusses our work to generalize our IoT hub as a Smart City PaaS. Two key issues are identified, support for hybrid public/private cloud and interoperability. We briefly describe our approach to these issues and discuss our experiences deploying two cloud-based Smart City hubs, one in the UK and the other in Canada.
The daily lesson plan is for a Year 3 class on being healthy. The 60 minute lesson will involve students singing a song about foods, filling in blanks in the song lyrics, and discussing examples of healthy and unhealthy foods in groups. The objectives are for students to sing the song with correct pronunciation, list examples of healthy and junk foods, and fill in 4 out of 6 blanks in the song correctly. The lesson will begin with an introduction on foods, presenting pictures, playing the song twice while students fill in the worksheet, discussing the filled worksheet, and ending by having student groups list examples of healthy and junk foods.
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
How Poonawalla Fincorp and IndusInd Bank’s Co-Branded RuPay Credit Card Cater...beulahfernandes8
The eLITE RuPay Platinum Credit Card, a strategic collaboration between Poonawalla Fincorp and IndusInd Bank, represents a significant advancement in India's digital financial landscape. Spearheaded by Abhay Bhutada, MD of Poonawalla Fincorp, the card leverages deep customer insights to offer tailored features such as no joining fees, movie ticket offers, and rewards on UPI transactions. IndusInd Bank's solid banking infrastructure and digital integration expertise ensure seamless service delivery in today's fast-paced digital economy. With a focus on meeting the growing demand for digital financial services, the card aims to cater to tech-savvy consumers and differentiate itself through unique features and superior customer service, ultimately poised to make a substantial impact in India's digital financial services space.