Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.
Vita Cannone      Real Estate Professional
                             11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940
                                            E-mail: vita.cannone@bairdwarner.com
                                          Profile: www.bairdwarner.com/vita.cannone

                        “My vision is to be regarded as the leading real estate professional in the
                     industry, while providing quality service, operate effectively at a moments need,
                                          and achieve area market leadership.”


   First-Time Homebuyer Tax Credit                                           You Must Act Soon!
         First-Time Homebuyer Tax Credit                   The tax credit is intended to stimulate home buying immediately
If you are thinking about purchasing your first home, we   and it is only available for a limited time. Eligible buyers who want
have good news—you may be eligible for the 2009 First-     to benefit from the tax credit must purchase a home between
Time Homebuyer Tax Credit which went into effect           January 1, 2009 and November 30, 2009.
under the American Recovery and Reinvestment Act of
2009.                                                      Any individual (and if married, his or her spouse) who has had no
                                                           ownership interest in a principal residence during the last three
If you qualify, you may be able to reduce your income      years may apply for the tax credit, as long as the following income
tax liability—or get a larger refund for the year of       limits are met:
purchase by claiming the credit on your tax return.*
Details include:                                             ·           Full credit for single taxpayers with incomes up to
                                                             $75,000 ($150,00 on a joint return)
       The full tax credit amount equals 10% of the          ·              Partial credit is available for single taxpayers with
  purchase price of the home ($8,000 maximum)                incomes between $75,000 and $95,000 ($150,000 to $170,000
  ·     The money does not have to be repaid—as              on joint returns)
  long as you remain in the home for at least three        If you are a first-time homebuyer, now is the ideal time to contact
  years                                                    us to learn more about the tax credit and discuss your home
The tax credit applies to the purchase of any single-      financing options.
family home that will be used as a principal residence—
including condos, co-ops, town homes, etc.                 Get a same-day pre-approval decision, guaranteed!


Call today for a no obligation consultation                       Call me today so I can help you find a
Pat Cannone                                                       property and take advantage
Senior Mortgage Advisor                                           of the first time homebuyer credit.
PHH Home Loans                                                    Vita Cannone—Real Estate Professional
Direct: 630-962-6680                                              Direct: 847-923-6940
Fax: 856-917-1227                                                 efax: 312-592-4806

Apply Online at:
http://patcannone.phhhomeloans.com                                E-mail: vita.cannone@bairdwarner.com


Click on the B&W logo to the right to visit our new redesigned website.
                                    To Unsubscribe to future e-mails' click here.

Newsletter September 2009

  • 1.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 2.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 3.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 4.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 5.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 6.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 7.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 8.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 9.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 10.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 11.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 12.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 13.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 14.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 15.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 16.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 17.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 18.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 19.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 20.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 21.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 22.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 23.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 24.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 25.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 26.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 27.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 28.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 29.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 30.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 31.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 32.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 33.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 34.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 35.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 36.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 37.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 38.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 39.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 40.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 41.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 42.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 43.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 44.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 45.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 46.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 47.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 48.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 49.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 50.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 51.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 52.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 53.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 54.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 55.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 56.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 57.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 58.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 59.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 60.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 61.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 62.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 63.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 64.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 65.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 66.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 67.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 68.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 69.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 70.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 71.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 72.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 73.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 74.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 75.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 76.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.
  • 77.
    Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: vita.cannone@bairdwarner.com Profile: www.bairdwarner.com/vita.cannone “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.” First-Time Homebuyer Tax Credit You Must Act Soon! First-Time Homebuyer Tax Credit The tax credit is intended to stimulate home buying immediately If you are thinking about purchasing your first home, we and it is only available for a limited time. Eligible buyers who want have good news—you may be eligible for the 2009 First- to benefit from the tax credit must purchase a home between Time Homebuyer Tax Credit which went into effect January 1, 2009 and November 30, 2009. under the American Recovery and Reinvestment Act of 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three If you qualify, you may be able to reduce your income years may apply for the tax credit, as long as the following income tax liability—or get a larger refund for the year of limits are met: purchase by claiming the credit on your tax return.* Details include: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) The full tax credit amount equals 10% of the · Partial credit is available for single taxpayers with purchase price of the home ($8,000 maximum) incomes between $75,000 and $95,000 ($150,000 to $170,000 · The money does not have to be repaid—as on joint returns) long as you remain in the home for at least three If you are a first-time homebuyer, now is the ideal time to contact years us to learn more about the tax credit and discuss your home The tax credit applies to the purchase of any single- financing options. family home that will be used as a principal residence— including condos, co-ops, town homes, etc. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: vita.cannone@bairdwarner.com Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.