This document summarizes a water and sewer line coverage program that provides a new revenue stream and marketing opportunities for insurance brokers. The program covers repairs and replacement of broken water and sewer lines, offering clients protection from unexpectedly large repair costs. Brokers can market the program through direct mailings and earn commissions. Typical response rates to mailings are 3-5% signups. The program positions brokers as providing an environmental protection service while creating additional clients and sales opportunities.