Mobile banking was first introduced in India in 2002, allowing transactions to be carried out via SMS. Now, almost all banking transactions can be completed using a computer, laptop, or smartphone, such as checking account statements, paying bills, and transferring funds. YONO LITE SBI is State Bank's mobile banking application for retail users, which is a safe, convenient and easy to use app with features to help users manage their banking on the go. It is available in app stores for Google Play, iOS, and Windows.