The document shares a Chinese proverb about how money cannot buy important things like a home, time, sleep, knowledge, good health, respect, life or love. It then claims forwarding the proverb via copies or online will bring the recipient good luck, including stories of people who forwarded it gaining wealth or their children's health. It encourages forwarding exactly 20 copies within 4 days to others to receive one's own luck.

1. ABOUT
MONEY

2. WITH MONEY YOU CAN
BUY A HOUSE,
BUT NOT A HOME.

3. WITH MONEY YOU CAN
BUY A CLOCK,
BUT NOT TIME.

4. WITH MONEY YOU CAN
BUY A BED,
BUT NOT SLEEP.

5. WITH MONEY YOU CAN
BUY A BOOK, BUT
NOT KNOWLEDGE.

6. WITH MONEY YOU CAN
SEE A DOCTOR,
BUT NOT GOOD HEALTH.

7. WITH MONEY YOU CAN
BUY A POSITION,
BUT NOT RESPECT.

8. WITH MONEY YOU CAN
BUY BLOOD,
BUT NOT LIFE.

9. WITH MONEY YOU CAN
BUY SEX,
BUT NOT LOVE.

10. THIS CHINESE PROVERB
BRINGS LUCK.
IT ORIGINATED FROM
THE NETHERLANDS.

11. THIS PROVERB
HAS GONE AROUND
THE WORLD 8 TIMES.
NOW IT IS YOUR TURN
TO HAVE GOOD LUCK
ONCE YOU HAVE
RECEIVED IT.

12. THIS IS NOT A JOKE
YOUR LUCK
WILL ARRIVE BY MAIL
OR VIA
THE INTERNET

13. SEND A COPY TO THE
PEOPLE WHO REALLY
NEED LUCK. DO NOT SEND
MONEY, BECAUSE YOU
CANNOT BUY LUCK, AND
DO NOT KEEP IT FOR
MORE THAN 4 DAYS.

14. ONE MAN, GOT HIS FIRST
COPY OF THE PROVERB
IN 1953 AND ASKED
HIS SECRETARY
TO MAKE HIM 20 COPIES.
NINE HOURS LATER HE
WON $99 MILLION IN THE
LOTTERY IN HIS COUNTRY.

15. AN EMPLOYEE OF HIS
RECEIVED THE SAME
CARD, BUT DID NOT
FORWARD IT.
A FEW DAYS LATER
HE LOST HIS JOB.
AFTER THAT, HE CHANGED
HIS MIND, SENT IT, AND
BECAME RICH.

16. IN 1967, ANOTHER MAN
GOT THE PROVERB;
HE LAUGHED ABOUT IT
AND DISCARDED IT.
A FEW DAYS LATER
HIS SON GOT SICK.
THE MAN LOOKED FOR THE
NOTE, MADE 20 COPIES, AND
SENT THEM. NINE DAYS LATER,
HE GOT GOOD NEWS: HIS SON
WAS SAFE AND SOUND.

17. THIS CARD HAS BEEN
SENT BY
ANTHONY DE CROUD,
A MISSIONARY
IN SOUTH AFRICA.

18. BEFORE 96 HOURS
PASS YOU BY,
YOU SHOULD FORWARD
THIS MESSAGE
TO 20 OTHER PEOPLE.

19. YOUR LUCK WILL COME
WITHIN 4 DAYS FROM
THE MOMENT YOU
RECEIVED THE MESSAGE.

20. WHAT DO YOU
HAVE TO LOSE?
THIS CARD HAS JUST BEEN
SENT TO YOU FOR
GOOD LUCK.
NOW LUCK IS FINALLY
AT YOUR DOOR.

21. SEND 20 COPIES TO
ACQUAINTANCES,
FRIENDS, AND FAMILY.
ONE DAY LATER YOU
WILL GET GOOD NEWS
OR A NICE SURPRISE.

22. I SENT THIS CARD
EXPECTING IT TO GO
AROUND THE WORLD.

23. SEND ONLY 20 COPIES
AND EXPECT
GOOD TIDINGS
TO ARRIVE
IN THE NEXT FEW DAYS.

24. IMPORTANT:
DO NOT MODIFY THE TEXT
THAT I SENT YOU.
FORWARD IT EXACTLY
THE WAY YOU GOT IT.
GOOD LUCK!