This Chinese proverb discusses how money cannot buy certain important things in life like a home, time, sleep, knowledge, good health, respect, life or love. It claims that the proverb originated in the Netherlands and provides examples of people who received good luck after sharing the proverb with others within 96 hours, such as winning the lottery or their sick child recovering. It encourages the reader to make 20 copies and share it within 4 days to receive good luck themselves.